Sentences with phrase «other insurance policy premiums»

So much of other insurance policy premiums as are attributable to the liability to provide benefits referred to in section 295 - 460

Not exact matches

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

On the other hand, as long as premiums are paid, a permanent life insurance policy will always pay out a death benefit since it never expires.

In addition, the Grow - Up Plan is similar to other whole life insurance policies in that it will often take three to four years before you have any cash value, as early premium payments are dedicated to paying the insurer's fees.

Similarly, Gerber's term life insurance is limited in coverage, and has high premiums compared with other no medical exam policies.

While some elements of homeownership, such as mortgage interest, may be partially tax deductible, the premiums you pay for a home insurance policy are treated similarly to any other personal expense related to your home, such as a utility bill.

On the other hand, if your company decides to sell the key person life insurance policy, you may have to pay taxes, depending on the size of the settlement, cash value of the policy, and the amount that's been paid in premiums.

But when it comes to permanent life insurance, some other factors weigh heavily on your premium, such as policy design.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

On the other hand, if I were to stay as a contractor and get my own insurance, as I do now, I would continue to pay the very same premium for me and my wife that I currently do, out of my pocket, and not suffer «change in policy».

Usually the rates of premium charged for such policies are quite low when compared to other types of insurance plans.

A better options may be to opt for a 20 year term life insurance policy and deposit the difference in premiums into a retirement or other savings account (or use it to pay off debt).

Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium payments.

With an Indexed Universal Life policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the market.

: Similar story with drinking and other lifestyle improvements — demonstrate that you had one year of no drinking and it will be reflected in your adjusted premiums for an existing critical illness insurance policy.

But it's also important to think about how insurance changes based on personal events — new drivers or changes to a family auto policy can alter car insurance premiums, and other kinds of insurance can be affected by changing property values or even changes in the local business world.

In addition to remaining in effect as long as you pay your monthly premiums and keep any other obligations per your contract with the insurance company, these type of policies also accrue «cash value».

When you make premium payments on a cash - value life insurance policy, one portion of the payment is allotted to the policy's death benefit (based on your age, health and other underwriting factors).

Other Universal Life plans can see costs rise throughout the duration of the policy because of possible changes in interest rates or costs of insurance, but a GUL policy will always be the same premium cost for each payment.

Of course, your final premium will depend on your personal details, but this example does go to show that the price of a term life insurance policy is in line with many other low monthly expenses you might incur.

In other words, with whole life you can keep the coverage until you die and you probably won't pay premiums on the policy later in life, particularly if you chose limited pay life insurance.

You already you know you want term life insurance, but there are other policy features you may be considering, like an accelerated death benefit or a return of premium policy.

This page lists the policy specifications such as the name of the insured, the policy owner, the beneficiary, the policy number, the amount of insurance and the premium amount among other things.

IncentiveLife Legacy ® III, a flexible premium variable universal life insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey insurance policy, is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey Insurance Company (AXA Equitable), New York, NY 10104, and in all other jurisdictions by affiliate MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey Insurance Company of America (MONY America), an Arizona Stock Corporation, with the main administrative office in Jersey City, NJ.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

This means that other carriers may offer a lower premium for the life insurance policy and also a higher payout for the annuity.

Life insurance rates are primarily determined by your age, your health, the type of policy you buy and the amount of coverage you want, but there are other aspects that can determine the cost of your premiums.

You pay for your life insurance coverage with monthly premiums, which are calculated based on the size of your policy and other factors.

You will find that some insurance providers will offer you different discounts for things such as taking out multiple policies while others will lower your premium for driving safely.

The Lone Star State prides itself on things being bigger, but because Texas insurance premiums are a bit larger than they are in other states, getting the most for every dollar you spend on your policy is a must.

Those costs would include the premiums for policies the couple would need to buy on the individual insurance market once employer - sponsored coverage ends, as well as co-payments, deductibles and other costs.

For those that are short on time, my basic advice is this: bid out your auto, home, umbrella and other personal lines property & casualty insurance policies once every three years, or after every significant event that changes your premium significantly.

All other states make it optional for insurance companies to check your credit — although many do take advantage of doing so prior to offering a policy, or even a premium quote.

Examining a few quotes takes very little time; here are a few tips on finding and comparing quotes, how they can help (no matter whether you're looking for your very first insurance policy or you've had several policies in place for years), and a couple other ideas for reducing Philadelphia insurance premiums.

A variable universal life insurance policy takes the best (or worst, depending on how you look at it) of the other two policies: you can adjust the premium and death benefit amount while investing the cash value in the policy's sub-accounts.

On the other hand, Lynch says, «the premium on a rental insurance policy might be as low as $ 100, so you don't really have a lot of room to give much money back to the consumer.»

A permanent life insurance policy, on the other hand, stays in force for as long as you keep paying the premiums.

With a universal life insurance policy on the other hand, the company will take the premium from the cash value accumulation portion and continue to pay the premium.

Like other insurance policies, you will pay insurance premiums.

In many ways, indexed universal life insurance works in a similar fashion as most other types of coverage in that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefit.

If you read the fine print on other insurance policies, they only pay so much per claim, and so much per year which can be VERY costly aside from your monthly premiums.

Obviously, the premium for the Whole Pet policy is going to be higher, but it seems to be competitive with other pet insurance companies who reimburse according to a percentage of invoice - especially considering it includes wellness coverage and has virtually no exclusions for medical conditions.

As with other premium credit cards, members receive several different purchase protection and travel insurance policies, as well as a dedicated concierge service.

These saved premiums could be used to offset some of the cost of buying a CI policy or applied towards improving other insurance benefits.

On the other hand, you may have an opportunity to convert your whole life policy into a «paid - up» policy and this is where you no longer have to pay the premiums but the insurance will remain in place.

A variable universal policy brings many of the benefits of other universal life types, including flexible premiums, and includes an annually renewable term life element to provide permanent life insurance.

Other factors that will affect your premiums include your policy's limits and deductibles, as well as optional coverages you add, such as uninsured motorist insurance or collision and comprehensive (often called full coverage) insurance.

The cash value accumulation generally does not equal the amount of death benefits and premiums are more expensive than other equivalent standard life insurance policies.

With guaranteed issue life insurance policies, because there is no medical exam or underwriting, insurance companies have no information other than the applicant's age and gender on which to base the premiums.