The variety of summer bonus categories from
the other rotating category cards is usually pretty weak.
Still, on this and
other rotating category cash back credit cards, the 5 % rates are available to consumers every quarter, and every cardmember year.
Not exact matches
‡ Cash back rewards for similar cards of compared issuers: Chase Freedom: 5 % in
rotating categories each quarter, up to a quarterly max each time you activate; 1 % on
other purchases.
The Discover it ® — Cashback Match ™, like
other 5 %
rotating category credit cards, is all about how and when you use it.
Plus, you will not need to keep track of
rotating bonus
categories like
other cards require.
The downside is that the cash - back rate on
other purchases outside the
rotating categories is not very generous.
Unlike many
other cards, the Double Cash card has no
category restrictions, no enrollments in
rotating categories, and no limits on the amount of cash back that you earn, which makes it easy to earn cash back on groceries and
other everyday spending.
Other cards have
rotating categories.
If you're looking for a cash back card that lets you maximize your earnings, you might prefer the Chase Freedom ® card because it offers 5 % cash back (up to $ 1,500) in
rotating categories each quarter you activate, plus an unlimited 1 % on all
other purchases.
But the cash - back rate on
other purchases outside the
rotating categories may not be very generous.
The Discover it ® - 18 Month Balance Transfer Offer combines a lengthy 0 % period on balance transfers with 5 % cash - back rewards on
rotating bonus
categories (on up to $ 1,500 in spending per quarter) and 1 % back on all
other spending.
But the cash - back rate on
other purchases outside the
rotating categories may not be very generous.
Other cards may offer higher percentages but they may also have
rotating categories you need to track and opt into.
Like many
other cards, it has a 5 % limited cash back on
rotating categories if you remember to sign up every quarter.
Here are several
other contenders you might consider that have similar features ranging from a customer loyalty bonus, simple cash back, gas bonuses, and
rotating categories.
Other cash back cards make you remember to «enroll» in 5 %
rotating category card promotions every quarter.
Other types of sector rotation investing may center around seasonal or yearly trends with data supporting advantages to
rotating in and out of different profitable
categories throughout the year.
On the
other hand, if you prefer a simper experience, without
rotating categories or the need to activate your rewards, the Barclays card is the better option.
At the end of your first year of having the card, Discover will match your cashback, which essentially means you can potentially earn 10 % cash back on your purchases in
rotating categories, and 2 % back on all
other spending in the first year of card membership provided you are a new cardmember.
I have all of the
others as well.Automatic CL increases,
Rotating categories, Awesome customer service.If anybody is writing a negative review about Discover the problem obviously is with them.Discover is a Class Act.
The card offers a great five percent return on
categories that
rotate quarterly, and one percent back on all
other purchases.
Typically, these rewards are worth around 1 % of the amount you spend, though some cards give as much as 2 % and
others have
rotating categories where you can earn extra rewards, such as 5 % cash back on restaurants or grocery store purchases.
You can find
other cards that offer higher rewards rates but you'll usually have to watch for
rotating categories (that usually have caps on the bonus reward) or you'll have to pay an annual fee to offset higher rewards rates.
Since the Double Cash card doesn't have
rotating or any
other type of bonus
categories to worry about, all you have to do is swipe, pay off your card and reap the benefits!
Unlike many
other cards, the Double Cash card has no
category restrictions, no enrollments in
rotating categories, and no limits on the amount of cash back that you earn, which makes it easy to earn cash back on groceries and
other everyday spending.
For purchases over the quarterly spending limit or any purchases outside the
rotating category, earn unlimited 1 % cash back on all
other purchases — automatically.
If you want a rewarding cash back credit card, there are
other similar
rotating bonus
category cards like the Chase Freedom or the Discover it ® — Cashback Match ™ cards that are better because general earning power isn't constrained so much.
The Chase Freedom ® card is an example of a gas rewards credit card that offers ample cash back on gas (5 % as part of
rotating quarterly
categories), along with cash back on all
other types of purchases.
Its
other great strength is 5 % cash back on quarterly
rotating categories (on up to $ 1,500 in purchases), with rewards earnings matched at the end of your first year (enrollment required).
I'll cancel one of my Discover It cards and keep the
other to maintain access to the 5X
rotating quarterly
categories.
The downside is that the cash - back rate on
other purchases outside the
rotating categories is not very generous.
The
categories for these business credit cards won't actually
rotate each quarter, but they will provide steady cash back rewards up to 5 % in useful business - centered
categories, including office supplies, as well as
other everyday necessities.
The Discover it ® — Cashback Match ™, like
other 5 %
rotating category credit cards, is all about how and when you use it.
There are also two
other cards worth a mention, the Discover it & Chase Freedom, both of these cards earn 5 % cash back in
rotating categories (up to $ 1,500 per quarter) and usually have gas as a
category at least once annually.
Along with an above - average credit limit, consumers that are approved for this card will earn 5 % cash back on up to $ 1500 spent in
rotating categories and 1 % cash back on all
other purchases.
With 5 % cash back on up to $ 1500 spent in
rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1 % cash back on all
other purchases, the Discover it card is Creditnet's top pick for cash back credit cards.
Plus a generous 5 % cash back on
rotating categories for up to $ 1,500 in spend (as long as you activate the
categories on a quarterly basis) and 1 % cash back on all
other purchases makes this a very attractive balance transfer card.
As we mentioned, the 5 %
categories rotate throughout the year, giving you plenty of opportunities to earn great cash back on your
other purchases.
The Discover it card offers bonus
categories that earn five percent cash back and
rotate every quarter and all
other purchases earn one percent cash back.
While there are
other cards that feature a tiered rewards structure with
rotating bonus
categories, they don't put you in the driver's seat when it comes to choosing what those
categories are.
Making purchases with the Discover it ® Card, you earn 5 % cash back in quarterly
rotating categories and 1 % on any
other purchases.
One incredible feature sets the Discover it card apart from
other 1 percent cash back cards with
rotating bonus
categories: The card matches all your cash back at the end of your first year of membership.
It turns out that one was a WORLD Mastercard, the
other was just a Regular Mastercard, and the regular has both types of rewards
categories (
rotating and non).
Why we like it: Aside from the lack of annual fees and the 5 % cash back bonus on
rotating categories, the Discover It card offers plenty of
other features for card members, including free access to your FICO score each month and the Freeze It security measure, which allows you to turn your card on or off whenever you like.
It's a Quarterly 5 %
Rotating Cash Rewards Credit Card, but has a unique advantage over the other 5 % rotating cards — you get to pick the 5 % cash back categories — and there's an additional redemptio
Rotating Cash Rewards Credit Card, but has a unique advantage over the
other 5 %
rotating cards — you get to pick the 5 % cash back categories — and there's an additional redemptio
rotating cards — you get to pick the 5 % cash back
categories — and there's an additional redemption award!
Unlike
other popular cards that force you to keep track of
rotating categories, the Discover it ® Miles card will match all the miles you earned at the end of your first year.
‡ Cash back rewards for similar cards of compared issuers: Chase Freedom: 5 % in
rotating categories each quarter, up to a quarterly max each time you activate; 1 % on
other purchases.
On the
other hand, none of Chase's premium cards has 5 percent
rotating categories.
As a stand - alone card, the Chase Freedom delivers a good rewards rate, but the 5 percent
rotating bonus
categories are what really set it apart and make it a great companion to
other rewards cards.
Some have
rotating categories of up to 5 % cash back that often change every few months and require free enrollment, while
others offer a lower, but consistent reward rate year - round.