Without complete, accurate information, it is nearly impossible to settle or litigate child support, division of marital property, or
other financial issues in divorce.
Not exact matches
Leading RegTech specialist Harry Toukalas will be revealing how his firm's AI tool can predict misconduct
in financial services.This ground - breaking technology developed
in conjunction with MIT analyses email communication patterns and psycholinguistic analysis of email content to flag up
issues such as mis - selling, cyber security and fraud.The Blackhall & Pearl tool already being used around the world by more than 40 organisations is eight times faster than
other methods.
Wolf Richter is the CEO of Wolf Street Corp. and the editor -
in - chief at Wolf Street, where he muses about economic, business, and
financial issues, Wall Street shenanigans, European entanglements, and
other things, debacles, and opportunities
in the US, Europe, Japan, and occasionally China.
«He's a guy who thinks at the highest levels — about government, about macroeconomic
issues, about geopolitical
issues and about what's happening
in our industry,» says Colleen Johnston, TD's chief
financial officer, adding, «Despite all he's achieved, he's also a guy who can put himself
in other people's shoes and think like a normal person.»
Garrett and
other fiduciary
financial advisors see the recently
issued fiduciary rule passed by the Department of Labor as a major step
in the right direction of controlling the costs of advice to investors.
Such risks, uncertainties and
other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among
other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of
other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and
other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and
other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and
other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among
other things import / export) and
other laws and regulations
in the U.S. and
other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the
other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be
issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or
other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Family offices are essentially the quarterbacks who co-ordinate the activities of clients»
other advisers and assist
in tackling any
financial issues that touch the whole family.
Bottom line: My recommendation for Canadian
issues is to concentrate
in the banks and
other financials, utilities and telecoms at the expense of
other sectors such as consumer staples and consumer discretionary stocks.
The bill's introduction also comes amid various actions and statements by the Trump administration, including a fourth round of sanctions that restrict Venezuela and Petróleos de Venezuela SA, a state - owned oil company, from
issuing new debt or from engaging
in other financial dealings with U.S. citizens.
Still, even though more people
in poor health reported high levels of stress than any
other group, when all respondents
in the «highly stressed
in the last month» group listed what contributed to their stress, a few contributing factors beat out health
issues: too many responsibilities overall,
financial problems, and work problems.
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated
in the forward - looking statements include, among
others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and
other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from
other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes
in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics
issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the
other risks and uncertainties described
in the Risk Factors and
in Management's Discussion and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
December 2002 (769 kb PDF file): Research summaries on IMF conditionality and country ownership of reforms and on public policies and the Millennium Development Goals; country / area study: Hong Kong SAR; summaries of conferences on challenges to central banking from globalized
financial systems and on globalization
in historical perspective; agenda of Third Annual IMF Research Conference; summary of September 2002 World Economic Outlook; visiting scholars at the IMF; contents of latest
issue of IMF Staff Papers,
other IMF research publications.
«We hope to see
other financial regulators around the world responding
in a similar fashion and collaborating on this
issue.»
During periods of adverse changes
in general economic, industry or competitive conditions, such as we experienced
in calendar years 2008 and 2009, some of our vendors may experience serious cash flow
issues, reductions
in available credit from banks, factors or
other financial institutions, or increases
in the cost of capital.
Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes
in the
financial markets, including changes
in credit markets, interest rates, securitization markets generally and our proposed securitization
in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are
issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and
other risks, including those described
in our Annual Report on Form 10 - K for the year ended December 31, 2017 and
in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.
«The
issue of cross-border
financial activity, or cross-border activity, is a very real and live one and IOSCO and
other international forums is absolutely crucial to try and resolve it, and it's not just
in relation to short - selling activity, it's
in relation to cyber activity, it's
in relation to offering
financial products.
In recent years, banks and other financial companies in China issued a tidal wave of new loans and other credit products, many of which will not be paid back in ful
In recent years, banks and
other financial companies
in China issued a tidal wave of new loans and other credit products, many of which will not be paid back in ful
in China
issued a tidal wave of new loans and
other credit products, many of which will not be paid back
in ful
in full.
Indeed, the paragraph he refers to is obviously one of those that set out a number of separation
issues other than citizens» rights, the
financial settlement and the Northern Ireland border, which were discussed
in phase 1.
on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock
other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock
in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement
in connection with a qualifying initial public offering, as further described
in Note 1 to our consolidated
financial statements included elsewhere
in this prospectus, (iii) the increase
in accrued expenses and
other current liabilities and an equivalent decrease
in additional paid -
in capital of $ 187.2 million
in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to
issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be
issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be
in effect on the completion of this offering.
Written by NCEO founder Corey Rosen, this
issue brief discusses as of mid-2016 the extent and growth of employee ownership; survey data on ESOPs and corporate governance as well as ESOPs and executive compensation; research on the effect of ESOPs on corporate performance; the 2012 shared capitalism study of Great Place to Work applicants; data on employee ownership and employee
financial well - being; the NCEO's analysis of data on ESOPs and default rates; trends
in broad - based equity compensation plans; equity compensation and corporate performance; the impact of ESOPs and
other broad - based plans on unemployment; legislative and regulatory
issues for employee ownership; and international developments
in broad - based plans.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock
other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock
in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement
in connection with this offering, as further described
in Note 1 to our consolidated
financial statements included elsewhere
in this prospectus, (iii) the increase
in accrued expenses and
other current liabilities and an equivalent decrease
in additional paid -
in capital of $ 187.2 million
in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to
issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be
issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be
in effect on the completion of this offering.
Edited by Carnegie Senior Fellow Michael Pettis based
in Beijing, China
Financial Markets offers monthly insights into income inequality, market structures, and
other issues affecting China and
other global economies.
Consumers Union works for health reform, food and product safety,
financial reform, and
other consumer
issues in Washington, D.C., the states, and
in the marketplace.
In the remainder of my lecture I would like to cover both these topics, plus two other issues: what does the Reserve Bank need to do to fulfil its financial stability responsibilities; and whether the changes we have seen in the structure of financial systems over recent decades have made the system more or less stabl
In the remainder of my lecture I would like to cover both these topics, plus two
other issues: what does the Reserve Bank need to do to fulfil its
financial stability responsibilities; and whether the changes we have seen
in the structure of financial systems over recent decades have made the system more or less stabl
in the structure of
financial systems over recent decades have made the system more or less stable.
In recent years mid-sized Chinese banks have devoted an increasing proportion of their balance sheets to various investment products, often
issued by
other financial institutions.
However, the decision to suspend trading
in order to implement better protocols will likely benefit exchanges
in China
in the long run, as they'll be able to operate for many years to come, without facing
other issues, and risking closure by the Chinese Government and its
financial authorities.
Examples of these risks, uncertainties and
other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines
in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and
other international events; the risks and increased costs associated with operating internationally; our expansion into and investments
in new markets; breaches
in data security or
other disturbances to our information technology and
other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes
in fuel prices and / or
other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions
in the agreements governing our indebtedness that limit our flexibility
in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions
in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations
in foreign currency exchange rates; overcapacity
in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain
other services; delays
in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases
in the price of, or major changes or reduction
in, commercial airline services; seasonal variations
in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments
in technology; amendments to our collective bargaining agreements for crew members and
other employee relation
issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes
in which we operate; and
other factors set forth under «Risk Factors»
in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
When considering all of these
issues, if we are unable to reach into the soul of the entrepreneur to motivate them, give them confidence and empower them to take on the numerous challenges, overcome the many regional barriers and fight the normal storms of entrepreneurship, specifically through mentoring, the investment made
in all
other areas of the entrepreneurial ecosystem, particularly
financial capital, will not produce a favorable and / or optimized return.
-- some missionaries may have a lifestyle that is more common to their home culture than appropriate, but I know many
others that have made
financial and personal commitments that impress me and should not be ignored; I think we should continue to honor that — the reality of the $ 10K that we all would want to invest
in local evangelists often is only available after a «loo - see - visit» (or more) from a Western missionary who returns «home» for fundraising; that maybe sad, but is the reality — one serious
issue to address
in the African churches is the «colonialism» that is imposed -LRB-!)
The equal - regard interpretation of neighbor love fits the needs of the postmodern family faced with a new range of
issues around shared authority, more equal
financial power, and more nearly equal roles
in raising children and meeting each
other's needs
in the midst of the 80 - hour work week.
Stress, work deadlines, housework, busy schedules, pregnancy, kids,
financial issues, health
issues and any
other thing you can think of that is normal
in life all affect our sex drives.
•
In favour of some specific approaches to the balance of solidarity and subsidiarity, life
issues, sexual morality, globalization, the redistribution of wealth, labour unions,
financial markets, the environment and
other modern social
issues.
Topics: Asian, Associations, Back Office, Bakery Cafe, Burger / Steak / BBQ, Business Strategy and Profitability, Catering, Cheese, Coffee / Specialty Beverages, Communications, CONNECT: The Mobile CX Summit, Consultant / Analyst, Credit / Cashless, CRM, Curbside & Takeout, Customer Service / Experience, Digital Signage, Display Technology, Equipment & Supplies, Ethnic, Events, Fast Casual Executive Summit,
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Other, Ovens, Packaging, Packaging Trends, PCI Compliance, Policy / Legislation, POS, Product Reviews, Professional Services, Research & Development / Innovation, Restaurant Design / Layout, Safety, Sandwich, Sauce, Security Systems, Self - Ordering Kiosks, Self Service, Social Responsibility, Software, Software - Back Office, Software - Inventory Management, Software - Supply Chain, Soup / Salad, Staffing & Training, Supplier, Sustainability, Systems / Technology, Top 100, Trade or Association, Trade Show, Trends / Statistics, Video Gallery, Webinars, Window Treatments, Workforce Management
there is no doubting that Arsene has helped to provide us with some incredible footballing moments
in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs
in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of
others, especially if clubs of note have become too reactionary when it comes to
issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard...
in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed
financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they,
in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe
in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten
in the state of Denmark
This 50p per seat increase your talking of is peanuts when you consider that every year the seat price goes up on average of about # 2.50 added to the players we sell and all the
other revenue that comes
in, given that players are an investment
in winning trophies and therefor increasing revenue and pushing the brand globally wich again is a huge source of revenue, # 500» 000 is peanuts and the real
financial world is not the real football world the two operate
in in somewhat different ways regarding this
issue and this is why we will never compete with the big boys and win anything of note again.
No doubt Palace would also like to have Bolton Wanderers» talisman Chung - Yong Lee
in their side for this match, but that move appears to have hit a snag over wage demands, among
other financial issues.
Founded
in 1989, Center Families programs include support groups for LGBT parents and prospective parents; trainings for teachers and school administrators; advocacy and activist efforts; support around alternative insemination and
other biological parenthood options; forums on custody
issues when LGBT parents separate;
financial planning for alternative families; and recreational programs for children 8 and under (Halloween Parties, Holiday Parties, Play Days, etc.).
IBFAN notes that the World Health Assembly has addressed the
issue of sponsorship
in Resolution 49.15 from 1996 and again
in Resolution 58.32 from 2005 where it stated care was needed: «to ensure that
financial support and
other incentives for programmes and health professionals working
in infant and young child health do not create conflict of interest».
The World Health Assembly has addressed the
issue of sponsorship
in Resolution 49.15 from 1996 and again
in Resolution 58.32 from 2005 where it stated: «ensure that
financial support and
other incentives for programmes and health professionals working
in infant and young child health do not create conflict of interest».
That's not the
issue today, so giving them a little money allows them the opportunity to develop
other life skills they'll need
in today's world — saving,
financial planning, prioritizing purchases, etc..
Hannon said the fee would help preserve bus service
in the wake of «perpetual» funding
issues — earlier this year, Nassau's
financial control board approved a funding plan that eliminated 7 bus routes and reduced service
in 4
others.
Previous ruling party (socialist) lost election due to serious fiscal improprieties (lying to the public, misappropriations, aggravating
financial state of the Hungarian state) and some
other issues in election law, election process etc..
Justice Buba had on January 14
issued a bench warrant against Tompolo and ordered his arrest for failing to honour a court summons dated January 12
in respect of a 40 - count of alleged N34bn fraud levelled against him and nine
others by the Economic and
Financial Crimes Commission.
As budget negotiations — which are conducted behind closed doors among the governor and three top legislative leaders, out of sight of even
other lawmakers — unfolded over the past week, it became increasingly clear that the Legislature would punt policy
issues such as gun control or bail reform to after the budget's April 1 deadline,
in favor of
financial considerations.
In addition to contributions and
other financial assistance, political committees may also distribute communications which support candidates,
issues and parties.
While de Blasio has taken up many important social
issues — racial profiling, early childhood education, housing, and
others — it remains to be seen if he can with the limited power of a mayor really affect the
issue of economic inequality, that is the overwhelming power of capital
in the world's preeminent
financial center.
The University of Arkansas programs begin training graduate students even before school starts by requiring them, if they are receiving
financial support from the department, to participate
in a 1 - week seminar on organizing presentations, grading, and
other professional
issues.
[Library professionals] hear about
financial management, leadership strategies, adult development, and
other issues in higher education such as the perspective of the dean and provost, and the role of the library from a campus wide perspective.
«A collaborative approach is absolutely vital
in tackling this
issue — we must encourage educators, policy makers and
other organisations to work together to deliver effective
financial education to our children.
Dreading anything having to do with numbers and understanding myself more as a «big picture» guy, Honan's systematic, clear, engaging and fun - loving approach to teaching exactly how to be a strategic school leader, with your mission
in one hand and your
financial statement
in the
other, not only dissipated my lifelong fear of «
financial books,» but just as importantly gave me a skills set I was very confident using (and even, God help me, enjoyed) when dealing with all
issues involved
in leading a school.