You would need term insurance to take care of your debts like housing loan, auto loans and
any other financial liabilities.
It could provide protection against lawsuits and
other financial liabilities that result from things like slips, building damage, lawsuits and other business related risks.
It could provide protection against lawsuits and
other financial liabilities that result from things like accidents, building damage or other mishaps.
It could provide protection against lawsuits and
other financial liabilities that result from things like accidents or other mishaps for which you're responsible.
It could provide protection against lawsuits and
other financial liabilities that result from things like accidents or other mishaps.
This might seem perfectly acceptable, but lesser ships have literally been sunk by
other financial liabilities lurking on the balance sheet.
Most banks offer loan of up to 80 per cent of the value, while some can even stretch to 85 per cent in case you earn well, have a clean financial record and have
no other financial liabilities.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Such risks, uncertainties and
other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among
other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of
other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and
other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and
other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and
other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among
other things import / export) and
other laws and regulations in the U.S. and
other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the
other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or
other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Principal documents that should be submitted by the entrepreneur who hopes to start a new business include: resume (and resumes of any
other key people involved in the proposed enterprise); current
financial statement of all personal assets and
liabilities; summary of collateral; proposed operating plan; and statement detailing revenue projections.
But financially speaking, your net worth equals your assets — cash, property (like your home, car and furniture), your checking and savings account balances and any investments — minus your
liabilities, which are your debts and
other financial obligations.
In addition, it spells out more details for how to properly calculate
financial sector
liabilities, among
other things.
Limited -
liability companies, a new corporate option in many states, have been gaining popularity, but there are still tax benefits and
other financial advantages to S and C corporate structures as well.
In contrast to banks and
other financial corporations, the non-
financial sector's foreign currency
liabilities have risen since 2009, consistent with an increase in borrowings in foreign debt markets by larger corporations (particularly in the mining sector).
After accounting for the use of hedging derivatives, the FCE survey indicates that the overall net foreign currency asset position of
other financial corporations was equivalent to 16 per cent of GDP, with a hedging ratio of around 35 per cent for foreign currency assets and 60 per cent for foreign currency
liabilities (Table 1).
The pro forma
financial information was prepared using the acquisition method of accounting, which requires, among
other things, that assets acquired and
liabilities assumed in a business combination be recognized at their fair values as of the completion of the acquisition.
GrowthCap is a trade name for GrowthCap, LLC and its subsidiaries and
other affiliates which include: GrowthCap Partners, LLC, a Delaware limited
liability company, registered broker - dealer and FINRA and SIPC member firm, which provides independent
financial advice on private placements, mergers, acquisitions,
financial restructurings and similar corporate finance matters, and
financial advisory.
on a pro forma basis, giving effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock
other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with a qualifying initial public offering, as further described in Note 1 to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and
other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock
other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated
financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and
other current
liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
If we do not have sufficient funds to pay tax or
other liabilities or to fund our operations, we may have to borrow funds, which could materially adversely affect our liquidity and
financial condition and subject us to various restrictions imposed by any such lenders.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or
other indefinite - lived intangible assets; volatility in commodity, energy and
other input costs; changes in the Company's management team or
other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or
other regulatory enforcement actions; product recalls or product
liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various
other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated
financial statements; and
other factors.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and
other business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
The Company accounts for fuel derivative
financial instruments at fair value and recognizes such instruments in the accompanying consolidated balance sheets in
other current assets under prepaid expenses and
other assets if the total net unsettled fair value balance is in a gain position, or
other current
liabilities if in a net loss position.
Of the ~ 5 bn EUR
financial liabilities around 0.5 bn are deposits from
other banks so called «wholesale» funding.
Indian laws leave suppliers open to
financial liability for damages to third parties in the case of a nuclear accidentThird, many Canadian and
other foreign companies have been unwilling to supply nuclear technology and services to India because Indian laws leave suppliers open to
financial liability for damages to third parties in the case of a nuclear accident.
Some members of the Fed's search committee saw only one potential
liability for Mr. Dudley: his years at Goldman Sachs, whose alumni include the former Treasury secretary, Henry M. Paulson Jr., and a raft of
other top
financial policy makers.
There are
other considerations, naturally; if the company is not on solid
financial ground (i.e. it has far more
liabilities than assets) the purchase may be a bad one even though they are producing revenue.
Those cases include decisions addressing the jurisdiction of the SEC, the CFTC and bank regulators over newly created derivatives and
other financial instruments; the scope of the definition of a «security»; the availability of private damage actions; extraterritorial application of U.S. securities and futures laws; the standards of
liability for fraud and manipulation; electronic trading markets; and the scope of fiduciary obligations of brokerage firms and banks.
When that failed, the department was both an academic
liability (as the least scholarly unit in the university) and a
financial one (as unlikely to attract endowment from any
other source, and a possible obstacle to the university's ability to receive funds from the state and certain foundations).
«We do not assess applicants» health risks, because neither the ministry nor the members are assuming
financial liability for any
other member's risk,» it...
To preclude absolute
liability in any action against a property owner or contractor for projects receiving Federal
financial assistance for infrastructure and transportation development, and for
other purposes.
The
other question asks for legitimacy and
financial liability of such an agreement, this question proposes such an agreement with it's specific set of features.
A ruling by a state Supreme Court justice against Credit Suisse may strengthen Schneiderman's hand in punishing
other banks in the future over
liability for the
financial crisis.
S&P cited the County's «strong budgetary flexibility that has remained consistent over time,» «very strong liquidity, with strong access to external liquidity,» «strong management, with good
financial policies and practices in place,» and the County's «strong debt and contingent
liability profile, with limited exposure to fixed costs associated with pension and
other postemployment benefit libation (OPEB)
liabilities.»
The majority of university start - ups are registered as a limited [
liability] company to protect scientists and
other principles against personal
financial liability.
Bodily Injury
Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one
other driver and have a low
financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.
While the production budget was set at $ 140 million, due to tax - incentives and
other factors, their own
financial liability is only, allegedly, $ 10 million.
Regulatory issues include restrictions on hiring teaching staff, health and safety regulations,
other state regulations (including
financial,
liability, and retirement issues), and state accountability requirements.
If it were to take on a school and that school came with a
financial liability, then there is only one place the money needed to plug that gap can come from — the
other schools in that MAT.
Total Boox may, without notice, and without refunding any fees, disable User's account and User's access to use the App and / or the Services and Total Boox may recover from User any losses, damages, costs or expenses incurred by Total Boox resulting from or arising out of User's non-compliance with any provision of these Terms, improper or fraudulent activity in connection with the Services, or any
other acts of the User that may cause legal
liability or
financial loss to Total Boox, its affiliates and / or users.
Liability is a policy in
financial accounting that defines the share that a particular organization will pay from the profits / benefits in future to the
other organization or individual because of past transactions and events.
Your
financial liabilities include everything that you owe, such as credit card debt, student loans, auto loans, money (notes) owed to
other people, and real estate mortgages.
On the
other hand, because you now have a clean slate upon which to write your
financial future,
other creditors see you not as a
liability to be avoided, but as a borrower who has no outstanding debt.
Landlord insurance is important because it protects you from
financial loss resulting from accidents, natural disasters, injuries and
other liability issues associated with your rental property.
Though there are some ways that IFRS are better than GAAP, (more consistent in the way they treat
financial assets and
liabilities), I think that the change will make accounting slightly more opaque, and lower comparability, until all US firms are forced to use one standard or the
other.
Other methods are more precise and take certain aspects of your
financial situation into consideration, such as the capital you've already accumulated, the
liabilities you've accrued, and the specific costs for which you'd like your family to be covered in the future.
If, on the
other hand, you're one of the millions of Americans who find themselves underwater on their home values, and your mortgage has become a
financial albatross that you can no longer afford to carry, filing for bankruptcy gives you the right to surrender the property and walk away with no
liability for a deficiency judgment.
ICFE DCCS ® Independent Study Guide Table of Contents Consumer
Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil
liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors
Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure
Other Resources
No matter what your
financial situation looks like, the experts at SunQuest will analyze your income, assets and
liabilities; we'll coordinate with your attorney, accountant, or
other advisers, to insure that your New Jersey mortgage supports your
other financial goals.
Information about your
financial assets (savings, investments,
other properties, vehicles), current
liabilities (loans, credit cards,
other mortgages)