Sentences with phrase «other permanent policy»

For assistance choosing whether to convert your term life insurance to whole life or some other permanent policy, contact an independent agent in the Trusted Choice network.

If it was a whole life or other permanent policy, any outstanding loans against the policy's cash value would be subtracted as well, Graham says.

Can take out loans against the policy or surrender it for cash if it's a whole - life or other permanent policy with cash value

All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.

All of this makes a variable life insurance policy both a limited investment option and a limited life insurance option — just as we've seen with other permanent policy types.

While the pros seem to outweigh the cons, fees and expenses can be a huge drawback with whole life and other permanent policies.

In addition to whole life, there are two other permanent policies that provide insurance buyers with varying degrees of flexibility and investment options.

Many agents also argue in favor of whole or other permanent policies, in part because they're more profitable to sell, and in part because they see them as relatively safe savings vehicles.

What makes no - lapse guarantee universal life different than other permanent policies?

Why are the prices lower than other permanent policies?

While the pros seem to outweigh the cons, fees and expenses can be a huge drawback with whole life and other permanent policies.

Other permanent policies have cash values that you can access.

In addition to whole life, there are two other permanent policies that provide insurance buyers with varying degrees of flexibility and investment options.

The Custom Choice policy is marketed as an alternative to term life insurance, and is priced lower than other permanent policies.

Universal life policies were created to provide more flexibility to the customer's need that other permanent policies do not provide for.

Like other permanent policies, a burial insurance policy can accumulate tax - deferred cash value over time, which can be either withdrawn or borrowed against at the policy owner's discretion.

If you have had trouble qualifying for other permanent policies as a result of a health issue, you might be able to get coverage through a permanent whole life insurance guaranteed issue policy.

In most other permanent policies, the premium is based on a number of assumptions that include an assumed rate of return.

It is not designed to be a cash accumulation policy like Whole life or other permanent policies.

This can provide exposure to stocks and funds, creating a possibility of an increased rate of return in comparison to other permanent policies.

Guaranteed universal life insurance (GUL) offers lifetime protection, fixed premium payments, with a smaller price tag than other permanent policies.

Unlike other permanent policies that terminate if there is no cash value, guaranteed universal life depends on a specified premium being paid as contracted for the coverage to remain in force, regardless of zero cash values.

Not exact matches

The arguments of Adair Turner and others seem to me to depend on a notion that you are making some kind of permanent commitment with respect to future monetary policy by engaging in money - financed fiscal policy.

Indexed universal life insurance is similar to other universal life insurance in that it is a permanent life insurance policy that provides protection for loved ones — with a death benefit plus the potential for cash accumulation.

However, compared to other permanent life plans, GUL policies are often relatively inexpensive.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

A policy that pays dividends is able to increase in value above and beyond the interest that other types of permanent life insurance policies accumulate.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

While term life insurance and permanent life insurance policies provide a death benefit, they differ in many other respects.

On foreign policy, Washington declared our independence from friends and foes alike, warning against the «evils» produced by «permanent, inveterate antipathies against particular nations, and passionate attachments for others.»

Other areas of concern included finding funding opportunities for senior postdocs seeking a permanent position, developing work - permit policies for spouses of nonresident postdocs, establishing institutional postdoc offices, and recognizing the contributions made by these individuals.

Focusing at the systems level is essential if community schools are to become a permanent part of the education and community landscape, and if they are to avoid the pitfalls of leadership transitions, policy shifts, and other forces.

On the other hand, District D has formed a permanent K - 12 English Language Arts Committee that actively shapes district and building policies and professional learning opportunities.

Term life insurance sample rates illustrate why this policy type is so affordable compared to other forms of permanent coverage with cash value.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

On the other hand, as long as premiums are paid, a permanent life insurance policy will always pay out a death benefit since it never expires.

These policies are very different from other permanent insurance policies that don't have these aggressive guarantees.

Permanent policies, on the other hand, are used to fill smaller financial obligations at the end of one's natural life, which often means that it's geared towards people who are past retirement and without any dependents.

But when it comes to permanent life insurance, some other factors weigh heavily on your premium, such as policy design.

Others like the idea of forced savings with permanent policies.

It is able to do this at the expense of the cash value, which is going to be much less than other permanent life insurance policies.

As with other permanent life insurance policies, whole life insurance accrues a cash value over time.

Variable Universal Life (VUL) is another permanent life insurance type that offers similar features to other universal life policies, such as flexible allocation of premium payments.

As with other types of permanent insurance, you can access the cash value account in an IUL policy via withdrawals and loans.

Aside from permanent life insurance policies such as whole life, the other main category of life insurance is called term life insurance.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

Alternatively, you can also choose to convert your policy to a permanent insurance option before the term expires into one of the Company's other universal life insurance products.

® Wellness for Life ® is a rider on a permanent life insurance policy that gives you a discount on your insurance costs if you visit the doctor at least every other year.

In other words, if you have a term policy and you get sick or injured in a way that would prevent you from being insurable, you can convert to a permanent life insurance policy without taking a medical exam or answering health questions and keep the life insurance coverage the rest of your life.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.