Sentences with phrase «other forms of insurance coverage»

There is a common misconception that like other forms of insurance coverage, life insurance is limited only to one policy.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Insurance coverage is a part of an employee's compensation package and should not be restricted by an employer's religious beliefs any more than any other form of compensation.

Adults with private or no health insurance coverage had lower levels of psychological distress than those with public or other forms of coverage.

Term life insurance sample rates illustrate why this policy type is so affordable compared to other forms of permanent coverage with cash value.

Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

In addition to these common types of coverage, your landlord insurance provider may offer other forms of protection, either as part of the core policy or as optional endorsements.

The drawback to whole life would be that whole life insurance rates tend to be higher than other forms of permanent coverage, particularly when you are dealing with a Whole Life Guaranteed policy, such as the one offered by MOO.

One of the most attractive things about Universal Life policies with Secondary Guarantees is that they provide lifelong coverage at rates that can be considerably lower than other forms of permanent insurance.

This is not only true when seeking the best life insurance coverage but for when shopping for other forms of coverage as well such as the best auto insurance companies and rates.

Simply enter your trip costs in the Get a Quote form and you can quickly compare the cost and coverages of Generali Global Assistance travel insurance plans to your other options.

Among the excess insurance matters we have handled are disputes involving allocation, drop down, exhaustion, the application of aggregate limits, the insolvency of primary insurers and insureds providing primary coverage under a self - insured retention, and the interpretation of «following form» and «other insurance» provisions.

Unlike other «online» applications, which create an e-mail form or request at the insurer's end that must be reviewed personally from an underwriting point of view before the application is approved, LawyerDoneDeal.com is fully automated, providing in most cases instant approval for title insurance coverage.

Consistent with the other titles of HIPAA, our proposed definition did not include certain types of insurance entities, such as workers» compensation and automobile insurance carriers, other property and casualty insurers, and certain forms of limited benefits coverage, even when such arrangements provide coverage for health care services.

Uninsured Motorist and Comprehensive coverage plans will cover the damage costs, minus the deductible, but other forms of car insurance can leave the hit and run victim with the full bill for car repairs.

With term insurance policies on the other hand, they are a temporary form of coverage.

This coverage is primary to other forms of car insurance provided through a credit card or other automobile insurance policy.

Due to a continuously evolving and creative criminal element, there are other forms of Fidelity / Crime insurance coverage which may be added to your policy as extensions or endorsements.

This form of insurance provides loss of income coverage (i.e., «disability income») for your business by replacing your operating income during the period when damage to the premises or other property prevents income from being earned.

But, might we mention, the value you get from health insurance coverage makes it much more worth than any other form of investment.

This coverage is primary to other forms of insurance or indemnity.

Personal Accident — this insurance is a little less common than other forms of personal lines insurance but is designed to cover the purchaser of the insurance policy against forms of personal injury (of an accidental nature) that are not covered by other forms of personal lines insurance — for example both auto insurance and homeowners insurance may include some form of personal accident coverage but the terms under which they may be claimed are limited.

Unlike other forms of life insurance, guaranteed acceptance life insurance has some limits onto how much coverage you can get.

Often these professionals might also need other forms of liability coverage such as general liability insurance or product liability coverage.

There are many other forms of optional coverage available to a motorist, such as comprehensive insurance or GAP insurance.

You need this important form of coverage for protection in different situations in which no other auto insurance type will pay for your losses.

This is not only true when seeking the best life insurance coverage but for when shopping for other forms of coverage as well such as the best auto insurance companies and rates.

Seeking many quotes from several companies is not only true for those seeking life insurance coverage, but also for those seeking other forms of covers such as the best auto insurance companies and policies.

Next up, United American doesn't offer health insurance to be used as the foundation of health coverage but it does provide Medical Supplement plans for those who already have some form of insurance in place through their place of work or any other source.

As with other forms of life insurance coverage it is important to shop around for the best coverage, and to compare life insurance options carefully.

You, the other drivers listed on your Oregon car insurance policy, and the passengers in your car are covered under the protection of this form of coverage.

When you fill out the online form, it will ask for personal information such as your name, age, social security number, address, if you are married, the make, model and year of your car, how many miles you drive to work and for pleasure each day, if you want full coverage or liability insurance, along with other questions.

The definition of Class in a disability income insurance policy is referring to all people with the same policy form, Benefit Period, Elimination Period, age, gender, tobacco status, occupational class or optional coverage, living in the same geographic area of the state as each other.

Of course the premiums for such guaranteed life insurance coverage can be a bit higher than other forms of life insurance, but the higher premiums may be worth it in the enOf course the premiums for such guaranteed life insurance coverage can be a bit higher than other forms of life insurance, but the higher premiums may be worth it in the enof life insurance, but the higher premiums may be worth it in the end.

In addition to life insurance coverage, Colonial Life Insurance Company also provides other forms of insurance, as well as financial related products and insurance coverage, Colonial Life Insurance Company also provides other forms of insurance, as well as financial related products and Insurance Company also provides other forms of insurance, as well as financial related products and insurance, as well as financial related products and services.

Need help finding other forms of coverage, such as burial insurance, auto insurance or health insurance, we can help you find the best companies for your needs.

A whole life insurance plan, on the other hand, is a permanent form of coverage that will never expire.

Others look at car insurance as an important form of protection, and as such, they make sure to carry all the coverage they can afford on their policies.

The other main kind of insurance is a whole life plan, which as you can assume from the name, is a permanent form of life insurance coverage.

In some cases, large employers will offer a group insurance benefits plan, which includes life, health, long - term care, and other forms of coverage to its employees.

You can get quotes on term life insurance, universal life, whole life and many other forms of coverage.

Car liability insurance is similar to other forms of liability coverage in that it insures the policy owner against third party claims.

The other most popular option for coverage is to buy a whole life insurance plan, which is a permanent form of coverage.

Whole life insurance, on the other hand, is a form of permanent coverage which provides life insurance for life and builds cash value.

Bodily Injury Liability (BI or BIL) insurance is one of the two forms of liability car insurance coverage that pay for any damages you caused other drivers.

This is not only true for when seeking the best life insurance policy but also when shopping for other forms of coverage as well, such as the best auto insurance companies and rates.