However, if you are fine, you should check
the other people involved in the accident for injuries and call an ambulance if necessary.
It may be hard to imagine how a driver could get into an accident and then flee the scene rather than stop and assist
the other people involved in the accident, but the truth is that hit - and - run accidents are frighteningly common.
It should go without saying that, if you are involved in an accident, you should stop and make sure that
the other people involved in the accident are not in immediate need of medical attention.
You need to be prepared to do everything you can to use your insurance policy to its fullest to reimburse you and
the other person involved in the accident.
Do collect the details of
the other person involved in the accident, their address, contact number, name and car insurance provider.
This can be more effective evidence than what is simply hearsay or the retelling of the story by either you or
the other person involved in the accident.
This means that damages for injuries are paid for by a person's own insurance regardless of who is at fault for the accident or whether or not
the other person involved in the accident has commercial auto insurance coverage.
If you don't report it, you run the risk of being sued by
the other persons involved in the accident and your insurance company will be at a disadvantage in defending you.
Third party, fire and theft will also cover the costs of
the other person involved in an accident with your car but it will not cover your personal costs or the costs to repair your car if an accident occurs no matter who is at fault.
Bodily Injury Liability helps protect you from paying medical costs, loss of income and funeral expenses of
other people involved in an accident.
This does cause trouble to
the other person involved in any accident with you as he will have to turn to uninsured motorist coverage under his own policy.
Liability Insurance covers bodily injury and property damage (as stated above) that you may cause to
other people involved in an accident.
You may carry a minimum amount of liability coverage; however be advised, liability insurance only covers bodily injury and property damage that you may cause to
other people involved in an accident.
This means that Delaware drivers are expected to purchase at least $ 15,000 in coverage for personal injury, $ 30,000 in coverage for the expenses of
other people involved in the accident, and $ 10,000 worth of coverage for property damage.
One study done on drivers who had been involved in an accident came to the conclusion that nearly 80 % of the drivers involved felt that
the other person involved in the accident could have done something different in order to prevent the accident from occurring.
The minimums that are required are the highest amount that your insurance company will pay out due to injuries or death to you or
any other people involved in an accident, as well as any property damage.
Keep in mind that these minimums are what are required by law and are the highest amount that your insurance company will pay out due to injuries or death to you or
any other people involved in an accident, as well as any property damage.
If you cause an accident, your bodily liability coverage will cover injuries to
the other people involved in the accident, but this coverage often excludes your spouse.
The minimum levels required by law are the highest amount that your insurance company will pay out due to injuries or death to you or
any other people involved in an accident, as well as any property damage.
These minimums that are required are the highest amount that your insurance company will pay out due to injuries or death to you or
any other people involved in an accident, as well as any property damage.
Liability coverage provides the business owner protection if the driver of their vehicle causes an accident and covers both bodily injury and property damage for
the other people involved in the accident.