Sentences with phrase «other than a personal loan»

Depending on the reason you need the loan, a representative may suggest a different loan type other than a personal loan.

Not exact matches

Fewer banks than ever before are loaning money for things like cars, houses, or other personal expenses.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

However, even though interest rates on personal loans may be lower than some other options, a decent amount will go toward interest if your rate is 10 % or higher.

But some credit unions offer better personal loans than others.

Personal loans tend to come with lower interest rates than credit cards and other expensive borrowing tools.

Yet, Avant's personal loan rates are competitive with other lenders and often lower than those offered on credit cards.

From consolidating debt to paying for a move or even a wedding, a personal loan can be more accessible and affordable than other credit options.

Drake pointed out that student loan interest is usually lower than other types of unsecured debt, like credit cards and personal loans from banks.

In addition to offering lower interest rates than a personal loan, a HELOC has several other benefits:

Customers can transfer balances from any credit cards, personal loans, student loans, auto loans or home equity loans from lenders other than Bank of America ®, as well as gas cards, retail and department store cards.

Personal loans are much easier to get than other type of loans such as mortgages, typically only using a few credit checks to qualify borrowers.

Generally, you should try to get a personal loan with one of the other lenders mentioned above because the extra fees make RocketLoans more expensive than its competitors.

While some banks may enforce less stringent credit score requirements than the others, a positive credit history is a must - have to be approved for an unsecured personal loan.

Owe more than $ 7,500 in unsecured obligations, which include personal loans, credit cards, payday cash advances, and others.

SoFi personal loans are meant for qualified borrowers and therefore carry less risk than other loans aimed at people with lower credit scores.

In general, if you can get a great personal loan from a source other than your 403 (b) plan, that may be a better option because you won't be putting your retirement funds at risk.

For this reason, personal loans tend to have higher interest rates than other loan types.

Also, these loans have a higher APR than other personal loans.

To review Discover, NerdWallet collected more than 30 data points from the lender, interviewed company executives, completed the online loan application process with sample data, and compared the lender with others that seek the same customer or offer a similar personal loan product.

If you go for online unsecured personal loans, you may achieve more benefits and advantages than other forms of application.

However, even though interest rates on personal loans may be lower than some other options, a decent amount will go toward interest if your rate is 10 % or higher.

Because the specifics of personal loans — like how much you can borrow and the rate at which you can borrow it — will be determined by your creditworthiness, personal loans can be more expensive than other loans.

If you take out a personal loan, rather than a mortgage or car loan or hire - purchase agreement or other loan that's for making a specific purchase, then you can do whatever you want with the money.

Regular loans on the other hand carry somewhat higher interest rates but nevertheless lower than other unsecured personal loans.

Other installment accounts with terms extending longer than one year (i.e., student loans, personal loans).

If you do not qualify for a personal loan for reasons other than credit or income, you may be able to take advantage of Bank of America's other loan opportunities.

While that's still going to be a bargain compared with credit cards or other personal loans, whose rates will also go up, it will be less of a bargain than it is today.

The interest rates are set fairly high, and the maximum loan amount is much lower than many other personal loan providers including SoFi and Upstart.

Upgrade personal loans are a good option you don't have great credit as they might be more likely to lend to you at a lower interest rate than other lenders because they use different criteria to make lending decisions.

Payoff offers some services other P2P lenders can't match, such as flexible payments during job loss, but is more limited than most other P2P lenders because it only offers personal loans for the purpose of credit card debt consolidation.

This is great news for people with sub-par credit because they can qualify for some of the best personal loan interest rates than offers from other lenders.

The lower bound interest rates for Regions Bank unsecured personal loans are generally higher than those at other institutions — some lenders, such as SoFi and LightStream, have starting rates under 6 %.

As many learn, though, payday loan companies charge much higher interest than you'd pay for other types of personal loans.

That makes a personal loan easier to get than other loans when you don't have many assets.

And some instant personal loans are more certain to be secured than others.

If you're trying to decide between Avant and Peerform for a personal loan, we've evaluated specific scenarios in which one lender is better than the other.

Even the Signature Loan's rate is higher than what some other personal loan companies are offerLoan's rate is higher than what some other personal loan companies are offerloan companies are offering.

Credit cards and unsecured personal loans usually have higher interest rates than other forms of secured debt like a mortgage, home equity loan or an auto loan.

Rather than working with companies to lower the amount that you actually owe by eliminating late fees, finance charges and other secondary credit costs, personal loans will allow you to pay the full amount that you owe.

Although it's true that some lenders tend to weight the value of your personal score higher than others (banks and other traditional lenders fall into this category) when they evaluate your business loan application, most lenders include a review of your personal credit score when they evaluate your business» creditworthiness.

It is important to remember that, just because a bad credit personal loan may be easy to obtain, it is not meant to be used for anything other than emergencies.

If you have a decent credit score, then you may be eligible for a personal loan from a lender other than Chase.

Sure, the most common type of loan that you may be able to get is payday loans if you have bad credit, but there are many other loan types that are available rather than use these sharks — you can still get a bad credit installment loan and may personal loan lenders will listen to your case and offer you a loan.

The maximum loan amount offered on PenFed's personal loans is $ 25,000, which is lower than what you might find with some other online lenders, and the loan terms range from 3to 5 years.

If, on the other hand, you're a homeowner who needs extra money for home repairs, or to build home improvements, it is likely that a home improvement loan secured by your property will give you better loan terms than simply taking out a personal loan.

Personal loan interest rates tend to be lower than other options like credit cards, personal lines of credit, or even studenPersonal loan interest rates tend to be lower than other options like credit cards, personal lines of credit, or even studenpersonal lines of credit, or even student loans.

We understand that from time to time people need a quick cash flow boost, to cover unexpected costs, and if you apply for your loan before 24 hours on business days you get it direct into your account, then in most cases the loan can be transferred the same day, Our low interest rates make us more affordable than other personal loan providers in our market.

There are also other lenders that specifically work with borrowers who have less than stellar credit and who need personal loans.

Certain types of personal loan providers offer better rates and loan terms than others.