Sentences with phrase «other savings plan»

This kind of term plans can be converted to any other savings plan.

Most individuals who work for a company have the option to save for retirement via a 401 (k) or other savings plan.

So focus your efforts on how to maximize your 401 (k) or other savings plan.

You're investing your money to meet your financial goals, be it for a house, your child's secondary education or any other savings plan.

We eliminated the problems with other savings plans by focusing on easy management, payment flexibility, and financial protections, all delivered online.

TIP: Compare the Gerber Life College Plan with other savings plans.

Not exact matches

Other than a paragraph promoting the tax - free savings account and a brief update on the pooled registered pension plan, there was nothing in there about helping Canadians save.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

If you're squirreling money away into an emergency fund or savings account but not putting money into a 401 (k), IRA or other long - term plan, you're not preparing for something you know is coming: old age.

The companies that market 702 (j) plans want you to think of a 702 (j) account the same way you think about other retirement plans, such 401 (k) plans, 457s, individual retirement accounts, 403 (b) plans and thrift savings plans.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings Plans for beneficiaries with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.

While this edict by the founders is important to Google stockholders, users of Google's products, and owners of other stocks — outright or in mutual funds or retirements savings plans — should also beware.

There are countless other fringe benefits you can offer, such as achievement awards, adoption assistance, dependent care assistance, educational assistance, health savings accounts, group - term life insurance, retirement plans and moving expense reimbursements.

Other high - ranked countries, like New Zealand and Australia for example, have moved to universal, mandatory retirement savings plans.

Though I spent $ 118 I hadn't planned for, I had cut back in other areas — so I still hit my savings goals.

But that form does not require Sanders to disclose the amount of savings or the kinds of investments he holds in his government retirement savings account, known as the Thrift Savings Plan — the well - regarded retirement plan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other Amesavings or the kinds of investments he holds in his government retirement savings account, known as the Thrift Savings Plan — the well - regarded retirement plan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other Amesavings account, known as the Thrift Savings Plan — the well - regarded retirement plan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other AmeSavings Plan — the well - regarded retirement plan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other AmericPlan — the well - regarded retirement plan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other Americplan, similar in many ways, to a private - sector 401 (k), that GOP hopeful Marco Rubio actually proposes opening up to other Americans.

Unique among savings plans, this strategy lets you recapture interest you'd otherwise pay to banks and other financial institutions.

According to GAO's analysis of the 2013 Survey of Consumer Finances, many older households without retirement savings have few other resources, such as a defined benefit (DB) plan or nonretirement savings, to draw on in retirement (see figure below).

Households that have retirement savings generally have other resources to draw on, such as non-retirement savings and DB plans.

This program allows other family members and friends to give a gift directly to your 529 college savings plan.

However, one survey found that about half of retirees said they retired earlier than planned due to health problems, changes at their workplace, or other factors, suggesting that many workers may be overestimating their future retirement income and savings.

At least with 401 (k) plans, Individual Retirement Accounts and other tax - favored savings vehicles, you have the opportunities to do that.

For more information about The Vanguard 529 College Savings Plan, obtain a Program Description PDF, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing.

Putting your vacation — and other savings goals — ahead of your retirement plan can make your golden years difficult.

Retirement savings, stock purchase and other incentive programs to help employees plan for the future

Instead, create a predictable income stream out of your own savings by following the IRS» RMD standards for 401 (k) plans, traditional IRAs and certain other defined - contribution plans.

The availability of facial recognition to iPhone X users and other enhancements is part of a broad mobile technology strategy with the objective of making it easier for MassMutual retirement plan customers to access information about their retirement savings and provide the tools necessary to help them make the best decisions possible about their progress towards retirement, according to Wilson.

Massachusetts Mutual Life Insurance Co. (MassMutual) is now allowing Apple ® iPhone ® X users to employ facial recognition as a secure password to information about their 401 (k) s and other defined contribution savings plans.

A prepaid 529 plan is a good option as a method of diversifying college savings, in addition to other college savings vehicles.

By automatically transferring a percentage of your paycheck into savings before you can get your hands on it, 401ks and other workplace plans increase the odds that the money will actually be saved rather than spent.

I don't recommend them other than as a low - risk component of a college savings plan.

Small - business owners should save for their children's college expenses the same as other parents — by setting up an automatic transfer from their bank account to the college savings plan.

Launched in December 2014 by executive order, the myRA program is a savings plan offered by the US Treasury that's intended to encourage retirement saving among low - income individuals lacking employer - sponsored accounts or other convenient saving options.

But there are other Canadians, because of lack of an employer pension plan, because they don't contribute to RRSPs or they don't contribute to tax - free savings accounts, aren't saving enough.

The rest of the private workforce is left to the volatile markets of the 401 (k) plan and other savings to supplement their Social Security benefits.

Qualified ABLE programs offered by other states may provide their residents or taxpayers with state tax benefits that are not available through the Attainable Savings Plan.

Based on Morgan Stanley's analysis of transcripts, approximately 44 % of companies have indicated that they plan to put a portion of their tax savings into capital expenditures, higher wages and other investments for growth.

Traditional IRAs and, generally, 401 (k) s, 403 (b) s, and other employer - sponsored retirement savings plans — both Roth and traditional — do.

Eligible assets include those from IRAs (traditional, rollover, SEP, and SIMPLE), and 401 (k) or other workplace savings plans with former employers.

If you have maxed out on contributions to your 401 (k), 403 (b), other employer - sponsored retirement savings plan, or an IRA, deferred annuities can offer an additional tax - deferred vehicle to help you build wealth.2

It is tax - deferred but unlike other 401 Ks and retirement plans, the contributions must be for the company's stock only, thus making them partial owners The company receives more cash flow, tax savings, and more motivated employees since they are part owners, and most likely will be...

The Federal Employees Retirement System comprises three major components, with the Thrft Savings Plan being one of them (the other two being Social Security and the FERS annuity).

«Professional advice has a positive influence on other retirement planning behaviors including: increased usage of tax - advantaged savings vehicles, improved asset allocation, and greater portfolio diversification,» IRI says, noting that 53 % of Boomers working with an advisor report confidence in retirement expectations versus the 21 % of Boomers without an advisor who report the same.

If possible, consider putting part or all of any bonuses, tax refunds or other lump sum payments into your retirement savings, and don't assume that your current retirement plan contributions are enough.

An overwhelming majority of ESOP companies have other retirement and / or savings plans, such as defined benefit pension plans or 401 (k) plans, to supplement their ESOP.

If you want to invest other money for your kids, consider using a Registered Education Savings Plan (RESP).

In other words, it is a type of retirement savings plans that has a defined contribution from not only you, but your employer.

For more information about any 529 savings plan, contact the plan provider to obtain a Program Description, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing.

«Consider an annual savings goal of at least 15 % or more (including any employer match), including 401 (k) and other workplace plans, IRAs, and other savings,» says Steven Feinschreiber, senior vice president of Financial Solutions Group at Fidelity.