Be it a good education for your child, his / her grand wedding or
other planned expense, there is a plan that helps accumulate your wealth, even in your absence.
Please note the Harvard Graduate School of Education is not responsible for non-refundable travel arrangements or
other planning expenses incurred.
If your plan's investments generate more revenue than is necessary to cover the costs of administrative services for your plan, the excess amount will be used to pay
other plan expenses or allocated to participants and will appear on your quarterly statement.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among
other things.
A cash reserve can cover costs in the interim, while you're waiting for profits, and also help in
planning for taxes that may catch you off guard and take a chunk out of the money you were
planning to use on
other expenses.
Factors which could cause actual results to differ materially from these forward - looking statements include such factors as the Company's ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing
expenses and ability to achieve or grow revenue, or recognize net income, from the sale of its products and services, as well as the introduction of competing products, or management's ability to attract and maintain qualified personnel necessary for the development and commercialization of its
planned products, and
other information that may be detailed from time to time in the Company's filings with the United States Securities and Exchange Commission.
«There would have to be a really compelling reason to go outside your own state, like if the
other plan had significantly lower
expenses and, in net of the tax deduction, you'd still save money.»
Furthermore, the company centrally manages benefit
plan non-service income and interest and
other expense, net.
Gain related to interest rate swaps The company recognized a pre-tax gain of $ 14 million in the three months ended March 31, 2018, within interest and
other expense, net related to certain forward - starting interest rate swaps for which the
planned timing of the related forecasted debt was changed.
Such risks, uncertainties and
other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among
other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of
other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and
other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and
other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and
other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among
other things import / export) and
other laws and regulations in the U.S. and
other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the
other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of
expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or
other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical
expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings
Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.
There are countless
other fringe benefits you can offer, such as achievement awards, adoption assistance, dependent care assistance, educational assistance, health savings accounts, group - term life insurance, retirement
plans and moving
expense reimbursements.
As the details of this
plan become known, and as the political response builds from people who fear their taxes will be raised, and as they build a coalition with special interests who would lose out from
other aspects of the proposal (like investors who do not like the proposed limitation on the deduction of business - interest
expenses), this
plan will become an enormous liability.
Watch out for
other steep condo
expenses, said Michele Clark, CFP and founder of Clark Hourly Financial
Planning and Investment Management.
Some context: In 2016, Facebook spent $ 3.8 billion (pdf) on salaries, servers, energy
expenses and
other items it reports as «cost of revenue» that are similar in nature to Telegram's spending
plans.
For more information about The Vanguard 529 College Savings
Plan, obtain a Program Description PDF, which includes investment objectives, risks, charges,
expenses, and
other information; read and consider it carefully before investing.
Examples include provisions that allow immediate
expensing or accelerated depreciation of certain capital investments, and
others that allow taxpayers to defer their tax liability, such as the deferral of recognition of income on contributions to and income accrued within qualified retirement
plans.
On the
other hand, with a $ 4,000 employer contribution to the employee's
plan, the employee gets the full $ 4,000 now and the employer gets to deduct the $ 4,000 as a business
expense.
Under the Bonus
Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per share, net income, net profit, net sales, operating cash flow, operating
expenses, operating income, operating margin, overhead or
other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and individual objectives such as MBOs, peer reviews, or
other subjective or objective criteria.
Seventy - one per cent said they'd been forced to cut back on
other expenses, while 64 per cent were driving less and just over half cancelled their vacation
plans to stay closer to home.
One primary source of total
plan costs is the
expense ratio participants pay on investments like mutual funds and target date funds — recordkeeping, administrative and advisory costs account for
other components of total
plan expenses.
Program
expenses were up only 0.4 per cent, as the ending of most of the stimulus spending in the Economic Action
Plan and lower employment insurance benefits nearly offset increases in transfers to
other levels of governments (spending in this area is largely set in legislation) and in elderly benefits.
Forward - looking statements may include, among
others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating
expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment
plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and
other statements regarding Cigna's future beliefs, expectations,
plans, intentions, financial condition or performance.
Health care costs — or
other unexpected
expenses — could end up throwing your retirement income
plans off course.
The decline in direct program
expenses was primarily attributable to lower
other transfer payments (down $ 5.5 billion), due to the ending of various stimulus measures under the Economic Action
Plan.
Other countries now can point out that if the Fed's
plan is for American banks are trying to make a trillion dollars at their
expense, their alternatives is simply to end the dollar's key - currency role.
Examples of forward - looking statements include, but are not limited to, statements we make regarding the Company's
plans, assumptions, expectations, beliefs and objectives with respect to store openings and closings; product introductions; sales; sales growth; sales trends; store traffic; retail prices; gross margin; operating margin;
expenses; interest and
other expenses, net; effective income tax rate; net earnings and net earnings per share; share count; inventories; capital expenditures; cash flow; liquidity; currency translation; growth opportunities; litigation outcomes and recovery related thereto; the collectability of amounts due under financing arrangements with diamond mining and exploration companies; and certain ongoing or
planned product, marketing, retail, manufacturing, information systems development, upgrades and replacement, and
other operational and strategic initiatives.
In the six - month period of fiscal 2018, the company incurred gains of $ 14 million in
Other expenses / (income)($ 10 million after tax, or $.03 per share) associated with mark - to - market adjustments for defined benefit pension and postretirement
plans.
For the year ended July 30, 2017, the company incurred gains of $ 178 million in
Other expenses / (income)($ 116 million after tax, or $.38 per share) associated with mark - to - market adjustments for defined benefit pension and postretirement
plans.
Small - business owners should save for their children's college
expenses the same as
other parents — by setting up an automatic transfer from their bank account to the college savings
plan.
Adjusted EBITDA is defined as net income / (loss) from continuing operations before interest
expense,
other expense / (income), net, provision for / (benefit from) income taxes; in addition to these adjustments, the Company excludes, when they occur, the impacts of depreciation and amortization (excluding integration and restructuring
expenses)(including amortization of postretirement benefit
plans prior service credits), integration and restructuring
expenses, merger costs, unrealized losses / (gains) on commodity hedges, impairment losses, losses / (gains) on the sale of a business, nonmonetary currency devaluation (e.g., remeasurement gains and losses), and equity award compensation
expense (excluding integration and restructuring
expenses).
The primary drivers of the increase in accrued
expenses were $ 9.4 million due to our change from a quarterly management bonus
plan to an annual bonus
plan and $ 8.2 million due to the timing of interest payments as well as increases in a variety of
other accrued
expenses associated with the overall growth in our business.
If you have a good business with potential for growth, Factor Funding can speed up your cash flow and unleash your power to survive and thrive, whether you are one, a couple, or one hundred or more people business, working from home or away, already established or just getting started to implement your
plans and strategies, buy supplies, meet payroll, pay debts, taxes, or meet
other expenses.
For a business
plan to ever gain the attention of a bank for it to give it a loan, the entrepreneur has to emphasize certain succinct facts like revenue,
expenses, and
other cash flow issues in its business
plan.
All
other department and agency
expenses increased by $ 1.6 billion (3.2 %), largely reflecting an increase in actuarial liabilities for claims and employees» pension and
other future benefit costs, the latter reflecting the impact of low interest rates on
plan assets.
Given the ending of most of the Economic Action
Plan stimulus spending in 2011 - 12, one would have expected a significant decline in «
other transfer
expenses» between 2010 - 11 and 2011 - 12, much more than the $ 1.1 billion forecast by the Department of Finance.
The management fee is a unified fee that includes all of the operating costs and
expenses of the Fund (
other than taxes, charges of governmental agencies, interest, brokerage commissions incurred in connection with portfolio transactions, distribution and / or service fees payable under a
plan pursuant to Rule 12b - 1 under the Investment Company Act of 1940 and extraordinary
expenses), including accounting
expenses, administrator, transfer agent and custodian fees, Fund legal fees and
other expenses.
Companies often need new funds to facilitate expansion
plans or for
other large
expenses.
It's true that your mortgage payments are
planned throughout the period of a loan but there are many
other expenses associated with homeownership that aren't factored into mortgage calculators.
For more information about any 529 savings
plan, contact the
plan provider to obtain a Program Description, which includes investment objectives, risks, charges,
expenses, and
other information; read and consider it carefully before investing.
Plan out your upcoming
expenses and consider any
other income that might come in that could help cover the costs.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from
other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and
expense and taxes in probate); bullet benefits such as annuities, pension
plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
Some of Clinton's
plans include guaranteeing 12 weeks of paid family and medical leave, expanding early childhood education, capping childcare
expenses at 10 percent of a household's income, helping the families of children with autism and
other special needs get access to more resources and support, and insuring more families through the Affordable Care Act.
Any
plan that proposes to recapture one at the
expense of the
other is not wholly political in the most useful sense of the term.
The
other day, my fiancé and I were
planning out our
expenses, plotting our future together.
Essential Functions: • Coordinate details of winery events such as winemaker dinners, private dinners, corporate events, and employee appreciation events • Market and sell winery weddings • Manage correspondence with wedding clients and
other event attendees • Calculate budgets and execute other financial documents • Schedule vendors, musicians, caterers and other talent for winery events • Coordinate and monitor event timelines and work orders • Develop marketing plans to maximize exposure for the winery events and weddings • Act as a host to guests arriving to the vineyard directing them to a tasting bar or table • Collect payments and record data pertaining to income and expenses • Work with management in order to handle complaints and dissatisfied customers • Assist office with administrative tasks: phone calls, emails, etc. • Ensure the facility is properly maintained and organize clean - up and repairs • Hire and supervise part time event staff • Act as a concierge for guests, providing recommendations on hotels, restaurants, wineries, breweries, and other activities in the area • Other assignments as n
other event attendees • Calculate budgets and execute
other financial documents • Schedule vendors, musicians, caterers and other talent for winery events • Coordinate and monitor event timelines and work orders • Develop marketing plans to maximize exposure for the winery events and weddings • Act as a host to guests arriving to the vineyard directing them to a tasting bar or table • Collect payments and record data pertaining to income and expenses • Work with management in order to handle complaints and dissatisfied customers • Assist office with administrative tasks: phone calls, emails, etc. • Ensure the facility is properly maintained and organize clean - up and repairs • Hire and supervise part time event staff • Act as a concierge for guests, providing recommendations on hotels, restaurants, wineries, breweries, and other activities in the area • Other assignments as n
other financial documents • Schedule vendors, musicians, caterers and
other talent for winery events • Coordinate and monitor event timelines and work orders • Develop marketing plans to maximize exposure for the winery events and weddings • Act as a host to guests arriving to the vineyard directing them to a tasting bar or table • Collect payments and record data pertaining to income and expenses • Work with management in order to handle complaints and dissatisfied customers • Assist office with administrative tasks: phone calls, emails, etc. • Ensure the facility is properly maintained and organize clean - up and repairs • Hire and supervise part time event staff • Act as a concierge for guests, providing recommendations on hotels, restaurants, wineries, breweries, and other activities in the area • Other assignments as n
other talent for winery events • Coordinate and monitor event timelines and work orders • Develop marketing
plans to maximize exposure for the winery events and weddings • Act as a host to guests arriving to the vineyard directing them to a tasting bar or table • Collect payments and record data pertaining to income and
expenses • Work with management in order to handle complaints and dissatisfied customers • Assist office with administrative tasks: phone calls, emails, etc. • Ensure the facility is properly maintained and organize clean - up and repairs • Hire and supervise part time event staff • Act as a concierge for guests, providing recommendations on hotels, restaurants, wineries, breweries, and
other activities in the area • Other assignments as n
other activities in the area •
Other assignments as n
Other assignments as needed
When your kids are with your ex on his / her assigned days, you can anticipate that your ex will likely be absorbing those incidental costs... MORE That's not to say that you should
plan for your kids to announce that they need a $ 400 check for the eighth - grade overnight trip while they're with your ex, because large
expenses should still be shared or handled in the same way you handle
other child - related
expenses.
The Cherokee County School Board on Thursday, April 21, 2016 took its first look at tentative
plans for Cherokee County School District construction projects and
other Education SPLOST (Special Purpose Local Option Sales Tax)
expenses for the next five years.
$ 4 million on «Grants and assistance» $ 5 million on Direct Program $ 29 million on salaries $ 9 million on pension
plans, payroll taxes, and
other employee benefits $ 4 million on accounting, fundraising, legal, and investment management $ 4 million on advertising, information technology, and office
expenses $ 5 million on rent $ 7 million on travel $ 12 million on conventions, conferences, and meetings $ 9 million on «
other fees»
The
plans have already been welcomed by groups such as the British Chambers of Commerce and the CBI, albeit with the caveat that it must not be at the
expense of
other transport improvements or come at an extortionate cost.