Sentences with phrase «other financial innovations»

It is going to be a fascinating real - life study to watch emCash being used alongside the Dirham and to see what other financial innovations will spin off this daring move.

Unlike many other financial innovations, they don't load you up with heavy management fees or tie you down with high redemption charges if you decide to withdraw.

That's because, unlike many other financial innovations, they don't load you up with heavy management fees, or tie you down with high redemption charges if you decide to get out of them.

That's because, unlike many other financial innovations, they don't load you up with heavy management fees, or tie you down with high redemption charges if you decide to get out of... Read More

The best ETFs are low - cost, simple and efficient investments Unlike many other financial innovations, ETFs don't load you up with heavy management fees, or tie you down with high redemption charges if you decide to get out of them.

Not exact matches

This year I expect to see an explosion of innovation in the financial technology space, as banks and other financial institutions decide to do more with the volumes of data at their disposal.

Australia is falling behind Singapore, Israel, South Korea, China and other trade competitors in the race to lead the fourth industrial revolution, the government's chief innovation adviser Bill Ferris will tell The Australian Financial Review Innovation Summit today.

They get rewarded in many other ways than pure financial returns — including creating stronger suppliers, putting control levers in their industry, testing products, de-risking innovation, and engineering less expensive acquisitions.

After all, some of the biggest business innovations - such as biotechnology, online banking and other online financial services - come from some of the most regulated industries.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

We are living a moment in Human history where new technologies and other innovations are about to disrupt the financial landscape.

As our study has consistently shown over the past eight years, there is no long - term correlation between the amount of money a company spends on its innovation efforts and its overall financial performance; instead, what matters is how companies use that money and other resources, as well as the quality of their talent, processes, and decision making.

One side stating it is a fraud while the other side stating it is the greatest financial innovation in history.

We have seen similar innovation and disruption in other fields but in banking it has been difficult as large financial institutions have controlled the system for a long time without giving up control.

Many financial firms have regarded the new online currency bitcoin with at best skepticism, and yet others are not only embracing the innovation but actively employing it, developing disruptive business models that take advantage of its unique properties, forging into new frontiers that may in retrospect rival the introduction of the Internet 20 years ago.

Unlike most financial innovations, which are led by commercial consumers, blockchain started the other way around, leaving enterprises to catch up.

Finovate Asia in Hong Kong: Since 2007, Finovate conferences have showcased new innovations in banking, investment, insurance, lending, payment solutions and other financial services technology.

The prospect that financial services could be caught up in the disruptive innovation that has shaken up many other industries moved a step closer after the Australian Securities Exchange (ASX) announced it would start to use blockchain technology in its equities clearing and settlement systems.

The Australian government explains that it has taken the same approach that countries such as the United States, United Kingdom, and Canada have taken regarding digital currency businesses because it will facilitate innovation and follow guidance issued by the Financial Action Task Force — the international regulator for preventing money laundering, terrorism financing, and other dangers that hinder the world's financiaFinancial Action Task Force — the international regulator for preventing money laundering, terrorism financing, and other dangers that hinder the world's financialfinancial system.

In addition to financial support, the SEPC is honored to work with the Society of St. Andrew to provide truckloads of food to one of our other benefitting charities, RAMP in rural Appalachia, as well as donate all leftover food from Southern Exposure and Southern Innovations each year to help those who are hungry in the Southeast.

But different varieties of capitalism generate comparative advantages for different high value added sectors: as we have seen, high risk high innovation financial sectors are located in Liberal Market Economies (as well as many other business service sectors, commercial law, and also biotech, blockbuster software, and radical innovation in electronics).

In it they wrote that policymakers, regulators, financial and academic institutions, among others, as well as the industries themselves can be structurally adverse to innovation — a posture that is blocking ingenuity and technological advances and stunting economic growth in sectors that account for at least 50 % of the U.S. economy.

On the other hand, these institutions remain in precarious financial positions that could compromise their ability to invest in innovations or quality improvement activities that may provide value for patients.»

(e) The board shall establish the information needed in an application for the approval of a charter school; provided that the application shall include, but not be limited to, a description of: (i) the mission, purpose, innovation and specialized focus of the proposed charter school; (ii) the innovative methods to be used in the charter school and how they differ from the district or districts from which the charter school is expected to enroll students; (iii) the organization of the school by ages of students or grades to be taught, an estimate of the total enrollment of the school and the district or districts from which the school will enroll students; (iv) the method for admission to the charter school; (v) the educational program, instructional methodology and services to be offered to students, including research on how the proposed program may improve the academic performance of the subgroups listed in the recruitment and retention plan; (vi) the school's capacity to address the particular needs of limited English - proficient students, if applicable, to learn English and learn content matter, including the employment of staff that meets the criteria established by the department; (vii) how the school shall involve parents as partners in the education of their children; (viii) the school governance and bylaws; (ix) a proposed arrangement or contract with an organization that shall manage or operate the school, including any proposed or agreed upon payments to such organization; (x) the financial plan for the operation of the school; (xi) the provision of school facilities and pupil transportation; (xii) the number and qualifications of teachers and administrators to be employed; (xiii) procedures for evaluation and professional development for teachers and administrators; (xiv) a statement of equal educational opportunity which shall state that charter schools shall be open to all students, on a space available basis, and shall not discriminate on the basis of race, color, national origin, creed, sex, gender identity, ethnicity, sexual orientation, mental or physical disability, age, ancestry, athletic performance, special need, proficiency in the English language or academic achievement; (xv) a student recruitment and retention plan, including deliberate, specific strategies the school will use to ensure the provision of equal educational opportunity as stated in clause (xiv) and to attract, enroll and retain a student population that, when compared to students in similar grades in schools from which the charter school is expected to enroll students, contains a comparable academic and demographic profile; and (xvi) plans for disseminating successes and innovations of the charter school to other non-charter public schools.

In fact, ETFs are no difference than other Wall Street innovations, which all benefit brokers and financial companies more than investors.

And new financial «innovations» — investment trusts (new for the U.S.) and buying on margin (investors and trusts could buy stocks for 10 - 20 % down with the other 80 - 90 % paid back after selling for a tidy profit)-- made it easier for average people to profit from the stock market.

Other varieties of home loans and a host of arcane financial innovations — such as collateralized debt obligations and credit default swaps — also came into play.

In addition, credit card debt expands the supply of quasi ‐ money as do other financial «innovations» that were designed to circumvent the public ‐ interest regulation of commercial banks and the money supply.

The path forward would of necessity require a mix of social, financial and scientific innovation that can help societies, here and abroad, use fossil fuels more sparingly and less harmfully; diffuse current cleaner energy technology faster and more broadly; and advance understanding on the frontiers of chemistry, biology and other sciences to give the best chance of breakthroughs that, in a decade or two, can provide a sustainable energy menu for generations to come.

Delivering the Law Society's inaugural lecture on the future of law, Sir Geoffrey said smart contracts, digital ledger technology, artificial intelligence and other innovations are transforming financial services.

For example, in September 2016, the Ontario Securities Commission introduced LaunchPad to provide a «modern approach» to security regulations for FinTech businesses and in May 2016, the Competition Bureau launched a FinTech market study to review, among other things, how innovation is affecting the way consumers and businesses use financial products and.

Lighthouse continues to bring innovation in governance, compliance, and ediscovery with the acquisition of the leading chat ediscovery software and services used by financial institutions and other highly regulated industries worldwide.

A wave of financial innovation that began in the 1970s has led to a proliferation of derivatives and other hybrid financial instruments that stubbornly defy simple classification as either debt or equity.

Nations that are successful with their own stablecoin would be able to use the system in tandem with their existing financial institutions and other cryptocurrencies, without having to enforce harsh regulations and asphyxiate the innovation that the blockchain has brought to the table this year.

In recent years, the USPTO has come under increasing scrutiny over the quality of its patent examinations.1 The growing push for reform of the patent system is fueled by the rapid rise of technology, financial services, telecommunications, and other innovations driving the information economy, all straining the USPTO's ability to evaluate and issue quality patents.2 Problems with patent quality occur when the Patent Office grants patents on claims that are broader than what is merited by the invention and the prior art. 3 In fact, a number of these problematic patents have been issued and publicized to much fanfare, including the infamous Smuckers» peanut butter and jelly patent where the company asserted a patent on their method of making the UncrustiblesTM crust-less peanut butter and jelly sandwiches, among others.4 These «bad» or improvidently granted patents impact the USPTO's ability to promote overall patent quality which, I will show, has serious implications for the public domain.

Unlike most financial innovations, which are led by commercial consumers, blockchain started the other way around, leaving enterprises to catch up.

Indeed said, «The sustained interest in blockchain jobs is perhaps a sign that job seekers believe non-financial companies will pursue blockchain applications, even if financial companies see cryptocurrencies as a fad,» concluding that, «Rightly or wrongly, blockchain is seen by job seekers as a viable innovation whether or not Bitcoin and other cryptocurrencies are.»

In 2017, the Financial Supervisory Commission (FSC) of Taiwan indicated its interest in adoption of Blockchain, cryptocurrency and Initial Coin Offering (ICO), plus other innovations in the country.

Because it's permissionless, Bitcoin enables anyone to freely create new financial applications and other innovations that use the blockchain that haven't been possible before,» said Blockstream co-founder and CEO Adam Back.

Factoring in how contracts are cash - settled atop bitcoin, and soon ETFs could be settled atop futures contracts, not to mention whatever other creative financial innovations are to come, and the makings of an exciting domino effect are being potentially erected.

Resumes for IT leadership roles, chief innovation officers, finance executives, chief financial officers, marketing officers, and others, need to clearly support why individuals are perfect for the competitive positions they are seeking.