Other living benefits, such as an accelerated death benefit rider typically included, allows a portion of the death benefit to be accessed if you are diagnosed terminally ill, with the cash to be used for whatever you need.
As stated earlier, the enhanced death benefit or
other living benefits are added to a policy for an additional fee.
Many life insurance policies do offer cash value and income - earning options as well as
other living benefits like a critical care coverage option; however, this is not the main function of a life insurance policy.
If you like, you can share your spending history with us for a testimonial to show
others the life benefits of getting a LoanMart auto title loan, but this decision is always 100 % up to you.
Not exact matches
Other health
benefits that married individuals include better mental health, improved memory, and
living longer.
Notwithstanding the cost, unlike most
other ecommerce brands, Zappos ensures that it offers all callers the
benefit of a
live person at the
other end of the line.
More than just donating money, your company can be a platform for serving
others who can
benefit from your company's existence, whether it's the efforts and labor of your staff, the distribution of profits (check out
Life is Good's Playmakers program), or just spreading important messages to your customers (for example, Patagonia, which has encouraged its customers to repair products, rather than replace them).
If you can't offer salaries that are at or exceed your competition, then there may be
other options such as providing better employee
benefits and work -
life balance programs than competitors.
«This includes how pay decisions are arrived at, how they are rated on their performance, how the company treats things like sick leave and
other benefits, how the company views work -
life programs and how they will be treated in a dispute.»
One of the positive byproducts of learning the real importance of consultation and listening in business is that it will
benefit many
other aspects of your
life.
In addition to payroll, Namely can help with a number of employee
benefits like health insurance,
life and disability insurance, wellness programs, commuter
benefits, and
other less traditional plans as well.
In addition, its
life and health subsidiary, Desjardins Financial Security and
other units will allocate $ 250 million for the State Farm Canada
life insurance, mutual fund, lending and
living benefits operations.
In addition, Delta would have to deal with the twin threats of increased government scrutiny on one hand, and Virgin founder Sir Richard Branson's larger - than -
life ego on the
other, outweighing any
benefit that could come from such a deal.
For U.S. workers, another
benefit for a shorter work day is reduced stress, as many tend to work far beyond the work -
life boundaries set by many
other countries.
Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened
life spans; • improved Employment Insurance
benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.
[But] for people who have it, student loan debt is something that weighs on them very heavily and prevents them from moving onto
other life milestones, so this is a really impactful
benefit that employers can offer.»
It also contracts with
other healthcare and commercial organizations to provide specialty services including behavioral health management, care management software, correctional healthcare services, dental
benefits management, commercial programs, home - based primary care services,
life and health management, vision
benefits management, pharmacy
benefits management, specialty pharmacy and telehealth services.
There are countless
other fringe
benefits you can offer, such as achievement awards, adoption assistance, dependent care assistance, educational assistance, health savings accounts, group - term
life insurance, retirement plans and moving expense reimbursements.
He said that when imagining this celebration, you should not only focus on how it
benefits you, but allows you to positively affect the
lives of
others.
She now applies the basic principles of mediation to her work
life and suggests
other owners could
benefit from doing the same.
For instance, if your spouse died, you'll want to locate a will, if there is one, and obtain a death certificate so that you can begin the process of claiming any
life - insurance death
benefits and
other possible
benefits.
Through the VEBA, you buy
life insurance for yourself and your employees, as well as
other benefits.
The idea might sound crazily impractical (and for founders with kids in school or
other common
life constraints, without a whole lot of planning and prep it probably is), but Rustrum points out the
benefits aren't just a tan and a lengthy break from your snow shovel.
Even when employees pursue education in
other fields, these
benefits serve to cultivate employee loyalty and increase job satisfaction due to a greater sense of work -
life balance and having the freedom to pursue passions.
Delbanco worked with eight employers and
other health care purchasers, including AT&T, Equity Healthcare, and Service Employees International Union (SEIU) 775
Benefits Group, to better understand how barriers to mental health care play out in the
lives of employees.
The plans would revoke a special status that allows rail drivers to retain jobs and
other benefits for
life.
As with our
other employees, we also paid
life insurance premiums for the
benefit of our named executive officers (
other than Larry and Sergey).
All
other compensation generally consists of Google's 401 (k) company match of up to $ 8,750,
life insurance premiums paid by Google for the
benefit of the named executive officer, personal use of company aircraft, and the market value of a holiday gift given to each employee, net of tax withholding, unless otherwise noted.
The RSC budget make Social Security sustainably solvent by implementing a slightly modified version of Representative Sam Johnson's (R - TX) «Social Security Reform Act,» which would slow initial
benefit growth for higher earners, gradually raise the normal retirement age to 70, and eliminate annual cost - of -
living adjustments for higher earners while using the more accurate chained Consumer Price Index (CPI)(currently used for the tax code) for
other beneficiaries.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee
benefit plan, program, policy or arrangement (including any «employee
benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension
benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare
benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe
benefit plans,
life, hospitalization, disability and
other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to
benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing
benefits (such as a higher crediting guarantee than is currently available, as well as death,
living or
other contractual
benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;
Even though its directed towards the green sector, Id recommend it to anyone interested in promoting their business while
benefiting others and getting more enjoyment out of
life at the same time.
We believe that our named executives» compensation program, including competitive annual and long - term incentive pay along with comprehensive team member retirement, health care, disability, group
life insurance plans, and
other welfare
benefits offered to team members, provides adequate reward to our executives without the need for significant additional perquisites.
OTHER BENEFITS Our employees work hard, and we encourage a healthy work -
life balance.
Thousands of retirees (and younger folks, too) are
benefiting from a higher quality of
life and a lower cost of
living in places overseas where even a little goes a long, long way — whether it be filling a tank of gas, getting the week's groceries, paying for health insurance, or making all the
other ends of a monthly budget meet.
MassMutual offers a wide range of financial products and services, including
life insurance, disability income insurance, long term care insurance, annuities, retirement plans and
other employee
benefits.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from
other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or
other indefinite -
lived intangible assets; volatility in commodity, energy and
other input costs; changes in the Company's management team or
other key personnel; the Company's inability to realize the anticipated
benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or
other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the
benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and
other factors.
Automation, artificial intelligence and
other innovations will
benefit the Canadian economy by boosting productivity and
living standards, but they could also have less desirable side effects on the labour market and income distribution that will have to be managed, Bank of Canada Senior Deputy Governor Carolyn A. Wilkins said today.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or
other indefinite -
lived intangible assets; volatility in commodity, energy and
other input costs; changes in the Company's management team or
other key personnel; the Company's ability to realize the anticipated
benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or
other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the
benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various
other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and
other factors.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from
other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or
other indefinite -
lived intangible assets; volatility in commodity, energy and
other input costs; changes in the Company's management team or
other key personnel; the Company's inability to realize the anticipated
benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or
other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the
benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and
other factors.
When employees are underpaid, they have less incentive to continue to work when
other demands — becoming a parent, for example — cause them to weigh their costs of
living against the monetary
benefit that the paycheck would provide.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and
other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated
benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product
life cycles that characterize the wireless communications industry.
Since lithium - ion batteries represent a large percentage of the cost of today's electric vehicle, we believe Apple should be well positioned to leverage its existing knowledge domain and more robust R&D spending in this area, and in turn apply any energy density / battery
life improvements for a car across all the
other products in its ecosystem that will share the
benefit from such battery innovation (iPhone, iPad, Apple Watch, MacBook, Beats).
However, permanent
life insurance solutions that focus on providing lifetime guaranteed death
benefits, such as these, are typically less expensive than
other types of permanent
life insurance that emphasize savings opportunities.
On the
other hand, if you have severe enough health problems to not qualify for term
life insurance, mortgage
life insurance will offer larger death
benefits than many alternatives.
«Planning for my own end of
life doesn't
benefit me, it
benefits others... It is an outward expression of love to your loved ones to plan and prepare.
Working in partnership with all levels of government and with
others in the non-governmental sector, we can produce
benefits for Canadians wherever they may
live.
The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing
benefits (such as death,
living or
other contractual
benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;
Indexed universal
life insurance is similar to
other universal
life insurance in that it is a permanent
life insurance policy that provides protection for loved ones — with a death
benefit plus the potential for cash accumulation.
If your primary objective in obtaining
life insurance is to have a death
benefit in place which will help to cover your family's expenses if you passed away, our analysis shows that
other products are likely a better fit given the cost of whole
life insurance.