The lack of a credit history, excessive personal debt, short -
term employment and
other more
nebulous factors may be the reason for being declined for a credit card.
«Network» is a somewhat
nebulous term that can refer, on the one hand, to a formal arrangement of intersecting lines made of fabric, wire or cord, and, on the
other hand, to a broader system of interconnected persons or things (computers, social groupings, global markets, etc.).