Sentences with phrase «other loan institutions»

Not exact matches

If you had debt forgiven by a credit card issuer, mortgage or student loan lender, or other financial institution, it may create «phantom income» that's taxable.

Although the SBA doesn't issue loans directly, it facilitates small business lending through banks and other financial institutions by mitigating associated risks.

The Fed's operations in the recent crisis have been loans to banks and other financial institutions and purchases of financial assets, not helicopter drops of cash into households» accounts.

Soon after, concerns about liquidity and asset quality put many other institutions at risk, including Bank of America and Citigroup, which took billions in loans from the government to weather the chaos.

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

Besides direct loans and lines of credit, it also licenses the Kabbage platform to other financial institutions to provide automated funding to their own customers, including ING, Santander and Scotia Bank.

Many entrepreneurs turn to banks and other financial institutions to secure a loan for their small business.

Warren also zeroed in on a popular industry proposal discussed by Blanton and others that would allow banks to count all loans held in portfolio as QM loans, noting that it would help financial institutions of all sizes.

The organization that made the loan initially; the lender could be the borrower's school; a bank, credit union, or other lending institution; or the U.S. Department of Education.

Because the target affects the interest rates that financial institutions charge each other from day to day, it usually affects other interest rates, such as mortgages and consumer loans.

Federal Funds Sold are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Federal Funds Purchased are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Among his other accomplishments, he led a group of 20 law firms that prosecuted cutting - edge class action cases against financial institutions, such as Countrywide, Wells Fargo, and JPMorgan Chase, concerning destructive negative amortization loans that unknowingly caused borrowers to assume tens of thousands of dollars of additional debt.

Banks, credit unions and other financial institutions — they provide several types of debt instruments including credit cards, leasing products, demand / short - term loans and term loans.

We partner with SBA lenders and other lending institutions to provide small business loans, SBA 504 Loans, and microloans in Texas and throughout the South Easternloans, SBA 504 Loans, and microloans in Texas and throughout the South EasternLoans, and microloans in Texas and throughout the South Eastern USA.

The loan - to - value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.

If you have private loans through a bank or other lending institution, contact the loan servicer.

Rather, the quest for deposits is motivated by two overriding profitability concerns, namely securing customers that can generate fee and loan revenue — bank customers are notoriously «sticky» so once you have them, you have them — and second, minimizing the outflow of net payments from customers to other institutions.

Short repayment course — Normal loans from banks and other institutions can give you a repayment plan that divides your debt payment in a long span of time.

Traditionally, applying for a loan from a bank and other large financial institutions may take a while to get approved.

Less hassle — The tiring part when applying for a loan from banks and other institutions are the paper works that you have to submit and fax to them.

When you take out a loan, you're borrowing money from a bank or other institution with an agreement in place that dictates how you pay the money back.

After the loan closes and funds, they sell your loan to other institutions.

The rate which depository institutions borrow from each other overnight will (overtime) manifest into higher borrowing costs for consumer loans, etc..

This frees up the resources of financial institutions so they can make more loans to other people.

When it comes to lending money, he says, banks and other financial institutions run like well - oiled machines, «but when it comes to calling those loans, they're not very experienced or, frankly, built for it.»

While you're waiting for cash to come in from collections, speak to your financial institution about a short - term loan or line of credit secured by your receivables or other collateral.

Our institutions, unlike consumer loans or credit cards, give entrepreneurs access to financing when and where they need it — like hiring new employees on short notice, purchasing inventory, upgrading or expanding facilities and equipment and other time sensitive actions.

Undoubtedly, all of this will produce future strains in the form of inflation risk, longer - term commodity price pressures, fiscal instability, stagnant lending activity, continued failure of smaller institutions, further loan writedowns, and other events.

Deregulated banks and other financial institutions packaged and sold mortgage loans to hedge funds, pension funds and other institutions.

Relative to the number of loans it handles, Capital One's customers filed mortgage - related complaints at about the same rate as those who borrowed from other large banking institutions.

Commercial banks charge interest rates on loans and other products that consumers, companies, and large - scale institutions need.

The difference between the average yield of interest obtained from loans and the average rate of interest paid for deposits and other such funds (or the cost of funds) is called the net interest spread, and it is an indicator of a financial institution's profit.

Students can also pick up a paper application from PRC or any other academic institution registered with Canada Student Loans.

Diamond: «If members of the government were told our rates were high relative to others and took that to mean we couldn't fund - and in fact we were funding well - and it was clear a number of firms posting had emergency loans or were being nationalised and we were posting highest level, we would question whether other institutions could get funds... the implication...» Tyrie interrupts, reading from the Barclays statement quoting Tucker.

But the lawsuit said that debt was exaggerated by hundreds of millions of dollars in loans picked up by other hospitals, and dumped on St. Vincent's when it merged with the other institutions.

«But I would have great worries if we were simply taking all the rubbish loans of the banking system and the taxpayer simply acquired it, while the banks and other institutions just continued as before.»

ALBANY, NY (11/18/2010)(readMedia)-- Governor David A. Paterson and Empire State Development (ESD) today announced allocations from the State's new Small Business Revolving Loan Fund to community development financial institutions and other community - based lending organizations statewide.

For example if a major bank fails, it could trigger the failure of other financial institutions that are linked to it through loans, derivatives, securities, and foreign exchange exposure.

The cuts won't mean layoffs or furloughs for the office's 90 - person staff, many on loan from other agencies or outside institutions.

(c) The term «loan guarantee» means any Federal government guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.

The statewide ballot measure, which provided $ 3 billion in funding for stem cell research at California universities and research institutions, was overwhelmingly approved by voters, and called for the establishment of an entity to make grants and provide loans for stem cell research, research facilities, and other vital research opportunities.

Most credit counseling agencies will use the deposit you make on a monthly basis to repay medical bills, student loans, credit cards, and other balances, based on a payment schedule which has been approved by your financial institution.

Please print an application from the Canada Student Loans website or pick up an application from PRC or any other academic institution registered with Canada Student Loans.

One of the rules is on gainful employment, which holds nondegree career education programs accountable when graduates have too much debt; the other is on borrower defense, which allows student borrowers defrauded by institutions to get loan forgiveness.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

Besides saving time with these and other features like the trade appraisal tool, our finance staff is highly trained and well networked with local and regional lending institutions that will save you money by competing for your loan — which means great low rates and terms for practically any budget or credit rating.

These financial institutions specialize in making auto loans and offer few if any of the other financial services you would find at a bank or credit union.

Besides federal college loans, other institutions allow students to borrow for college.

Given our strong capital level, very low charge - offs and delinquency from loans as well as outstanding performance from investments, Star One continues to outperform most other financial institutions and provide exceptional products and services for our members.