Sentences with phrase «other substantial costs»

Not exact matches

Over the coming year, lower energy costs (and other comodity costs) will benefit consumers and as oil prices rise, 80 % of U.S. oil production will move to breakeven then substantial profit.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Other counterarguments describe Fiat currency creation and distribution costs, such as printing bills or minting coins or the cost of building a bank or credit union branch, however the latter argument is less impactful given that substantial number of branches that have already closed and are projected to close over the next decade as consumer preferences switch to mobile banking.

On the other hand, if rates are raised and it proves to be a mistake there are likely to be substantial costs as inflation expectations move down, financial turbulence ensues, and the economy possibly tips towards recession.

While many direct lenders do eliminate their origination fees, you'll still have to deal with a substantial amount of other expenses in your down payment, property taxes, homeowners insurance and the cost of third - party services like property appraisal.

Other Risks: Spreads, Straddles, and other multiple - leg option strategies can entail substantial transaction costs, including multiple commissions, which may impact any potential reOther Risks: Spreads, Straddles, and other multiple - leg option strategies can entail substantial transaction costs, including multiple commissions, which may impact any potential reother multiple - leg option strategies can entail substantial transaction costs, including multiple commissions, which may impact any potential return.

«We are thrilled to be recognized for the very substantial business outcomes our Cortex family of software has delivered for leading global companies in banking, insurance, healthcare and other data - intensive industries around reducing costs, growing revenues, and improving customer experience.»

Any further substantial gains in profits for Japan's auto industry will have to come from cost cuts, stronger sales or other competitive improvements.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The report acknowledged that such networks could ease congestion between cities and in London, with «real and substantial» benefits, but warned: «Crucially though, these goals could be achieved by other solutions, and perhaps at much lower cost.»

Doubles Existing Deductions for Start - up Costs for New Small Businesses: New start - ups typically face a number of substantial expenses in their first year they get off the ground, such as permits, consulting costs, expenses in finding clients and custoemrs and other needs, but are limited in the amount of expenses they can deduct that year on their tCosts for New Small Businesses: New start - ups typically face a number of substantial expenses in their first year they get off the ground, such as permits, consulting costs, expenses in finding clients and custoemrs and other needs, but are limited in the amount of expenses they can deduct that year on their tcosts, expenses in finding clients and custoemrs and other needs, but are limited in the amount of expenses they can deduct that year on their taxes.

In the group's five - point plan, they propose removing FIT from the community college system, as a way to save Rockland and other New York counties substantial costs.

• Westchester County CSEA members pay substantial co-payments, drug costs, deductibles and other fees for their health insurance coverage.

«Our goal is to identify compounds with medicinal, environmental and other uses that can be renewably produced in substantial amounts at a reasonable cost.»

As with other consortia involved in the SKA, SKADS is building demonstrators in order to get a new type of instrument functional and to demonstrate the required cost factor will be very substantial contribution to radio science.

In other words, even when an ERI program creates substantial savings for school districts by reducing teacher salary costs, it still can cost the state money through higher pension payments.

Some states play little or no role in supporting local school construction, while others cover substantial portions of building costs.

That substantial chunk of change doesn't buy you any extra shove — for cost reasons, the ACR's engineers left the Viper's 8.4 - liter, 600 - hp V - 10 alone — but it does net you a host of other worthwhile improvements.

Since most of the measures required to slow the warming, from greatly increasing energy efficiency to land reform in poor nations, would carry other great benefits, and since the probability of unprecedented change appears to be in the vicinity of 50 percent, a very large social effort, one incurring substantial costs, seems to us not simply justified but virtually mandatory.

Funeral costs alone can be substantial, in addition to other unforeseen expenses.

Thus, one would need to evaluate whether there could be a reasonable expectation of significantly higher bond yields to compensate for these substantial costs, the exchange rate risk, and any other risks.

These donations are used to pay veterinary expenses and other out - of - pocket costs that can be substantial during the Rescue process, even with discounts, for dogs with medical problems.

The other option is to book a package of hotel + airline so that you get 2 points per dollar spent but you can't book packages through the app as of the time of this article so you lose out on 3x the points, which is not worth it if hotel costs make up a substantial amount of your checkout costs for the package.

The flight and hotel room may be your most substantial costs, but other expenses can break your budget if you fail to consider them.

Already cost - competitive with thermal coal and natural gas power generation — not to mention its numerous other often ignored and unaccounted for social and ecological benefits and cost savings, which are substantial — GE's looking to drive the cost of wind energy down further, pushing the envelope outward by incorporating «industrial Internet» capabilities and short - term, grid - scale power storage in the Brilliant 1.6 - 100 systems platform.

Given the burdensome cost imposed by current fuel prices on commuters and others who need to drive substantial distances, the possibility of powering one's family vehicle with fuel that can cost as little as one - tenth of today's gasoline (in the U.S. market) should solve rapidly the question whether there would be public interest in and acceptability of plug - in hybrids.

Because natural gas is a considerably more expensive fuel than coal, it takes a substantial CO2 cost to overcome this fuel cost disadvantage — about $ 30 / ton, on current fuel price expectations in the U.S.. On the other hand, consider pending investments to add new generating capacity in the United States over the next few decades.

-- The term «carbon leakage» means any substantial increase (as determined by the Administrator) in greenhouse gas emissions by industrial entities located in other countries if such increase is caused by an incremental cost of production increase in the United States resulting from the implementation of this title.

for a start the infrastructure required to supply our electricity would be far far less compared to when power is sent long distances from where it is produced, there are also quite substantial losses just getting the power to those living several hundred kilometers away, for instance I am told that they lose around 14 % of the power produced in the Latrobe Valley just getting it to Melbourne, Solar on the other hand is often far closer to where the power is required, therefore there are less distribution costs and also less losses involved.

Tim Lambert links to this article by Eric Pooley in Slate's The Big Moneye which points out that, for all the disagreement among economists regarding the details of climate change policy, there is substantial consensus on the following main points (i) the cost of action to stabilise atmospheric concentrations of CO2 and other greenhouse gases will be of the order of 1 per cent of GDP (ii) a strong mitigation policy is preferable to business as usual

«The financial cost of excluding investments based on criteria other than expected performance can be substantial, potentially amounting to hundreds of millions of dollars,» Kritzman continued.

** An hourly rate in excess of the guideline figures may be appropriate for Grade A fee earners in substantial and complex litigation where other factors, including the value of the litigation, the level of complexity, the urgency or importance of the matter as well as any international element would justify a significantly higher rate to reflect higher average costs.

Even if established, it would be clearly justified under Art 8 (2) on the grounds that it was necessary for the economic well - being of the authority and the interest of their other service - users, and was a proportionate response to the claimant's needs because it afforded her the maximum protection from injury, greater privacy and independence, and resulted in a substantial costs saving.

Among other things, Mr. Harvey said that the project constituted a substantial change to the common elements, requiring a 2/3 vote of the owners because the cost of the roof deck replacement would greatly exceed 10 % of the corporation's annual budget.

We often advance the costs of the case for discovery, expert fees and other expenses, as these can be substantial and we understand that our clients may not be able to afford them.

On the other hand, firms do recognize that offshoring can result in substantial cost savings.

Our Section 7 Extraordinary Educational Expense Lawyers warn you to Remember, when children embark on a program of education the cost of which is remarkably higher than that which would be the case in most other career paths at either university or college, there is a positive obligation on them (and on any custodial parent who seeks to recover a substantial portion of the cost of that education as an extraordinary expense) to enter into meaningful discussions with the parent who is expected to contribute.

The medical bills and the need for long - term medical care, reimbursement for lost wages, alterations to life plans and other costs may be substantial.

Therefore, the High Court passed undertakings by which traders committed not to «create the false impression that the consumer has already won, will win or will on doing a particular act win, a prize or equivalent benefit, when in fact taking any action recommended by the [trader] in relation to claiming the prize or other equivalent benefit is subject to the consumer paying money or incurring a cost which is either: (a) a substantial proportion of the unit cost to the defendant of the provision to the consumer of the thing described as a prize or other equivalent benefit; or (b) in the case of a charge stated to be for delivery and insurance, used by the defendant to finance in whole or in part its acquisition, handling or other cost of the making available of that thing, other than the actual cost of its delivery to the consumer and insurance (if any) in transit» (account rendered by the CJEU in C - 428 / 11 at para 20, emphasis added).

The Court may make an order for an interim payment or payment into escrow that will bind all parties to the COF proceedingswhere the Court issatisfied that, if the claim went to trial, the original claimant would obtain judgment for a substantial amount of money (other than costs) against at least one of the defendants.

As a consequence of the substantial data relating to past claims patterns and costs, coupled with their own experience if they also underwrite liability insurance, ATE underwriters are particularly comfortable with the risks involved in professional negligence cases and are able to set premiums more accurately than in other dispute types.

wouldn't tell the public that the problem is not the Law Society's problem, as in effect it does; (15) LSUC's website wouldn't state that lay benchers «represent the public interest,» which is impossible now that we are well beyond the 19th century; (16) CanLII's services would be upgraded in kind and volume to be a true support service, able to have a substantial impact upon the problem, and several other developed support services, all provided at cost, would together, provide a complete solution; (17) LSUC's management would not be part - time management by amateurs - amateurs because benchers don't have the expertise to solve the problem, nor are they trying to get it, nor are they joining with Canada's other law societies to solve this national problem; (18) the Federation of Law Societies of Canada would not describe the problem as being one of mere «gaps in access to legal services» (see its Sept. 2012 text, «Inventory of Access to Legal Services Initiatives of the Law Societies of Canada» (1st paragraph), (19) LSUC would not be encouraging the use alternatives to lawyers, such as law students, self - help, and «unbundled, targeted» legal services, as a «cutting costs by cutting competence» strategy; and, (20) it would not be necessary to impose an Ontario version of the Clementi Report (UK, 2004) that would separate LSUC's regulatory functions from its representative functions, to be exercised by separate authorities.

It is hard to argue against the idea that lawyers should be charged for excess costs that they impose on others by making arguments that are without substantial justification.

We can help you receive money compensation for substantial medical bills and other costs - paid by the insurance company of the negligent doctor or hospital.

As opposed to «allowing» the use of retired lawyers where one party could be incurring substantial costs while the other incurs none - therefore having no real «incentive» to resolve the issue as it then just becomes about their time.

You can go for a low - end plan that costs very little per month and offers little when you make a claim, or you can go for the other extreme, with high monthly premiums and substantial payouts for all kinds of claims.

The expenses associated with buying a home can be substantial by the time you add up things such as the down payment, escrow, and other closing costs.

Some riders may be included in a policy without additional cost, and others may have a substantial cost.

Forensic analysis has shown that Mr. Strickland accessed and apparently copied onto a portable USB drive and / or a personal Google drive substantial amounts of FF trade secret information that included at least: plans for parts in vehicles, material specs, cost lists, financial spreadsheets, information about FF's proprietary VPA system, confidential power train information, vendor information, and many other categories of confidential and proprietary trade secret information.

• Particularly effective in roofing, repairing, re-roofing and insulating pre-installed roofs for commercial projects in a timely, organized and team oriented manner • Specialized expertise in EPDM, TPO, PVC and shingling • Skilled in carrying out maintenance and repair of mechanical, electrical and other physical structures • Well - versed in painting of structures, performing carpentry work, repairing plumbing fixtures and woodwork • Excellent physical stamina, ability to climb a ladder, bend, stoop and work in confined spaces • Special talent for metal roofing construction including flashing, wall panels, fascia and soffit • Apt at using various tools needed for cutting hammering and fastening roofing materials • Track record of completing projects in strict accordance with job specifications, project layout and applicable safety guidelines • Profound skills in installation of low sloped roof systems including TPO, BUR and bitumen • Proficient in carrying - out general roof repairs, exterior siding adjustments and HVAC installation repairs • Particularly effective in removal and installation of all types of commercial roof systems including slate, tile and asphalt • Well practiced in covering roofs with topping material including sheets, PVC and spray foam • Adept at utilizing manual and electric tools and maintaining the same in a functional order • Efficient in laying and adhering insulation with metal fasteners or binding adhesives • Expert in cutting stripes of flashing and fitting into angles formed by walls, vents and intersecting roof surfaces • Firsthand experience in carrying out regular preventive maintenance of pre-installed roofing systems • Substantial knowledge of various roofing systems and associated installation protocols • Familiar with OSHA workplace safety guidelines • Excellent listening skills with profound ability to follow verbal and written instructions to book • Great attention to detail with proven skills in interpreting and implementing given drawings and blueprints with accuracy • Strong numeracy skills, apt at generating accurate cost estimations for given projects