Sentences with phrase «other insurance company ratings»

Not exact matches

In other sectors, Deutsche Bank analysts ranked the Italian multinational Leonardo Finmeccanica and the insurance firm Prudential as «buy» - rated companies.

But that long history of data on past catastrophes does not exist in the cyber insurance policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber policies written by AIG, Travelers, and others.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

The tax bill lowers the corporate tax rate from 35 % to 21 %, eliminates the penalty under the Affordable Care Act for failing to have health insurance, a narrower estate tax, and cuts the top effective marginal tax rate for S corporations to a top rate of 29.6 percent, among other measures that gives the biggest breaks to the wealthiest individuals and companies.

Those increases have drawn the notice of institutional investors, such as pension funds and insurance companies, which have turned to real estate as low interest rates have reduced returns from other steady investments, such as bonds.

Compare the rate you will pay your employer's insurance company through COBRA to other health insurance options to see which deal is best for you.

Banks now lend mainly to other financial institutions, hedge funds, corporate raiders, insurance companies and real estate, and engage in their own speculation in foreign currency, interest - rate arbitrage, and computer - driven trading programs.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.

A.M. Best (and other companies) rate the financial strength of renters insurance companies.

The best motorcycle insurance companies combine cheap rates with other beneficial offerings, like unique add - ons or high coverage limits for custom parts.

For even better rates, more access to coverage, and higher limits, ask your insurance company what other discounts they provide.

Even if the insurance company does not offer you cheap car insurance, you might enjoy cheap rates on other types of insurance.

When it comes to auto insurance shopping, some other factors such as the company's financial rating and customers» compliant status may be critical.

In other words, an insurance company may offer a guaranteed rate of 4 %, but will charge 4.5 % on all policy loans.

You can review insurance company ratings through A.M. Best, Standard & Poor's, and other financial information services.

Since the best motorcycle insurance companies will often combine low rates with other perks, it's best not to solely focus on rates when shopping for motorcycle insurance rates.

We collected homeowners insurance quotes at three different price points to see how Erie's rates compared to other insurance companies.

High - risk drivers, such as teens, who would receive expensive rates through other insurance companies

Some of the people who would benefit most from coverage through Root Insurance are high - risk drivers, such as teens, who would receive high auto insurance rates through other cInsurance are high - risk drivers, such as teens, who would receive high auto insurance rates through other cinsurance rates through other companies.

When you factor in the discounts that drivers have to pass up to be insured through The General, it becomes clear that drivers with clean records would likely receive better rates from other insurance companies.

However, annual premiums from insurers who specialize in military families tend to be very competitive with other insurance companies» rates.

One of the benefits is their rates for both life insurance and disability insurance are competitive with the other companies with similar plans.

An insurance company considers your house's value, the value of your personal property and many other things before they it will offer you a rate quote.

They exist to rate insurance companies on financial strength, among other factors.

It's also worth noting that insurance companies set rates based on the amount of money they expect to take in over twelve months, the amount of money they expect to pay out, how their investments are anticipated to perform, and several other factors.

While age is a factor that companies use when determining your motorcycle insurance rates, there are other factors at play, such as where you live, your driving record and your gender.

As a follow up to this article, we do offer a number of more comprehensive articles that rate our top 10 best dividend paying whole life insurance companies, our top 10 best universal life insurance companies, our top 10 best no exam life insurance, and others, all for wealth creation and legacy building with life insurance.

Another complaint about IUL marketing relates to the lack of disclosure, other than in the fine print, of the insurance company's ability to change cap and participation rates.

While cheap rates are important, the best motorcycle insurance companies combine low priced quotes with other features, like accident forgiveness.

You can get quotes from esurance, Progressive, or other online insurance providers — or you can fill out a single form at Insurance.com and get free online quotes from a bunch of insurance companies any time you want to compare rates.

According to Alexi Maravel, associate director at Cerulli, the way a particular insurance company is reacting to a likely interest rate hike depends on its business line: «Life insurance companies, which control the largest amount of insurance general account assets and have to match long - duration liabilities with long - duration assets, are making investment adjustments to their surplus assets, while, on the other end of the spectrum, we find health insurers are raising liquidity.»

There are also other companies in the market who will buy insurance policies at higher rates than the cash - in value insurers will pay you.

Actuary: An individual employed by an insurance company to calculate premium rates, reserves, dividends and other important figures using risk factors obtained from experience tables.

In fact, the best motorcycle insurance companies combine low rates with other substantive offerings, like a long list of endorsements or accident forgiveness.

Some insurance companies may negotiate a table rating with a potential policy holder, and others may remove a table rating altogether if a person's condition improves sufficiently.

I have my credit cards with the same company, two bank accounts (one pays me $ 20 to have direct deposit, no minimum required and the other is a credit union with a high interest rate which I move my savings to), I have Vanguard (Roth) and Fidelity (401K), and my car insurance.

Like any other industry, different life insurance companies charge different rates for their products.

The only other motorcycle insurance company with available data was Progressive, whose rates were significantly more expensive than the others.

Insurance companies use the location, type of dwelling and other factors to determine rates and every company calculates these things differently.

Every insurance company uses location, type of dwelling and other factors to determine rates and calculates these things differently.

Bottom Line: HOAIC provides great rates and all the other home insurance basics for consumers who do not mind that it's an unproven insurance company.

Its large size allows the company to offer discounts, coverage options and rates that are comparable to other large national insurance companies.

The best motorcycle insurance companies combine low rates with other offerings, like a long list of endorsements, or unique discounts to drive rates even lower.

Browse the internet and check the car insurance rates other companies are offering you compared to your current insurer.

Since the scheme is a sponsorship of government LIC is offering an interest rate of 9.38 % as compared to a maximum of 7.6 % offered by the other private life insurance companies.

Under the senior citizens Pension Plans the interest rate offered is highest of all the annuity plans that are offered by other life insurance companies.

Other fixed annuities also credit interest at rates set from time to time by the insurance company.

In our nationwide survey, we found Progressive insurance increased rates after an accident the least of any other company.

For example, there are minimum capital requirements imposed on a financial guarantee insurance company by the rating agencies to obtain and maintain triple - A financial strength ratings and these capital requirements may deter other companies from entering this market.