Sentences with phrase «other financial savings»

There are also other financial savings.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

But financially speaking, your net worth equals your assets — cash, property (like your home, car and furniture), your checking and savings account balances and any investments — minus your liabilities, which are your debts and other financial obligations.

Millennials should look into personal financial management apps such as Digit and Acorns among others, that provide users with real time insight into their spending habits and make it easier to allocate money to their retirement savings with a few taps on their phones.

Unique among savings plans, this strategy lets you recapture interest you'd otherwise pay to banks and other financial institutions.

You can borrow money against your retirement account under some circumstances, but financial advisers say such borrowers often struggle to get back up to speed on their retirement savings — in other words, their past over-saving leads to future under - saving.

These businesses offer insurance, savings and retirement products, and other financial services through agents, brokers, and banks.

If you are in a financial pinch and considering taking money out of your 401k or any other retirement savings account, here are seven times it's OK to dip into your retirement fund early.

However, ask the Chief Financial Officer in any department / agency and they will tell you that they are always looking for administrative savings to reallocate to meet other priorities, such that additional savings will be difficult to achieve.

However, in comparison to households that only hold owner - occupier debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).

It is also necessary to provide a list of other assets other than your bank accounts which may include investment records, retirement accounts, real estate, and auto titles, and other investments this will make up a large part of your financial picture and make the lender sure that you have enough savings to bear any unexpected expenses.

However, ask the Chief Financial Officer in any department / agency and they will say that they are always looking for administrative savings to reallocate to meet other priorities, such that additional savings will be difficult to achieve.

These banks could play an important role in plugging the leaks of the local economy, providing another home for local savings, for example, slowing the outflow of money into London and international financial institutions, speculative lending, derivatives and other aspects of «financialisation».

(The «Fed» controls the rate at which financial institutions lend money to one another overnight, and that rate — currently set at.25 to.5 percent — influences other short - term interest rates, including those for savings accounts.)

Additionally, when the debt is paid in full or paid down to a manageable level, borrowers have the opportunity to boost their savings in other aspects of their financial lives.

With checking and savings account services the unbanked will have the ability to apply for credit and other kinds of financial services.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

As more small - business borrowers joined the formal economy, they began using other banking services such as checking and savings accounts, mortgages and other financial products.

However, if you know you have other financial goals that could use a boost (think college or retirement savings) «keep the frivolous spending low so you can invest wisely next,» she added.

Whenever Wall Street goes through some volatility, we wonder about what happens to those who've invested most of their savings into stocks, mutual funds or any other risky financial instrument.

If someone as well balanced and educated as my friend gets stuck, then how many others have difficulty with everyday financial challenges — be it pensions, investments, or savings?

«Consider an annual savings goal of at least 15 % or more (including any employer match), including 401 (k) and other workplace plans, IRAs, and other savings,» says Steven Feinschreiber, senior vice president of Financial Solutions Group at Fidelity.

The evidence from other countries is that fintech can enable higher savings for low - income individuals, access to capital for cash - starved small businesses, and better access to all financial services for underserved segments of the population.

Their time, efforts being inslaved by other powerful and rich ones to make them richer while they always remain in debt to the system and the rising cost of living, jobless above all being ripped from savings by fragile financial org's??

To find out more about child - related tax breaks, savings accounts, and other financial issues, see Parent Savvy: Straight Answers to Your Family's Financial, Legal & Practical Questionfinancial issues, see Parent Savvy: Straight Answers to Your Family's Financial, Legal & Practical QuestionFinancial, Legal & Practical Questions (Nolo).

On the other hand, the health insurance companies and society - at - large profit from the financial savings of exclusive and long - term breastfeeding.

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

We must extend our gaze to other more potentially deadly infections that lurk just over the horizon, and with the financial pressures on the NHS to make savings, now is not the time to release our grip.

Anybody who has a private pension, savings account or other financial product will probably be invested in such assets.

Almost every financial article will tell you to cut out lattes and other discretionary spending to help boost savings.

A financial planner can also help with many other short term financial goals that include selecting products (superannuation funds, term deposits), reducing debt, household budgeting and increasing your savings.

Please do NOT include any portion of your savings that came from your financial aid proceeds above, expected relocation costs or for other expenses you anticipate incurring before attending HGSE.

With nothing but financial hardship on the immediate horizon, many districts are taking new approaches to scouring their budgets for potential savings — and, in some cases, also comparing their performance against that of other school systems.

• Multiplying by Percentages: Challenge students to use their knowledge of the equivalence of decimals and percents to solve real world problems about taxes, savings, and other financial purchasing decisions.

Some parents can absorb the cost, but others are working second jobs, depleting their savings or otherwise compromising their own financial well - being to fund the activities.

In addition to offering members low loan rates and high savings rates, Signal offers many other benefits to members, including a car buying service, assistance with home and real estate agent search, assistance with insurance, retirement, and financial planning, free financial seminars, and our new LinkRewards program that gives members rewards points based on their banking relationship with the credit union.

You can simplify your credit card payment process by making your payments electronically from any checking or savings account owned by you at BancorpSouth or at any other bank or financial institution.

The special - issue securities are, therefore, just as safe as U.S. Savings Bonds or other financial instruments of the Federal government.

Checking accounts have a few features which differentiate them from other types of financial instruments like savings accounts and money market accounts.

Regular savings, even in low - interest savings accounts, will add up and enable you to enjoy the Wants and other financial goals you set for yourself.

Instead, lenders are required to view each applicant's financial situation as a whole and determine their eligibility by considering factors other than just a credit profile and savings account balance.

In addition to Checking, Savings and CDs, USAA offers a bevy other financial services for their members.

Savings figure based on USAA Bank ATM Surcharge Rebates and other monthly checking account and service fees not charged to USAA Bank customers compared to checking account and other service fees charged by other financial institutions.

One of the savings plans is a state - sponsored account, the other is a special account sponsored by a bank or other financial institution.

While traditional banks may not look far beyond your credit history and basic financial numbers like income and expenses, independent lenders may choose to focus a little more on your savings, life insurance, and other personal financial factors.

Savings accounts will earn interest, but most savings accounts typically offer lower interest rates than other financial products like certificates of depositSavings accounts will earn interest, but most savings accounts typically offer lower interest rates than other financial products like certificates of depositsavings accounts typically offer lower interest rates than other financial products like certificates of deposit (CDs).

Savings, salary, or payouts from other life insurance may be used for other important things, giving your family financial freedom when they need it most.

Financial advisors and consumer advocates often recommend a lower number that takes other factors into account, such as retirement savings, entertainment expenses, and overall quality of life.