Sentences with phrase «other financial circumstances»

The amount of marital property received by the spouse during divorce, along with other financial circumstances, may affect the court's views regarding the appropriateness of alimony.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

You can borrow money against your retirement account under some circumstances, but financial advisers say such borrowers often struggle to get back up to speed on their retirement savings — in other words, their past over-saving leads to future under - saving.

Accordingly, before making any final decisions or implementing any financial strategy, we recommend that you obtain additional information and advice of your accountant and other financial advisors who are fully aware of your individual circumstances.

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances.

Advice is in the retirement investor's best interest when the advice is rendered «with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk tolerance, financial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partFinancial Institution, or any Affiliate, Related Entity, or other party.»

It is not an offer to buy or sell, or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy and has been prepared without consideration of an individual's investment objectives, risk tolerance or financial circumstances.

Prior to making any investment or financial decisions, an investor should seek individualized advice from a personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation.

When there is a loss of job, disability, or other circumstance causing a financial hardship, federal student loan borrowers have the opportunity to request a forbearance or deferment of their payments for a set period.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

«Emergency funds are for unplanned - for expenses and unforeseen circumstances — in other words, life,» says Scott Cole, an Alabama - based Certified Financial Planner.

Determines the investment objectives, risk tolerance, financial circumstances and needs of the client, without regard to the financial or other interests of the fiduciary or any other party.

Future rate hikes and other changes to your financial circumstances may merit additional tweaks.

Certain Shareholders (including broker - dealers, traders, banks and other financial institutions, insurance companies, real estate investment trusts, tax - exempt entities, Shareholders whose functional currency is not the US dollar or other investors with special circumstances) may be subject to special rules not discussed below.

They often include provisions about religious practices for the couple and for any children who may arrive; whether or not they plan to have children; what they will do in the case of a pregnancy not wanted by one or the other; what will happen if the couple decides to separate; what the financial arrangements will be in such a case; what provision will be made for the children; how in - laws, relatives, and friends will be included in the relationship; what sexual practices will be followed; under what circumstances the couple will move from one home to another; whose job will take precedence; and what kinds of freedom each partner is to have.

The Princess and the Frog teaches kids important lessons about working hard, being true to yourself and valuing others regardless of their financial circumstances and backgrounds.

The Cabinet Manual states that «[t] he point at which the restrictions on financial and other commitments should come to an end depends on circumstances, but may often be either when a new Prime Minister is appointed by the Sovereign or where a government's ability to command the confidence of the Commons has been tested in the House of Commons» (§ 2.30).

Personally, I wouldn't want to tell people what they should do in their own personal and family circumstances, nor will we be offering other forms of personal financial advice on the blog!

In 2011, the Commonwealth passed legislation making it a crime for recipients of social security to fail to report changes to their financial circumstances to Centrelink (our social security agency) within 14 days (Social Security and Other Legislation (Miscellaneous Measures) Act 2011 (Cth)-RRB-.

Those studies examined short - term health effects such as depression, blood pressure and other markers of stress that changed as peoples» financial circumstances took a nosedive.

Governors can also make use of DfE's school financial benchmarking service to compare spending with other schools in similar circumstances and to see if spending can be more efficient.

Access to books should be available to everyone regardless of financial or other special circumstances.

Accordingly, investors should carefully consider whether managed futures are appropriate for them in light of their investment experience, trading objectives, financial resources, and other relevant circumstances.

You acknowledge that your personal financial circumstances are unique, and that before any information you obtain through the Service is acted upon, you should obtain the advice of a financial advisor or other financial planning professional who is aware of your personal financial circumstances.

Others who have gone through similar circumstances as yourself will be able to give you a lot of feedback on what they did to reach their goals were they might be able to recommend other people who helped them along the way such as financial advisers, bank managers or accountants.

All in all, an investor must weigh these goals against each other depending on his / her individual preferences as well as personal and financial circumstances.

When there is a loss of job, disability, or other circumstance causing a financial hardship, federal student loan borrowers have the opportunity to request a forbearance or deferment of their payments for a set period.

Often it is granted due to financial hardship or other unusual circumstances.

Homeowners struggling with mortgage payments due to financial hardship, property devaluation, or other circumstances beyond their control may qualify for an FHA refinance mortgage under the Hope for Homeowners (H4H) program.

Forbearances are granted at the lender's discretion, usually in cases of extreme financial hardship or other unusual circumstances when the borrower does not qualify for a deferment.

Interest rates are low and vary based on borrower financial circumstances, lender fees, and other factors.

Once your goal has been set, compare the federal government's Direct Consolidation Loan program to U-fi and other private lender programs, to decide if consolidation or refinancing is right for you based on your financial goals and circumstances.

FHA should consider these and other circumstances when evaluating mortgage loan applications; If circumstances beyond borrowers» control cause his or her credit to crash, shouldn't these borrowers be given a chance to rebuild their financial security with an affordable fixed rate mortgage loans at today's low rates?

The only time there is an exception is in cases of separation or other circumstances which hinder you from accessing your spouse's financial information.

Future rate hikes and other changes to your financial circumstances may merit additional tweaks.

To be sure that all other options available to their unique circumstances have been considered, they should talk to their school's financial aid office before applying to private lenders.

These are generally for financial hardships or other rare circumstances including:

In the initial session, the counselor will ask about your personal finances — income, debts and other financial obligations such as housing payments — as well as the circumstances that are making it hard for you to pay your credit card bills.

The report, Race and Financial Capability in America: Understanding the Native American Experience, shows that Native Americans — even more so than other minority populations — face difficult financial circumstances and experience high levels of financial fFinancial Capability in America: Understanding the Native American Experience, shows that Native Americans — even more so than other minority populations — face difficult financial circumstances and experience high levels of financial ffinancial circumstances and experience high levels of financial ffinancial fragility.

Grants are available depending on certain financial circumstances and other criteria.

But circumstances - including the global financial crisis and dropping property values, or other unforeseen events such as job loss or unexpected medical bills - have made it impossible to pay this mortgage.

The information contained on this web page is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard.

FICO (short for Fair Isaac Corporation) scores and VantageScores range from 300 to 850, from poor to excellent: Excellent: 750 - 850 Good: 700 - 749 Fair: 650 - 699 Poor: 600 - 649 Bad: Below 600 Your credit may have been excellent at some point, but a series of financial missteps, debt or other unfortunate circumstances can cause your score to drop slightly.

There are plenty of ways to dig out of a financial hole, from penny pinching on one end of the spectrum to bankruptcy on the other, and the right method will depend on your circumstances.

Honestly, I can't advise you (or any other readers) without knowing your (their) financial situations, risk tolerances and other circumstance.

If you are behind in your support payments because of the other debt you are carrying, then a consumer proposal or a bankruptcy is a good choice depending on your financial circumstances.

Find out if and how your advice will be updated, in particular, if your investment timeline changes, your financial goals shift or there are other changes to your personal circumstances.

Except in special circumstances, such as severe financial hardship, permanent incapacity or other conditions of release (see «other conditions of release» above), it's illegal to withdraw your super before you reach your preservation age and doing so can lead to heavy tax fines.

Contact the financial aid office about drastic financial changes due to loss of a parent's job or other circumstances.

The letter must support the claims of extenuating circumstances; confirm the nature of the event that led to the bankruptcy or «foreclosure - related action» (also known as a short sale in Fannie Mae terminology), and illustrate the borrower had no reasonable options other than to default on his or her financial obligations.