Sentences with phrase «other standard life insurance policies»

6) Guaranteed Issue or «GI» policies — A policy for people with serious health issues who would not be eligible for any other standard life insurance policies.

The process is the same as any other standard life insurance policy.

Not exact matches

Sagicor's indexed universal life insurance is fairly standard as compared to policies from other insurers.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made.

Final expense life insurance provides smaller coverage policies without requiring applicants to meet the same standards as other life insurance policies.

Because each life insurance company uses different standards for their policy, one company may decline you while others will look at your health more favorably.

The cash value accumulation generally does not equal the amount of death benefits and premiums are more expensive than other equivalent standard life insurance policies.

In case you have dependents and need to pay for their college, or need to pay mortgage or have other financial obligations, you are recommended to purchase a standard Term Life or Whole Life Insurance policy in an amount that can cover family needs, including final expenses.

Return of premium life insurance is more expensive than other forms of term life insurance and can be over triple the cost of a standard term life insurance policy.

Finally, before going for a variable life or VUL policy, make sure that your insurance company enjoys high ratings from major rating services like Standard & Poors, AM Best and others.

Life insurance policies can also help others maintain their current standard of living.

If you have a severe health condition and declined by every insurer for a standard life insurance policy; there are other life insurance options.

With a standard life insurance policy, the idea is to provide coverage for the unexpected, primarily for the unexpected event of your early death, usually due to an accident or other unforeseen event.

Should you be declined for a standard life insurance policy, there are other options where you can still get the coverage that you need.

These riders add to the premium of such a term plan just like any other standard life insurance term policy.

Final expense life insurance provides smaller coverage policies without requiring applicants to meet the same standards as other life insurance policies.

If you do this, you can pay standard premiums on your life insurance and then purchase a special accident policy that covers skydiving but does not cover other things like disease or illness.

Insurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consInsurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consequences.

Others may have difficulty finding a standard life insurance policy and may have to seek alternative forms of life insurance... Read More →

Alternatively, if your current health, occupation, or any other factors prevent you from qualifying for a standard life insurance policy, a guaranteed issue accidental death benefit policy can offer some protection over having no insurance at all.

One of the main reasons applicants buy a term insurance policy instead of the other options, like a standard whole life insurance plan is because of the price.

What this means to you is that some companies wish to only write standard (Healthy) insurance policies and there are a handful of other companies that want to write high risk life insurance policies.

While other types of term life may vary significantly from the standard policy, all term life insurance policies are temporary and expire at the end of the term period (with the exception of convertible term coverage), with no cash value or investment returns.

In addition to health concerns, there are other circumstances that may prevent or limit an applicant from obtaining a standard term or permanent life insurance policy.

The company deals in life insurance and provides all the standard products such as term insurance, endowment policies, unit linked insurance plans (ULIPs), retirement plans, and group life insurance, among others.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

With group term life insurance, disability insurance, and various other policies for employers, Reliance Standard is available right across the country except for New York, where First Reliance Standard Life Insurance Company is the carrier of cholife insurance, disability insurance, and various other policies for employers, Reliance Standard is available right across the country except for New York, where First Reliance Standard Life Insurance Company is the carrier oinsurance, disability insurance, and various other policies for employers, Reliance Standard is available right across the country except for New York, where First Reliance Standard Life Insurance Company is the carrier oinsurance, and various other policies for employers, Reliance Standard is available right across the country except for New York, where First Reliance Standard Life Insurance Company is the carrier of choLife Insurance Company is the carrier oInsurance Company is the carrier of choice.

Sagicor's indexed universal life insurance is fairly standard as compared to policies from other insurers.

If something happens to you, your nominee will bepaid a lump sum amount, and ensures that your family can live withthe same standard of living as before.In Endowment policy, a periodic sum is received aspremium every month and a lump sum amount in case of suddendeath.There are many other insurance policies like Money Back LifeInsurance Policy, Group Life Insurance and Unit Linked InsurancePlan that can benefipolicy, a periodic sum is received aspremium every month and a lump sum amount in case of suddendeath.There are many other insurance policies like Money Back LifeInsurance Policy, Group Life Insurance and Unit Linked InsurancePlan that can beninsurance policies like Money Back LifeInsurance Policy, Group Life Insurance and Unit Linked InsurancePlan that can benefiPolicy, Group Life Insurance and Unit Linked InsurancePlan that can benInsurance and Unit Linked InsurancePlan that can benefit you.

• Accurately processed payroll as well as monitored vacation / benefit accruals independently • Actively managed wage garnishments and processed termination checks • Accepted accountability for the overall teamwork and stood responsible for meeting the deadlines • Assisted HR department with compensation and benefits for payroll related tasks like processing benefits premiums, wage ceilings, long term disability claims, life insurance, group health insurance, fringe benefits, and overtime pay analysis • Assisted internal and external auditing procedures related to payroll by following company standards and policies • Monitored and reviewed complete payroll accounts for verification of accuracy and in case of any discrepancies made appropriate corrections and updates, at the end of every month • Communicated effectively with all staff responding to their requests and inquiries related to payroll information • Correctly made payroll related general ledger journal entries for each record • Created and dispersed payroll vouchers to the company employees every month on the pay day • Created benefit audits and reports for terminated / retired employees • Maintained perfect reconciliations of balance sheet accounts related to the payroll • Executed special research projects regarding payroll management and for detailed analysis of financial facets of payroll • Gave suggestions to the management for the policy and procedure updates and refreshers related to payroll management and its financial aspects • Organized and maintained outstanding payroll checks and lists in coordination with the HR department • Managed contacts and communicated regularly with all the internal and external stakeholders ensuring effective flow of information • Organized files, accounts, ledgers, records, employee books for payroll documents and other related purposes • Prepared SDLs — Salary Distribution Journals and other distribution journals every month for payroll accounts • Processed and prepared corporate payroll using Pay Expert Application, managing all paperwork for the wire transfers and generated return funds • Processed payroll changes for new hires and terminations ensuring accuracy and timeliness of the process • Proficiently used PRG (Millennium) payroll and TMx labor scheduling software applications for effective payroll management • Resolved all issues related to payroll tax payments and reported after every pay run making sure that all filings were accurately represented by the tax service provider • Reconciled tax payments for federal, state and local payroll as well as returns for multiple authorities on monthly basis.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation