Sentences with phrase «other life insurance and annuity»

Not exact matches

MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long term care insurance, annuities, retirement plans and other employee benefits.

Commission - based advisors earn their money by selling stocks, bonds, mutual funds, life insurance, annuities and other investments.

However, we strongly encourage you to seek independent advice when making charitable gifts of annuities, securities, property, life insurance, wills, trusts, contracts and other legal agreements.

Orders for fixed income securities and other products such as life insurance and annuities can also be placed over the phone with a Wealth Management Brokerage Services associate.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

FDIC insurance does not, however, cover other financial products and services that insured banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or municipal securities.

Another aspect of avoiding confusion is that a 1035 exchange can be used for both qualified and non-qualified annuities and simply means that the account can be moved to a similar product without taxation in the same way as used for other life insurance products.

The key pro of non-qualified annuities, as with most other non-qualified investments such as permanent life insurance, is more flexible access to the cash due to the absence of age restrictions and the 10 % tax penalty.

Now as nuclear families break down and are replaced by a greater proportion of singles without children, some insurance markets are weakening (life) and others are strengthening (annuities, personal lines, individual heath and disability).

Securities (including mutual funds and variable life insurance), annuities and insurance products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, nor insured or guaranteed by, Chemical Bank, or its affiliates.

To fully understand annuities, the first important aspect to note is that, just like other insurance products, regardless whether we're talking about convertible term life insurance, whole life insurance, universal life insurance, etc., annuities are a contract between the policy owner and the insurance company.

These type of annuity are on the other end of the spectrum, similar to variable life insurance, and offer investment opportunities in the financial markets that are similar to mutual funds.

Like life insurance policy loans, loans secured by annuity cash value do not have to be repaid, and this means that they are subject to taxation just like any other «discretionary» distribution that is by definition NOT an annuitized payment.

Just like tax free exchanges of «like kind» real estate under section 1031 of the I.R.S. Code and other exchanges of life insurance under section 1035, annuities may also be exchanged without taxation subject to some very important rules.

This means that other carriers may offer a lower premium for the life insurance policy and also a higher payout for the annuity.

All contact is to help our clients apply for, purchase, and / or get life insurance and / or other forms of insurance (such as annuity, auto, home, health, etc.).

If there's a gap between expenses and savings, you might need to think about other ways to contribute to retirement accounts or build savings in other potential income sources, such as annuities or life insurance policies that grow cash value.

In addition to life insurance, MetLife also offers a variety of fixed and variable annuities, as well as a number of investment and other retirement savings and planning products.

We do the work for you by comparing annuities from more than 150 insurance company websites including New York Life, MetLife, Mass Mutual, Nationwide, Pacific Life, Principal, and many others.

The cash value of an annuity account is set by the contract, similar to the cash value accumulation and life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eand life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eand varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eAND a variable annuity on the other end.

He works on the tax - compliant design and administration of life, annuity, and property and casualty insurance products on behalf of insurers, other financial service providers and corporate purchasers.

The master list should include all real property (house, rental properties, vacation homes), personal property (books, DVDs, furniture, artwork, jewelry), vehicles (including boats, motorcycles, ATVs), bank accounts (joint and separate, checking, savings), credit cards, retirement accounts, life insurance policies, annuities, stocks and other financial products.

22 The right under sections 1 and 3 to equal treatment with respect to services and to contract on equal terms, without discrimination because of age, sex, marital status, family status or disability, is not infringed where a contract of automobile, life, accident or sickness or disability insurance or a contract of group insurance between an insurer and an association or person other than an employer, or a life annuity, differentiates or makes a distinction, exclusion or preference on reasonable and bona fide grounds because of age, sex, marital status, family status or disability.

Tax and ERISA Including a broad range of matters related to qualified and non-qualified retirement plans, health and other welfare benefit plans, annuities and IRAs, including the tax qualification of annuities and life insurance contracts; and representing clients before the Internal Revenue Service and the Department of Labor.

The question to be determined was whether the two operations (the purchase of the annuity and the purchase of the life insurance) were made (i) by reference to one another; (ii) with a view to enabling the other to be effected; or (iii) with a view to facilitating the other being effected.

Prospectus For investment products (including variable life insurance and variable annuity products), this is a formal written document which explains fees, features, portfolio investment objectives and other details.

In a piece for the New Jersey Star - Ledger, Karin Mueller said many aging Americans are planning for their retirement with savings, life insurance, annuities and other financial products to avoid hardship.

In addition to its whole life insurance policies, the company offers many other life insurance products, mutual funds, income annuities, variable annuities, long term care insurance and other financial products under its Investment Management (NYLIM) division.

United of Omaha Life Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services produLife Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services produlife insurance options, fixed annuities, and other insurance and financial services insurance options, fixed annuities, and other insurance and financial services insurance and financial services products.

In the years between the founding and 1962, the company grew rapidly as they expanded and acquired other insurance companies with Jack Kenney spearheading the group and leading them to become one of the nation's top providers of variable universal life insurances and annuities.

If you're looking for life insurance, long term care insurance, medicare supplements, annuities or other investments, Bankers Life and their subsidiaries have you covelife insurance, long term care insurance, medicare supplements, annuities or other investments, Bankers Life and their subsidiaries have you coveLife and their subsidiaries have you covered.

And when you're done, you'll find a wide variety of other educational topics on our website to help you get smart about life insurance and annuitiAnd when you're done, you'll find a wide variety of other educational topics on our website to help you get smart about life insurance and annuitiand annuities.

He / she can take 1 / 3rd of the tax - free Fund Value and purchase an annuity with the remaining 2 / 3rd either from IndiaFirst Life Insurance or from any other life insurance comLife Insurance or from any other life insurancInsurance or from any other life insurance comlife insuranceinsurance company

The company now offers a wide range of life insurance products, annuities, pension plans, mutual funds and other financial products to individuals and businesses.

Its primary product lines include life insurance and annuities, as well as mutual funds, investment management, and other retirement - related services.

All contact is to help our agents and their clients apply for, purchase, and / or get life insurance and / or other forms of insurance (such as annuity, auto, home, health, etc.).

Since its initial inception, Conseco / CNO has grown and expanded considerably, and the company has several insurance and financial related subsidiaries that develop, market, and administer health insurance, life insurance, annuities, and other insurance products.

Liberty Life Insurance Company provides a wide range of insurance protection and retirement income products including life insurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time career ageLife Insurance Company provides a wide range of insurance protection and retirement income products including life insurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time careeInsurance Company provides a wide range of insurance protection and retirement income products including life insurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time careeinsurance protection and retirement income products including life insurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time career agelife insurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time careeinsurance, critical illness and cancer expense insurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time careeinsurance, and annuities to consumers through independent marketing companies, regional and independent broker dealers, the Internet, other direct marketing channels and a field force of approximately 200 full - time career agents.

This company's member financial companies provide a wide range of offerings, which include life insurance, annuities, and other financial vehicles.

The other company, Brighthouse Financial, will sell life insurance and annuities to individuals.

Minnesota Life also conducts business in other fields outside of life insurance, among them annuities, investment plans, retirement planning and mLife also conducts business in other fields outside of life insurance, among them annuities, investment plans, retirement planning and mlife insurance, among them annuities, investment plans, retirement planning and more.

They offer individual life insurance policies, annuity products, group life insurance, retirement planning products and other products designed for long - term financial planning.

They offer life insurance, annuities, group benefits and several other lines of insurance which helps them to diversify their risk.

The main growth method for the company was to acquire blocks of insurance business from other life insurance carriers — and today, the company provides a wide array of both life insurance and annuity products.

The key pro of non-qualified annuities, as with most other non-qualified investments such as permanent life insurance, is more flexible access to the cash due to the absence of age restrictions and the 10 % tax penalty.

The cash value of an annuity account is set by the contract, similar to the cash value accumulation and life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eand life insurance, and varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eand varies between a fixed index annuity on one end of the spectrum AND a variable annuity on the other eAND a variable annuity on the other end.

To fully understand annuities, the first important aspect to note is that, just like other insurance products, regardless whether we're talking about convertible term life insurance, whole life insurance, universal life insurance, etc., annuities are a contract between the policy owner and the insurance company.

The company offers a long list of products and services, which include life insurance and annuities, mutual funds, investment management, and other retirement - related services.

Founded nearly 150 years ago, Guardian and its subsidiaries are committed to protecting individuals, business owners and their employees with life, long - term care insurance, disability income, medical and dental insurance products, and offer 401 (k), annuities and other financial products and trust services.

Mutual of Omaha is a insurance and financial services company that provides options for Medicare Supplement, life insurance, employer benefits, annuities, retirement accounts, and various other options for individuals and organizations.