Sentences with phrase «other standard life insurance»

These riders add to the premium of such a term plan just like any other standard life insurance term policy.

6) Guaranteed Issue or «GI» policies — A policy for people with serious health issues who would not be eligible for any other standard life insurance policies.

The process is the same as any other standard life insurance policy.

Not exact matches

The government spending that Mr. Bernanke has endorsed is pure bailouts to the banks, insurance companies, real estate packagers and other Wall Street institutions so that they can support asset prices and thereby save the economy's financial balance sheet, not its employment and living standards.

Take insurance companies and their overpaid executives out of healthcare and give us the kind of healtcare the have in the other 20 or so countries that HAVE A BETTER STANDARD OF LIVING THAN US.

Sagicor's indexed universal life insurance is fairly standard as compared to policies from other insurers.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made.

Final expense life insurance provides smaller coverage policies without requiring applicants to meet the same standards as other life insurance policies.

The main objective of life insurance is to provide financial funds in case an insured person dies so that their family members, significant others or any other beneficiaries can maintain their living standards.

Over the years, we have represented many leading companies and institutions, such as Anshan Iron and Steel Corporation, AT&T, Bank of America, Bank of China, Caterpillar, China International Finance Corporation, China Pacific Insurance Company, Citibank, General Electric, Goldman Sachs, Hitachi, HSBC, KFC, Lucent Technologies, Marubeni, Merrill Lynch, Morgan Stanley, Motorola, New York Life, People's Insurance Company of China (PICC), PetroChina, Sina.com, Standard Chartered Bank, Time Warner, Wal - Mart and many others.

At Goldfinger Law, we have the knowledge to go head to head with insurance companies which provide mortgage insurance such as TD Insurance, RBC Insurance, BMO Insurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instinsurance companies which provide mortgage insurance such as TD Insurance, RBC Insurance, BMO Insurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instinsurance such as TD Insurance, RBC Insurance, BMO Insurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instInsurance, RBC Insurance, BMO Insurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instInsurance, BMO Insurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instInsurance, Great West Life, Standard Life Insurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instInsurance, SunLife, Canada Life, Co-Operators, Zurich and other large insurance companies and financial instinsurance companies and financial institutions.

We have recovered millions from companies such as Great West Life, Manulife, RBC Insurance, Canada Life, Desjardins, SSQ Financial, The Hartford, Standard Life, SunLife Financial, TD Insurance, BMO Insurance, Co-Operators, Allstate, Aviva, Reliable Insurance, TransAmerican, TL Insurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance, Canada Life, Desjardins, SSQ Financial, The Hartford, Standard Life, SunLife Financial, TD Insurance, BMO Insurance, Co-Operators, Allstate, Aviva, Reliable Insurance, TransAmerican, TL Insurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance, BMO Insurance, Co-Operators, Allstate, Aviva, Reliable Insurance, TransAmerican, TL Insurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance, Co-Operators, Allstate, Aviva, Reliable Insurance, TransAmerican, TL Insurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance, TransAmerican, TL Insurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance, Blue Cross, IA Insurance and other national and international critical illness insurance pInsurance and other national and international critical illness insurance pinsurance providers.

If the standard carriers will not offer a level plan, the other option is to go with a guaranteed issue life insurance plan.

Because each life insurance company uses different standards for their policy, one company may decline you while others will look at your health more favorably.

The cash value accumulation generally does not equal the amount of death benefits and premiums are more expensive than other equivalent standard life insurance policies.

In case you have dependents and need to pay for their college, or need to pay mortgage or have other financial obligations, you are recommended to purchase a standard Term Life or Whole Life Insurance policy in an amount that can cover family needs, including final expenses.

AM Best also looks at the strength of a carrier's notes, bonds and financial tools as well as a company's operating performance and business profile, comparing them to industry standard and other life insurance companies.

Standard life insurance rates can be expected here, but we've seen PREFERRED rates for very mild cases with no other underlying health issues.

Return of premium life insurance is more expensive than other forms of term life insurance and can be over triple the cost of a standard term life insurance policy.

Medical Issues: Many seniors over the age of 85 have some medical issues such as type 2 diabetes, heart disease and other serious ailments that would make standard medical examination life insurance either unaffordable or unobtainable.

Finally, before going for a variable life or VUL policy, make sure that your insurance company enjoys high ratings from major rating services like Standard & Poors, AM Best and others.

Life insurance policies can also help others maintain their current standard of living.

Assuming your diabetes is under control and there are no other health factors or pre-existing conditions to consider, you can receive as high as a Standard rating from several different life insurance companies.

Because each life insurance company has its own underwriting criteria, it is very possible for one company to approve you at preferred non smoker rates when there are other companies that may offer only standard rates.

If you have a severe health condition and declined by every insurer for a standard life insurance policy; there are other life insurance options.

With a standard life insurance policy, the idea is to provide coverage for the unexpected, primarily for the unexpected event of your early death, usually due to an accident or other unforeseen event.

If there are not major medical issues, you'll likely receive a quote as «standard» (most disability companies don't have preferred and other classes like life insurance does).

Should you be declined for a standard life insurance policy, there are other options where you can still get the coverage that you need.

Each life insurance company has different standards, with some being more lenient and others rejecting all drug users outright.

Final expense life insurance provides smaller coverage policies without requiring applicants to meet the same standards as other life insurance policies.

If you do this, you can pay standard premiums on your life insurance and then purchase a special accident policy that covers skydiving but does not cover other things like disease or illness.

Insurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consInsurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consequences.

Preferred and Standard rates are available, but AMLIC is not as forgiving as other final expense life insurance companies.

All other standard forms of Pennsylvania life insurance will accrue a cash value as you pay the premiums.

Others may have difficulty finding a standard life insurance policy and may have to seek alternative forms of life insurance... Read More →

By 1981, MassMutual had begun its offering of other life insurance products outside of its standard whole life, making a move towards universal life insurance.

Voya is well known for issuing life insurance rates in a preferred rate class where some of the other would be placing you in a standard rate class which would result in higher premiums.

Alternatively, if your current health, occupation, or any other factors prevent you from qualifying for a standard life insurance policy, a guaranteed issue accidental death benefit policy can offer some protection over having no insurance at all.

Principal Life Insurance is an amazing company but that doesn't mean you shouldn't hold them to the same comparison standard you hold all the other companies.

Because each life insurance company has its own underwriting criteria, it is very possible for one company to approve you at preferred non-smoker rates when there are other companies that may offer only standard rates.

One of the main reasons applicants buy a term insurance policy instead of the other options, like a standard whole life insurance plan is because of the price.

Pankaj Razdan, MD & Chief Executive Officer, Birla Sun Life Insurance had recently told Business Standard that not just term products but other products in the endowment and health space are also being made available online.

A.M. Best uses quantitative and qualitative analysis to review a business» profile and operating performance, as well as comparisons to other life insurance businesses and general industry standards.

There are life insurance carriers that will give non-smoking rates to applicants who use tobacco or nicotine products other than cigarettes as long as certain standards are met.

What this means to you is that some companies wish to only write standard (Healthy) insurance policies and there are a handful of other companies that want to write high risk life insurance policies.

If you do not qualify, you will have 90 days to go through the standard medical exam procedure that most other term life insurance companies employ.

This type of insurance is designed to pay for financial burdens your death leaves behind, such as funeral expenses, mortgages and other debts, as well as for future expenses such as college education and maintaining your family's standard of living.

While other types of term life may vary significantly from the standard policy, all term life insurance policies are temporary and expire at the end of the term period (with the exception of convertible term coverage), with no cash value or investment returns.

Keep in mind that their Standard health class does compete with Preferred non med health classes of other life insurance carriers.