Sentences with phrase «other forms of insurance as»

This is not only true for life insurance quotes, but for other forms of insurance as well, such as seeking the best auto insurance company and policy!

Not exact matches

This category includes various forms of non-healthcare insurance, such as life insurance, as well as Social Security payments and contributions to retirement plans, such as pensions, IRAs, and other personal retirement accounts.
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Health insurance is not taxed in the same way as other forms of compensation, so an investment banker may prefer a health plan that covers everything instead of one with a big deductible that she has to pay out of her post-tax salary.
In other words, gold acts as a form of financial insurance.
When Hobby Lobby pays its bill to an insurance provider, its money becomes indistinguishable from other money paid by other corporations, and all of it forms a block of identical money, some of which will be used, so long as the insurance company offers plans extending to contraception, to pay for it.
For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheld.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
I didn't specifically use this test as an alternative to other forms of GD testing but considered it good insurance since my levels were well within normal.
There are different forms of credit insurance including the credit life insurance, credit disability insurance, involuntary unemployment credit insurance as well as credit property insurance among many others.
Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.
This protects against a gap up and depending on how much can you afford to lose can be a quite inexpensive form of «insurance» - of course as other comments pointed out, you'll need to either close out your positions or roll into a new call before it expires.
You can deduct what you pay for your own and your family's health insurance regardless of whether it is subsidized by your employer or not, as well as all other medical and dental expenses for your family, as an itemized deduction on Schedule A of Form 1040, but only to the extent that the total exceeds 7.5 % of your Adjusted Gross Income (AGI)(10 % on tax returns for year 2013 onwards).
As pointed out in KeithB's comment, you can not deduct any health insurance premium (or other medical expense) that was paid for out of pre-tax dollars, nor indeed can you deduct any medical expense to the extent that it was paid for by the insurance company directly to hospital or doctor (or reimbursed to you) for a covered expense; e.g. if the insurance company reimbursed you $ 72 for a claim for a doctor's visit for which you paid $ 100 to the doctor, only $ 28 goes on Schedule A to be added to the amount that you will be comparing to the 7.5 % of AGI threshold, and the $ 72 is not income to you that needs to be reported on Form 1040.
It was originally known as Alaska USA Insurance Agency and was formed to provide credit union members and others with property, casualty, loan protection, and other types of iInsurance Agency and was formed to provide credit union members and others with property, casualty, loan protection, and other types of insuranceinsurance.
In addition to these common types of coverage, your landlord insurance provider may offer other forms of protection, either as part of the core policy or as optional endorsements.
Renters insurance is relatively inexpensive when compared to other forms of insurance, such as homeowners or auto.
Just like other forms of end of life insurance, you may choose to designate how your beneficiary uses remaining funds, such as donating to a charity, or simply gifting the balance to a predetermined organization.
This form tells you how much you paid in interest the previous year, including prepaid «points» of interest, and may include other useful information, such as how much you paid for mortgage insurance and any property taxes paid by the mortgage company — both of which may also be deductible.
Back in the day, any form of flying was considered extremely hazardous and most life insurance companies would either force the applicant to pay an exorbitant amount or they would add an aviation exclusion clause to the policy, in other words, if you died as the result of a plane crash, your beneficiaries wouldn't receive the death benefit.
The drawback to whole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by MOO.
The apartments also deserve to know that a loss such as a fire won't result in them losing money in the form of a large commercial insurance deductible, or from other losses you cause.
There is a long form of the means test that factors in secured debt payments such as your mortgage and other necessary expenses like medical bills and insurance.
For example, you may have a sole proprietorship consulting or other small business which you report on IRS Schedule C. Any health insurance premiums of the proprietor (and their family if a family plan) can be deducted on page 1 of IRS form 1040, line 29 as long as you have sufficient profit on Schedule C.
All contact is to help our clients apply for, purchase, and / or get life insurance and / or other forms of insurance (such as annuity, auto, home, health, etc.).
This is by design, but as we'll see below, it's unique compared to other forms of (permanent) life insurance.
MANULIFE FINANCIAL $ 12.53 (Toronto symbol MFC; Shares outstanding: 1.8 billion; Market cap: $ 22.1 billion; SI Rating: Above Average; Dividend yield: 4.2 %) sells life and other forms of insurance, as well as mutual funds and investment - management services.
This is not only true when seeking the best life insurance coverage but for when shopping for other forms of coverage as well such as the best auto insurance companies and rates.
Medical identity theft: what it is, how to prevent it — Treat your health insurance card as you would a credit card or driver's license, because like the other forms of identification, great harm can be done if it falls in the wrong hands.
I understand that my services are provided strictly in a volunteer capacity, as a volunteer, and without any express and implied promise of compensation, employment benefits, worker's compensation insurance, accrual in any form of vacation, sick time, or other payment of any kind whatsoever.
As with other travel insurance companies, you need to download the form, but the forms include a checklist of the required paperwork.
The 2008 case settled the law in this regard; the amounts collected as contributions to the employment insurance program form part of the government's revenues and can be used for purposes other than paying EI benefits.
«commercial dispute» means a dispute between parties relating to matters of a commercial nature, whether contractual or not, such as trade transactions for the supply or exchange of goods or services, distribution agreements, commercial representation or agency, factoring, leasing, construction of works, consulting, engineering, licensing, investment, financing, banking, insurance, exploitation agreements and concessions, joint ventures, other forms of industrial or business co-operation or the carriage of goods or passengers; («différend commercial»)
Consistent with the other titles of HIPAA, our proposed definition did not include certain types of insurance entities, such as workers» compensation and automobile insurance carriers, other property and casualty insurers, and certain forms of limited benefits coverage, even when such arrangements provide coverage for health care services.
Under HIPAA, workers» compensation and certain other forms of insurance (such as automobile or disability insurance) are «excepted benefits.»
A group health plan or health insurance issuer or HMO, or their business associate on their behalf, may perform such analyses for an employer customer and provide the results in de-identified form to the customer, using integrated data received from other insurers, as long as protected health information is not disclosed in violation of this rule.
Keep in mind our instant quote form on the right will give you an idea of insurance premiums, but in order to obtain accurate term life insurance quotes, you'll need to speak to an agent, to discuss other factors that may affect your health rating, such as your family's health history, and whether or not you participate in any hazardous activities, travels, or work in a dangerous occupation.
9) Burial or Funeral Expense Life Insurance — Essentially the same as Guaranteed Issue, but can also be sold as other forms of policies depending on the insurer.
We are going to look at both Washington term life insurance as well as other forms of life insurance that meet your needs.
As with other forms of life insurance, to build your cash value and benefits, premiums need to be paid regularly.
To third parties when you use our Services to request a quote, services, or information from one or more of those third parties (e.g. an insurance provider in connection with your completion of an insurance quote form)(«Requested Service Providers»), such as by clicking «get your quotes» or other similar buttons at the end of a form, and we may be compensated for such disclosure;
As with every other form of insurance, there are going to be some advantages to choosing this particular policy.
Please enter your info into our quote form for free Minnesota Life Insurance quotes as well as from dozens of other life insurance cInsurance quotes as well as from dozens of other life insurance cinsurance companies.
As with other forms of permanent life insurance protection, the policy holder of an indexed universal life insurance policy may withdraw or borrow the funds for any reason — including the payoff of debts, the supplementing of retirement income, or even to buy a new car.
Otherwise, even if you have been gravely ill, most insurance agents will recommend other forms of life insurance that will not cost as much assuming you qualify.
They offer individual life insurance policies as well as joint and other forms of life insurance.
Formed in 1925 as a Pennsylvania auto insurer, Erie Insurance Group has rolled down lots of other roads since then, offering personal auto insurance, property, and life insurance through such subsidiaries or affiliates as Flagship City Insurance and the publicly traded firms Erie Indemnity and Erie Family Life IInsurance Group has rolled down lots of other roads since then, offering personal auto insurance, property, and life insurance through such subsidiaries or affiliates as Flagship City Insurance and the publicly traded firms Erie Indemnity and Erie Family Life Iinsurance, property, and life insurance through such subsidiaries or affiliates as Flagship City Insurance and the publicly traded firms Erie Indemnity and Erie Family Life Iinsurance through such subsidiaries or affiliates as Flagship City Insurance and the publicly traded firms Erie Indemnity and Erie Family Life IInsurance and the publicly traded firms Erie Indemnity and Erie Family Life InsuranceInsurance.
This is by design, but as we'll see below, it's unique compared to other forms of (permanent) life insurance.
Due to a continuously evolving and creative criminal element, there are other forms of Fidelity / Crime insurance coverage which may be added to your policy as extensions or endorsements.
This can apply to auto insurance policies as well as other common forms of insurance such as life insurance, home owners insurance, etc..
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