Sentences with phrase «other forms of insurance in»

Rialto renters insurance is not unlike other forms of insurance in this respect.

An individual can compare term life insurance plans with other forms of insurance in order to reap maximum benefit out of an insurance policy.

Not exact matches

But the reality is that the plan, in its current form, will make it significantly harder for poorer people to afford insurance or out - of - pocket costs (the AHCA completely nixes Obamacare's other subsidies to help low - income Americans afford deductibles).

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Hartford HealthCare, which operates Hartford Hospital and five other hospitals in Connecticut, will announce a joint venture Wednesday to form a health insurance company, a first for Connecticut and another sign of transformation that is shaking up the...

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

Health insurance is not taxed in the same way as other forms of compensation, so an investment banker may prefer a health plan that covers everything instead of one with a big deductible that she has to pay out of her post-tax salary.

«In other words, sometimes added expenses are a good thing, if they give clients insurance in the form of downside protection.&raquIn other words, sometimes added expenses are a good thing, if they give clients insurance in the form of downside protection.&raquin the form of downside protection.»

In other words, gold acts as a form of financial insurance.

For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheld.

GALI (Policy Form GIWL2112PCM, ICC15 - GIWL2112PCM and ICC15 - GIWL2112PCM in North Carolina) is issued in all other states and the District of Columbia by C.M. Life Insurance Company, Enfield, CT 06082, a wholly owned subsidiary of MassMutual.

On the other hand, FHA loans require certain provisions which sometimes place a heavy burden on a homeowner's budget, often in the form of premiums paid for mortgage insurance.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

How is it any different morally for Hobby Lobby, or any other employer, to give a person money in the form of a paycheck to buy contraception versus health insurance that covers it?

The reason for this is that each State has different health providers, and the voters and health providers in one state may support some form of Universal Healthcare, while in others support only a Private Health Insurance option.

Innovative forms of insurance could unshackle a green revolution in Africa and other poor nations

Sometimes they are given in proportions like 50 % financial incentives and other 50 % in the form of medical insurance or cab facility, based on the individual employee.

Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

The first one being the actual mortgage loan that will finance the 80 % of the property's value thus not requiring private mortgage insurance and the other one will provide funds equivalent to 20 % of the property's value in the form of a second mortgage or home equity loan.

As pointed out in KeithB's comment, you can not deduct any health insurance premium (or other medical expense) that was paid for out of pre-tax dollars, nor indeed can you deduct any medical expense to the extent that it was paid for by the insurance company directly to hospital or doctor (or reimbursed to you) for a covered expense; e.g. if the insurance company reimbursed you $ 72 for a claim for a doctor's visit for which you paid $ 100 to the doctor, only $ 28 goes on Schedule A to be added to the amount that you will be comparing to the 7.5 % of AGI threshold, and the $ 72 is not income to you that needs to be reported on Form 1040.

In addition to these common types of coverage, your landlord insurance provider may offer other forms of protection, either as part of the core policy or as optional endorsements.

This form tells you how much you paid in interest the previous year, including prepaid «points» of interest, and may include other useful information, such as how much you paid for mortgage insurance and any property taxes paid by the mortgage company — both of which may also be deductible.

Back in the day, any form of flying was considered extremely hazardous and most life insurance companies would either force the applicant to pay an exorbitant amount or they would add an aviation exclusion clause to the policy, in other words, if you died as the result of a plane crash, your beneficiaries wouldn't receive the death benefit.

If you don't have insurance, the costs are absorbed by the hospital (i.e. passed on to other patients in the form of higher prices to offset this expense).

Lost Wallet Form & Assistance Our Lost Wallet Form is a convenient document for logging your debit, credit, insurance and other important cards so you can quickly identify them in the event of loss or theft and take immediate action to cancel and replace them before they can be used.

The apartments also deserve to know that a loss such as a fire won't result in them losing money in the form of a large commercial insurance deductible, or from other losses you cause.

There is a long form of the means test that factors in secured debt payments such as your mortgage and other necessary expenses like medical bills and insurance.

In case of a covered disaster or other forms of loss, homeowners insurance will provide financial compensation for the loss.

Like other forms of insurance, you will also be considered a higher insurance risk if you've made claims in the past.

For traditional Wall Street plans, most of the time, this rules out investments in anything other than stocks, bonds and insurance in various forms.

Financial guarantee insurance and other forms of credit enhancement also compete in nearly all instances with the issuer's alternative of foregoing credit enhancement and paying a higher interest rate.

MBIA Corp. offers financial guarantee insurance and other forms of credit protection in the United States, Europe, Asia, Latin America and other regions outside the United States.

Renters insurance is a form of protection that can help reimburse you for losses, injuries and other damage that can take place in your apartment or rented home.

One tool that can be used to address this possible outcome is longevity insurance, which can help protect your other forms of savings and income in your golden years.

Medical identity theft: what it is, how to prevent it — Treat your health insurance card as you would a credit card or driver's license, because like the other forms of identification, great harm can be done if it falls in the wrong hands.

I understand that my services are provided strictly in a volunteer capacity, as a volunteer, and without any express and implied promise of compensation, employment benefits, worker's compensation insurance, accrual in any form of vacation, sick time, or other payment of any kind whatsoever.

Other Notable Features: Annual companion certificate, first checked bag free, priority boarding, preferred seating, no foreign transaction fee, discount Delta Sky Club access (including two companions), 20 percent discount on Delta in - flight purchases (in the form of a statement credit), discounts on travel packages, lowest hotel rates guarantee, car rental insurance, baggage insurance, extended warranty, return protection, purchase protection, ticket presales and VIP events, $ 0 fraud liability, year - end summary, roadside assistance, global assist hotline, car purchase discounts, ShopRunner membership

Simply enter your trip costs in the Get a Quote form and you can quickly compare the cost and coverages of Generali Global Assistance travel insurance plans to your other options.

GBRW Expert Witness is a specialised practice based in the City of London which provides expert support, in the form of expert reports and / or advice, on banking, investment, insurance and other financial sector issues.

Our Insurance Coverage Group offers opinions to the firm's clients on a variety of insurance matters, including those pertaining to libel and slander in the context of «personal injury» wordings in CGL policies and other forms of iInsurance Coverage Group offers opinions to the firm's clients on a variety of insurance matters, including those pertaining to libel and slander in the context of «personal injury» wordings in CGL policies and other forms of iinsurance matters, including those pertaining to libel and slander in the context of «personal injury» wordings in CGL policies and other forms of insuranceinsurance.

If you have insurance supplied by an employer, then the insurance companies will have an interest in knowing about other forms of insurance (so that expenses are distributed and not shouldered by just one company), thus your various insurance companies may learn about each other.

The 2008 case settled the law in this regard; the amounts collected as contributions to the employment insurance program form part of the government's revenues and can be used for purposes other than paying EI benefits.

This documentation may be in the form of witness statements, accident reports, other insurance policies, and medical records and bills.

In keeping with this approach, in 1995, Paul was a principal founding member of Canadian Litigation Counsel («CLC»), a national affiliation of independent law firms providing all forms of litigation services to the insurance industry and other public and private institutionIn keeping with this approach, in 1995, Paul was a principal founding member of Canadian Litigation Counsel («CLC»), a national affiliation of independent law firms providing all forms of litigation services to the insurance industry and other public and private institutionin 1995, Paul was a principal founding member of Canadian Litigation Counsel («CLC»), a national affiliation of independent law firms providing all forms of litigation services to the insurance industry and other public and private institutions.

It is easy enough to keep one's children in a safe place; they probably already enjoy disproportionate educational and other institutional advantages over others, and you probably already read to them and engage in other forms of close parental involvement in education, so they can most easily afford some time off from school; and you are probably well - protected by insurance.

She specialises in dispute resolution and is experienced in handling and advising on domestic and international litigation, arbitration, adjudication, mediation and others forms of ADR on behalf of construction professionals, contractors, developers, owners and insurance companies.

Unlike other «online» applications, which create an e-mail form or request at the insurer's end that must be reviewed personally from an underwriting point of view before the application is approved, LawyerDoneDeal.com is fully automated, providing in most cases instant approval for title insurance coverage.

A group health plan or health insurance issuer or HMO, or their business associate on their behalf, may perform such analyses for an employer customer and provide the results in de-identified form to the customer, using integrated data received from other insurers, as long as protected health information is not disclosed in violation of this rule.