Sentences with phrase «other policy fees»

Often it can save on other policy fees.

Not exact matches

For purposes of computing ratios, billing and policy fees and other (which are a component of other revenues) are allocated as a reduction of underwriting expenses.

An adviser who earns a flat fee - such an hourly rate or a set percentage of your portfolio value - is much better aligned with you than an adviser who earns commissions for selling you particular mutual funds, insurance policies, or other products.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

An advisor who earns a flat fee — such an hourly rate or a set percentage of your portfolio value — is much better aligned with you than an advisor who earns commissions for selling you particular mutual funds, insurance policies, or other products.

In addition to late fees, are there other fees or policies you need to be aware of?

The company would have to file a notice with the regulatory department; pay a registration fee of $ 250; provide evidence of registration with FinCEN as a money services business; agree to not invest or pledge virtual currency in its custody or control on behalf of others or to engage in the exchange or transfer of legal tender; and prove its policies for reporting, disclosures, and compliance.

The concern that the network hashrate will become too low is based on several assumptions and variables, including the number of daily transactions, the willingness of the users to wait for confirmations, the willingness of the users to pay small amounts, the behavior of the miners, the fee policies set by various wallets, the emergent consensus on acceptable fees by the mining community, and other factors, including what actually is «too low» of a network hashrate in the first place.

Among other matters, the audit committee evaluates the independent auditors» qualifications, independence and performance; determines the engagement of the independent auditors; reviews and approves the scope of the annual audit and the audit fee; discusses with management and the independent auditors the results of the annual audit and the review of our quarterly financial statements; approves the retention of the independent auditors to perform any proposed permissible non-audit services; monitors the rotation of partners of the independent auditors on the company's engagement team as required by law; reviews our critical accounting policies and estimates; oversees our internal audit function and annually reviews the audit committee charter and the committee's performance.

Others may have an attractive Annual Percentage Rate (APR), but cost more overall because of various lender fees and policies.

Calculations assume an, origination fee of $ 3,000, other closing costs of $ 1425, and a 1/2 % upfront mortgage insurance policy.

Of course, this policy comes with a steep price tag — anywhere from $ 1,000 to $ 2,000 for the initial collection, plus a yearly storage fee of at least $ 100, plus other additional fees that can quickly add up.

And honestly, if they can't afford a hospital birth, chances are they can't afford a homebirth midwife — who are generally not cheap, who will not generally make payment arrangements (or rather, will not make the same type hospitals make, payable after the fact and in small monthly increments for years; midwife payment arrangements tend to be along the lines of «Half the fee at the first appointment, and the other half a month or two later»), and who will not deliver a baby without having been paid in full prior to onset of labor (I don't have a statistic, but it seems most midwives have this particular payment policy, and payment is non-refundable).

He further noted that under the free SHS policy, all fees approved by the Ghana Education Service (GES) Council for first year students other than Parent - Teacher Association (PTA) dues, would be absorbed by the government through settlement of the «onetime fee» for all first years — whether day or boarding.

The most effective vote winning policies are ones which are popular on their own, but which also tell a bigger story about the party's values and are consistent with their other policies - opposing the Iraq war and top - up fees were both popular policies, but also clearly signalled to disillusioned Labour voters that the Lib Dems shared their values as a centre - left party of peace and public services.

«As I researched the idea of promoting savings in our sector, the idea of credit union came into mind and I said that's it because it dawned on me that majority of the people don't have savings accounts, insurance cover or even pension schemes and since I became the Chairman of GHAMRO I really felt the pinch because every now and then I get calls from members asking for advance payment of their royalty to either pay school fees, settle medical bills or to even solve other financial problems then I've realized that this vacuum has to be filled because GHAMRO doesn't have a policy to pay this type of monies».

Parents who spoke to Citi News after going through the admission processes without paying admission and boarding fees and other mandatory payments explained that the new policy must be continued to relieve parents of the troubles they have had to endure over the years.

There are other think tanks, for example, that could assess specific policy commitments — from scrapping tuition fees or reducing the level of immigration — that may take a different position to the IFS.

Labour would keep Trident, nationalise the railways and phase out tuition fees, among other policies

The lawsuit centered on how much of a dedicated fee on insurance policy - writers headquartered in the state has gone to other parts of state government beyond that which regulates the insurance industry.

Clegg told the Guardian on Saturday that a new era of fiscal tightening meant that, among other costly policies, he could not guarantee that his party's # 12bn pledge to scrap tuition fees would be in its next manifesto.

Government and other health policy - makers should acknowledge the importance of providing postnatal care check - ups for mothers and babies, invest more and seek to increase access to postnatal care services, for example, by reducing user fees at point of care, Langlois said.

To assess the new policy's impacts, the researchers compared environmental and health data from Stockholm with data from 102 other Swedish cities that didn't have congestion fees.

There are other sites that claim to be Christian but are really Christian in name only and have an anything goes policy - as long as member pay their membership fees.

But these data include foreign students and some others not subject to the fee policies and do not account for changes in cohort size.

The Charlotte Mecklenburg school board is considering a policy that would set up a fee schedule for people seeking public records and other information.

Public subsidies of private school tuition fees paid for the education of Prime Minister Trudeau, who leads the most multicultural nation in the world, and are available to the citizens of France, Germany, Belgium, Australia, and many others that continue to attract immigrants through more welcoming integration policies than are available in the United States.

Finally, Santander has a few unusual fee policies that set it apart from other banks.

In addition, the Grow - Up Plan is similar to other whole life insurance policies in that it will often take three to four years before you have any cash value, as early premium payments are dedicated to paying the insurer's fees.

While the policy's cash value is guaranteed to grow at a certain rate, this can be lower than other investment vehicles and you need to determine what fees are applied

With an Indexed Universal Life policy you have the ability to pay more or less each month (there is a minimum to cover fees, and a maximum based on the MEC limit) but the policy has much more premium flexibility than the other types of life insurance policies in the market.

The management fees and administrative fees for variable universal life insurance policies are typically higher than those for other universal life insurance policies.

However, we urge you to be careful as variable life insurance policies often come with higher fees than other cash value life insurance policies.

• The following are included in annual income to qualify for an RHS guaranteed loan: − Gross amount of wages, salaries, overtime pay, commissions, fees, tips, bonuses and other compensation for personal services of all adult members of the household − Net income from the operation of a farm, business or profession, interest, dividends and other net income of any kind from real or personal property − Payments from social security, annuities, insurance policies, pensions, unemployment, workers compensation, alimony and / or child support and other types of periodic receipts.

These conflicting loyalties can drive up fees and cause other customer - unfriendly policies.

``... stockbrokers and others tied to Wall Street» have given a «bum rap» to whole life policies for «hefty up front fees», and that «they don't even tell you how much the advisor is making.»

Others may have an attractive Annual Percentage Rate (APR), but cost more overall because of various lender fees and policies.

In addition to late fees, are there other fees or policies you need to be aware of?

Common services that may have fees include: 1) Insurance to cover your payments if you become disabled, if you die, become unemployed, or if you encounter other situations outlined in your insurance policy.

In addition, life insurance policy loans that are taken from a cash value life insurance policy will also likely have associated administrative costs and other fees.

While the pros seem to outweigh the cons, fees and expenses can be a huge drawback with whole life and other permanent policies.

You can redeem the cash value from the policy by canceling or surrendering it, but you may pay a surrender fee as well as taxes and other fees.

Granted, there are other policy alternatives, like eliminating HST on investment products (which would have the added benefit of providing a level playing field vis - à - vis individual securities) or more stringently regulating the fees that mutual fund companies charge to curb their more usurious tendencies.

A few banks take this policy even further by offering rebates on any ATM fees you pay to other companies.

Policies: This program has written policies This program works with purebred goldens This program requires an application fee They adopt out of the service territory if another reputable organization does a home evaluation and approves Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before aPolicies: This program has written policies This program works with purebred goldens This program requires an application fee They adopt out of the service territory if another reputable organization does a home evaluation and approves Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before apolicies This program works with purebred goldens This program requires an application fee They adopt out of the service territory if another reputable organization does a home evaluation and approves Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption.

Policies: This program has written policies This program works with Goldens and Golden mixes This program requires an application fee of $ 40.00 They adopt out of the service territory under special circumstances only with a home visit and referral Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption All dogs are altered (spayed or neutered) before adoption We microchip every dog prior to Policies: This program has written policies This program works with Goldens and Golden mixes This program requires an application fee of $ 40.00 They adopt out of the service territory under special circumstances only with a home visit and referral Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption All dogs are altered (spayed or neutered) before adoption We microchip every dog prior to policies This program works with Goldens and Golden mixes This program requires an application fee of $ 40.00 They adopt out of the service territory under special circumstances only with a home visit and referral Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption All dogs are altered (spayed or neutered) before adoption We microchip every dog prior to adoption

All of the related costs, including co-pays, deductibles, add - on charges, and other fees, should be clearly explained to you so you fully understand both the benefits (financial reimbursements) and limits of the policy.

Policies: This program has written policies This program works with purebred goldens This program requires an application fee of $ 10 They do not adopt out of the service territory Requires a dog be returned if the owner can not keep it Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before aPolicies: This program has written policies This program works with purebred goldens This program requires an application fee of $ 10 They do not adopt out of the service territory Requires a dog be returned if the owner can not keep it Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before apolicies This program works with purebred goldens This program requires an application fee of $ 10 They do not adopt out of the service territory Requires a dog be returned if the owner can not keep it Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption.

Policies: This program has written policies This program works with purebred goldens This program does not require an application fee They adopt out of the service territory under special circumstances only: only special needs goldens are considered for out of area adoption Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before aPolicies: This program has written policies This program works with purebred goldens This program does not require an application fee They adopt out of the service territory under special circumstances only: only special needs goldens are considered for out of area adoption Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before apolicies This program works with purebred goldens This program does not require an application fee They adopt out of the service territory under special circumstances only: only special needs goldens are considered for out of area adoption Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHLPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption.

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