Sentences with phrase «other life insurance policy options»

Even if I can't find a term policy there are plenty of other life insurance policy options that we can discuss.
Unlike many other life insurance policy options, applicants can obtain approval and policy issue within just a few days, as versus weeks — or longer.

Not exact matches

Additionally, other options include borrowing against a whole life insurance policy and borrowing against you retirement savings.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Even if some policies have a cash - value component, you run into the same problem as other cash - value policies like whole life insurance, where you may end up with a sub-optimal investment option.
A third option would be to name your estate as the beneficiary of your life insurance policy and then draft a will that states how you wish to divide your assets and you can name your significant other as the beneficiary of the life insurance benefit.
A better options may be to opt for a 20 year term life insurance policy and deposit the difference in premiums into a retirement or other savings account (or use it to pay off debt).
The VUL gives the policy holder the option to invest in securities which are not available to any other type of life insurance.
Alternatively, you can also choose to convert your policy to a permanent insurance option before the term expires into one of the Company's other universal life insurance products.
Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.
Variable life insurance policies have higher upside potential than other permanent life insurance policies as you can choose how the cash value is invested from a variety of options.
Primerica offers a variety of options when it comes to their term policies but doesn't have alternatives for those that want whole life insurance or other permanent life insurance products.
If you can't get approved for other types of life insurance (like a term policy), a guaranteed - issue policy may be an option.
If you feel your health will cause you to not pass the traditional medically underwritten life insurance policy, there are other options out there such as a guaranteed acceptance life insurance plan.
The other possible situation that no - exam life insurance policies are a good option is if you absolutely CA N'T be approved for a traditional policy with a medical exam.
If you know exactly what type of policy you need, and Banner Life can provide it, it's worth checking to see what they can offer, though we do highly recommend checking out all of your options before you make your final decision as there are other great companies out there such as Americo Insurance or Fidelity Life Association to name a few.
Additionally, other options include borrowing against a whole life insurance policy and borrowing against you retirement savings.
Your agent can help you understand the pros and cons of this policy and help you compare it to other life insurance options to find the optimal policy for your needs.
You should talk to a financial adviser before deciding whether or not a permanent life insurance policy is the right path, but if you've already maxed out other investment options like an IRA, life insurance might work as an additional vehicle.
This and other information is contained in the prospectuses for the applicable variable universal life insurance policy and its underlying investment options.
Applicants can now access a wide variety of policy options to meet their personal needs, including products such as mortgage life insurance, decreasing term life insurance, key person insurance, credit life insurance, and many others.
Whatever option you choose, it may be wise to leverage any cash value in your unwanted life insurance policy to meet other financial needs.
In addition to whole life, there are two other permanent policies that provide insurance buyers with varying degrees of flexibility and investment options.
All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.
You probably have a variety of other options to consider before you decide to sell your life insurance policy.
These permanent life insurance options are significantly more expensive than most other policies because the company will inevitably wind up having to pay out, unless the covered individual happens to cancel or cash in their policy.
One of the other options for life insurance coverage is to buy a guaranteed acceptance life insurance policy.
If however you feel that your health will keep you from qualifying for a traditional medically underwritten policy, there are other options out there, such as a no medical exam life insurance policy or a guaranteed issue policy.
If you don't qualify for a no medical exam policy under this program, there may be other options for no medical exam life insurance policies.
This and other information is contained in the prospectuses for the variable universal life insurance policy and the underlying variable investment options.
The price will be higher than the other policy options, but if you are facing a major health crisis and you must get a life insurance policy in place, guaranteed issue life insurance could be your best option to get the coverage you need.
Like many insurance policies from other companies, Mutual of Omaha's term life express insurance option comes in 15, 20 and 30 - year terms.
Other options, such as a guaranteed issue life insurance policy or an accidental death policy, are available.
The cost of the whole life policy is the reason why many people choose other option since it can be 3 - 5 times more costly than a term life insurance policy.
There are many different payment options available for life insurance policies, but the number of options for any particular policy may be limited due to company policy, the type of coverage and other factors.
On the other hand, if you are single, a guaranteed universal life insurance policy is likely the most affordable and attractive option.
Typically, you will want to name a relative or close friend as the beneficiary on your life insurance policy, but there are other options.
United of Omaha Life Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services produLife Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services produlife insurance options, fixed annuities, and other insurance and financial services insurance options, fixed annuities, and other insurance and financial services insurance and financial services products.
Though if your health is at a point where you will not pass a traditional medically underwritten life insurance policy, there are other options out there for you such as a no medical exam policy or a guaranteed issue policy.
While life insurance policies provide for a single payment of the death benefit, policies may also offer other payout options that are intended to fit your needs and those of your family.
You probably have a variety of other options to consider before you decide to sell your life insurance policy.
If you have a severe health condition and declined by every insurer for a standard life insurance policy; there are other life insurance options.
Still, if you medically disqualify from other types of policies, Gerber Life Insurance can be an excellent option.
If you decide that variable life insurance policies aren't the best option for you, there are plenty of other plans that you can choose from.
Should you be declined for a standard life insurance policy, there are other options where you can still get the coverage that you need.
Your agent can help you understand the pros and cons of this policy and help you compare it to other life insurance options to find the optimal policy for your needs.
All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.
For more information on variable life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance - give us a call at 1-844-733-5433 and talk with a Protective Life AgLife Agent.
You'll find this and other information in the prospectuses for variable universal life insurance policies and their underlying investment options.
For more information on indexed universal life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance - give us a call at 1-844-733-5433 and talk with a Protective Life AgLife Agent.
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