Sentences with phrase «other policy riders»

Ask your agent for information about these and other policy riders.

Ask your agent for information about these and other policy riders.

Not exact matches

This was a common finding across other states, where we conducted a study with an identical sample motorycle insurance policy and rider.

Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.

Our analysis of motorcycle insurance quotes in West Virginia showed results unlike those in most other states, where we performed an identical study with the same sample policy and rider.

Critical illness riders are also an option, covering you if you are diagnosed with certain cancers or other sicknesses defined in the policy.

When selecting a life insurance policy, many people focus on evaluating costs and the availability of various riders, among other policy features.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

Whether or not other riders are covered by your motorcycle insurance depends entirely on your policy and your provider.

® Wellness for Life ® is a rider on a permanent life insurance policy that gives you a discount on your insurance costs if you visit the doctor at least every other year.

Other topics include credit car rental car coverage, how to add «riders» to policies, the privacy implications of «pay - as - you - drive» insurance, increased FDIC deposit insurance, rental insurance and news of a new insurance web site created by Consumer Action.

The analysis of motorcycle insurance quotes for our sample policy and rider across South Carolina showed results that differed from other states.

On the other hand, if you choose to buy their online term policy, MetProtect, it would have cost you less, however, the critical illness cover or for that matter any rider option would not be available with this plan.

While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily FOCUS on cash value accumulation within the policy that varies as follows:

The program has certain requirements, including the requirement that a qualifying LTC insurance policy include a mandatory 5 % compound interest rider for certain states, while other states simply want any compound interest cost of living adjustment.

Life insurance riders supplement your term life policy with more coverage by offering additional protection from the potential loss of income due to terminal illness, disability, or other adverse life events.

This rider can provide a monthly benefit in addition to any other disability benefit payments under the policy if you are catastrophically disabled.

Add or remove rider: Some riders must be bought at the same time as when the policy was first issued, while others can be added later.

Some companies have flexible policies that allow you to make contributions of any amount from one year to the next, while others mandate that your contributions must remain at the same level if you want to avoid the risk of losing the rider and being required to apply for it again at a later date.

Renters insurance endorsements (also called riders or options) are like endorsements for any other insurance policy — they raise the claim limit for a specific category.

These findings were typical when compared to other states where we performed an identical study using the same sample policy and rider.

Using the identical sample motorcycle insurance policy and rider in other states, typically the largest cities have the highest motorcycle insurance rates.

A child rider, on the other hand, is something you add to your own life insurance policy, and for another $ 50 a year you can add a few thousand dollars of coverage for all of your kids.

Some riders may not be available in combination with other riders and / or policy features.

Most people pick the cheapest policy that has the coverage they need, but it's important to compare other features, like what features and riders a company offers, their customer service and other ratings, and whether or not they're best for your particular health profile.

I currently do not have any other insurance policies, I plan to take a pure term plan (HDFC Click 2 Protect, 1 Cr with riders — IB & CI).

Other policies might have a cap on insuring high - value items such as computers, art, or jewelry — in which case you might be able to add a rider to your renters insurance policy, said Filippone.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

The findings were consistent with those in other states in the U.S. where we conducted an identical study with the same sample rider and motorcycle insurance policy.

Some may include certain provisions as standard features, while others may require you to pay extra to add these features as «riders» to your policy.

Customizing a policy helps it fit your needs, but some riders are unnecessary and others come at an additional cost.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.

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The other choice is purchasing a policy that has an exclusion rider.

Many simplified issue plans also have «riders» and other policy options that can add a little cost, but they can also provide you other important benefits and protection.

Accumulates cash value that may potentially be used to help pay for the cost of insurance, riders and other policy expenses

Some may include certain provisions as standard features, while others may require you to pay extra to add these features as «riders» to your policy.

It permits you to claim a portion of your death benefits should you incur a «terminal illness» where you life expectancy will end within one year or some other period as defined in the policy / rider.

As you may have read in other Nationwide Life Insurance Company reviews, Nationwide Insurance does offer strong life insurance policies that provide good protection, reasonable premiums and a number of different riders to help meet your specific needs.

Some policies will reimburse you for both the cost of the rider and the term premiums while others don't cover the cost of the rider itself.

If the base policy's premium or other riders» premiums change, the Waiver of Premium premiums will be applied to the new premium amounts.

If you have exposures in these areas or if you have other unusual property or risks, you may need to buy separate coverage or have a rider added to your basic homeowners policy.

Some policies come standard with living benefits while others offer it as an optional rider.

Other policies might have a cap on insuring high - value items such as computers, art, or jewelry — in which case you might be able to add a rider to your renters insurance policy, said Filippone.

There are often riders that can be added to an automobile policy to cover boats and other items that you may tow with your personal automobile.

«The rider acts as kind of separate policy to help provide protection in case you have low limits, exclusions, depreciation schedules, or other issues which might otherwise shortchange your recovery,» Filippone added.

If you live in an area where there are hurricanes, floods, or other types of natural disasters, these often require riders on the insurance policy or a special type of policy altogether.

Some of these common riders and endorsements come standard and may be automatically included with your policy at no additional charge, while others require you to pay an additional premium.

As with any other type of vehicle policy, it is best to take the time to find the right insurer for your own machine and family of riders.

You do this by buying a rider — an extra policy feature at added cost — that extends a small amount, such as $ 20,000, in life insurance to other family members, including children.