Sentences with phrase «other than a term life policy»

At times, something other than a term life policy for 10 or 20 years is needed.

Not exact matches

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).

Term life insurance policies are inherently cheaper than other forms of life insurance.

Lets see why term policy is always a better option at 70 than other life policies.

Because of that, term life will frequently be cheaper than a permanent policy, with all other factors being equal.

Because there aren't a lot of «bells and whistles» on term life insurance coverage, the premium cost for these policies will typically be less than that of a comparable permanent life insurance policy — with all other factors being equal.

These policies carry higher premiums than other types of term life insurance.

This type of life insurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance for examlife insurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance for examLife Insurance for example.

While the most affordable type of life insurance coverage will vary from individual to individual, for the most part term life insurance tends to be much less expensive than other popular types of policies.

Return of premium life insurance is more expensive than other forms of term life insurance and can be over triple the cost of a standard term life insurance policy.

The reason that coverage amounts are much lower than other whole life policies or even term policies, is because carriers need to mitigate risk.

On thing you will find with a guaranteed universal life policy is it is cheaper than other permanent insurance policies but how does it compare with term life insurance quotes?

A term life policy can leave you with nothing after 20 years of premiums (other than your health, obviously), so some like the option of cashing out a whole life policy early for a portion of the complete death benefit should they want or need the money.

Term Life Express is an amazing product that provides more living benefits than any other policy included at no cost.

Their term life policies are priced higher than most other life insurance companies and whole life is not the best choice for most people.

Return of premium term life insurance is going to be more expensive than any other type of term life insurance policy.

The cost of the whole life policy is the reason why many people choose other option since it can be 3 - 5 times more costly than a term life insurance policy.

More often than not, a cheap term life policy for the life of the loan will suffice and is recommended for any liability (debt) you take on, including other loans like mortgages.

Ordinary term or whole life insurance provides comprehensive coverage for any cause of death (other than suicide in the first two policy years) including accident or sickness.

There are others who want a temporary life policy to cover temporary liabilities, and would rather choose term life rather than a whole life policy.

The cost of a term policy is significantly lower than any other form of life insurance assuming the same age, health, lifestyle, and smoking status.

Generally speaking, a 30 - year term life policy will cost more than a 10 - year term life insurance policy with all other things being equal.

Beyond those basics, there are a few other things than affect the rate of a term life insurance policy.

Other than simply not wanting to do an exam, one of the biggest reasons to consider a non medical term life insurance policy is lack of time.

The premium for term life policies is considerably lower than the other kinds, but it offers no cash value.

These two factors make term life insurance considerably more affordable than permanent policies; while term life is the best option for most people, others may benefit from the versatility afforded by the cash value component of permanent policies.

With benefits similar to term, Custom Choice UL ™ offers the flexibility of a universal life policy at rates that are typically less than other types of life insurance on the market.

It's best to consult with someone with 10 + years of life insurance experience if you are looking for something other than a simple «term» policy.

With term life insurance, there is death benefit coverage only, without any type of cash value or savings build up — and because of that, term life insurance can often be much more affordable than a comparable permanent life insurance policy option (with all other factors being equal).

These policies will always be more expensive on a month to month basis than any other type of term life insurance policy simply because your premiums get returned in the end.

This form of term life insurance is cheaper than other types, decreasing in cost over the life of the policy.

In this case, one section of the level premium term life insurance will pay out a death benefit for any cause — other than those that are specifically excluded in the policy.

The Custom Choice policy is marketed as an alternative to term life insurance, and is priced lower than other permanent policies.

A conventional Term or Universal life insurance policy has no provisions for lump sum payment for anything other than the death benefit.

Term life insurance rates can be lower than other options, but once the policy expires, you may see rates rise if you want to convert the same policy into a whole life policy.

Because of this more «basic» type of coverage, term life insurance is usually much more affordable than a comparable permanent life insurance policy — with all other factors being equal.

Indexed universal life insurance, like other permanent life insurance, is more expensive than a term policy because it will pay out eventually.

Universal Life will cost more than Term so it can really work well to have both policies running parallel to each other.

Often, a cash back policy will cost from 10 % up to 50 % more than other regular term life policies.

The rates for a term life insurance policy can be more affordable than many other types of insurance.

Other than term and whole life, Minnesota Life offers three types of universal life insurance policlife, Minnesota Life offers three types of universal life insurance policLife offers three types of universal life insurance policlife insurance policies.

While these policies may cost more in premium (at least initially) than a comparable term life plan — with all other factors being equal — there are some definite advantages to going with a permanent life insurance policy.

Although whole life insurance premiums are generally more expensive than those for a term life insurance policy, if you have combined insurance needs that include your mortgage and other estate planning issues, the lifetime protection aspect of a whole life product can lend itself to meeting both your short - and long - term needs.

If you smoke and need insurance coverage, Banner is a great choice, although Fidelity Life, North American, Assurity, Sagicor and Transamerica may also be competitive options at times, particularly if you are considering something other than a term insurance policy.

Because of this, a term life insurance policy can be much more affordable than a permanent policy — with all other factors being equal.

Read on and LifeAnt will cut through the noise and help you to understand if a term life insurance policy really is a better choice than whole life or other cash value life policy.

Term is far more affordable, most people do not need life insurance coverage to last past retirement age, and by investing money in other places such as the stock market people will end up with a much higher return on their investment than they will with a whole life policy.

The annual renewable term life insurance policy probably has more aliases than any other life insurance policy.