Sentences with phrase «other liability insurance policies»

Other liability insurance policies may cover the business if the item is damaged due to the owner or employee's negligence, but any other event, such as fire, extreme weather or burglary, are exempted from general liability, property and even warehouse insurance policies.
As a rule, umbrella insurance only extends to other liability insurance policies.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.
Bowman & Partners discussed its options with Business Insurance Now, an online agent that had previously sold the company a general liability policy offering protection against injury claims, property damage and other physical - world concerns.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
E-commerce companies, like all online businesses, need to pay close attention to cyber liability and data breach insurance in addition to other policies.
Some cycling organisations may only arrange «contingent» liability insurance cover for their event, which means that their policy will only provide cover in the absence of any other insurance policy.
British Cycling's member liability insurance is arranged on a «primary specific» basis - which means that a claim will not be referred to any other insurance policy that our members may have.
N.J.S.A. 18A: 40 - 41.5 (2010) provides immunity from liability for school districts for the death or injury of a person due to the action or inaction of persons employed by or under contract with a youth sports team, provided there is an insurance policy of not less than $ 50,000 per person per incident, and a statement of compliance with the school district or nonpublic school's policies for the management of concussions and other head injuries.
Bodily Injury Liability coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow with just one other driver and have a low financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.
All commercial auto insurance policies in Connecticut will provide, at the very least, liability protection to cover injuries or property damage to others in the event that you or one of your drivers is responsible for an accident while driving a company car.
But a fire someone accidentally started that damaged your personal property would allow you to have coverage for that property from your own policy, instead of hoping the other guy has renters insurance in San Bernardino and, just as importantly, has enough renters insurance liability coverage.
A typical motorcycle insurance policy includes liability insurance, which pays for any damages you cause to others, but it can also include coverage for your own bike and injuries.
The liability portion of your auto insurance policy is only meant to cover damages you cause to other drivers — not your own car.
However, just like any other kind of insurance, it's almost always easier, faster, and more efficient to file a claim under your own policy and let your insurance company deal with recovering against the negligent party's liability insurance or directly from them.
Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverother structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverOther Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability cliability in the event someone is injured or their property is damaged by you or a family member (Liability cLiability coverage).
Renters insurance in Buffalo provides the standard coverage on an HO - 4 form, with personal property, medical payments to others, loss of use, and liability as part of the policy.
While spiritual creatures from other realms are not a covered peril for personal property, we expect that if a poltergeist somehow forced you to take a specific action which resulted in bodily injury or property damage to another person, you could well have coverage under the liability section of your Erie, PA renters insurance policy.
The amounts may vary, and some policy language may vary, but most renters insurance policies will include personal property, loss of use, medical payments to others, and personal liability coverage.
Liability on your Columbus, GA Renters Insurance policy is designed to protect you from having to pay the costs of damages you cause to others, as well as to defend you against their claim or suit.
When you purchase car insurance, you'll need a policy that meets your state's minimum liability limits to cover damage to other people or other property in the event of an accident.
Landlords can also write off other insurance policies affiliated with their rental business, such as an umbrella policy expanding their liability coverage.
On the other hand, you can cover liability and protect your family's personal property for less than a liability insurance policy might otherwise cost.
This insurance provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.
Your liability coverage on renters insurance in Annapolis will not only pay those damages up to the policy limit, but will also negotiate on your behalf with the other insurer and even provide a defense if you're sued for it.
Liability coverage is the part of a home insurance policy that may pay court costs or other expenses if you're found responsible for an accident, such as someone drowning or suffering a serious injury after doing a cannonball into the shallow end of your pool.
Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.
Liability coverage on your car insurance policy pays for damage you cause in an accident to other people or other property.
It's a kind of liability insurance that goes above and beyond the liability limits of your homeowner's policy, covering you against lawsuits for bodily injury or property damage that you or household family members cause to other people.
Laid - up motorcycle insurance policies allow you to effectively pause the liability, collision and other parts of your coverage that would typically be used if you're involved in an accident on the road.
Typical homeowners insurance policies won't cover fire, vandalism, liability or other types of claims on an unoccupied or vacant property.
Umbrella and excess liability policies provide the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto, home, or other insurance policies.
An umbrella policy provides liability insurance on top of the basic amounts offered in these other policies.
This insurance, sometimes called a Masters policy, rarely covers personal property or interior spaces, but some policies cover more than others, such as condo owner's liability.
A typical homeowners insurance policy usually includes the following: dwelling, personal property, liability and other structures coverage.
A packaged insurance policy providing small and mid-sized businesses the option to combine property, liability and other insurance coverages into one policy.
Tenants need to review the terms of their renters insurance policy, what insurance home - sharing services include, liabilities they face as a host, and other things detailed below.
By far the most common way to acquire personal liability insurance is as part of a renters insurance policy, because it's bundled with other coverage you need and because it's comparatively difficult to find a policy that just covers your liability.
If you have a basic renters insurance policy in Seattle, you might have $ 15,000 of personal property coverage, $ 100,000 of liability coverage, $ 4,500 of additional living expenses coverage, and $ 1,000 of medical payments to others.
In addition to liability coverage, personal property coverage, and loss of use... Your Alaska renters insurance policy also provides medical payments to others.
Your policy can range from the mandatory minimum to a more advanced plan, which may include collision and liability coverage or insurance for other perils, like fire and theft.
You may find that most trailer insurance policies come as a package of several different kinds of insurance, which could include liability, collision, and comprehensive, amongst others.
If your policy responds, it doesn't matter if the other person has liability coverage or not because recovery is incumbent upon your insurance company.
Whether you own a manufacturing company like Kingston Technology, a transportation - based company like Crown Limousine or any other business that uses company - owned vehicles, you need the extra liability protection that an auto insurance policy can provide.
You'll get the liability insurance your property manager requires with the low cost apartment insurance, of course, but personal property, medical payments to others, and loss of use are also part of the policy.
Some policies are open to various dogs, other Texas Renters Insurance will exclude animal liability entirely.
You probably have liability coverage from other insurance policies, like auto or homeowners, but an umbrella policy can further protect your assets in case you reach the limits of the liability coverage you already hold.
To make sure the person managing your estate can easily locate all of your financial information, set up a file listing all your assets, liabilities, insurance policies and other financial information.
Personal policies include homeowners insurance, renters insurance, and automobile insurance, whereas commercial polices are written specifically for businesses and other organizations and may include commercial general liability, workers» compensation, and commercial property insurance.
These Galleria Palms Apartments renters insurance policies protect both you (from liability) and your property (from other perils).
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