Sentences with phrase «other than a term policy»

For example, if you're looking for something other than a term policy, what options for permanent policies are available?

Not exact matches

The stakes are high for this assessment, not only because it will be a primary determinant of the timing of Federal Reserve policy tightening; the more one believes that current high long - term unemployment is cyclically (demand) driven rather than structurally (mismatch and demographic) driven, the more one believes workers can be brought back into employment through monetary (or other) stimulus.»
In other words, if you tighten monetary policy, certainly by more than is discounted in the market — and what's discounted in the market is very minor rising market — that will reverberate through asset class prices, as well as then you can have a situation in terms of the economy.
An incentive compensation award paid in stock, restricted share rights, or restricted stock pursuant to this Policy shall be governed by the provisions (other than provisions with respect to the computation of such award) of the Company's Long - Term Incentive Compensation Plan.
Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37
Apparently the Mr. Flaherty sees no additional scope for fiscal policy action in these circumstances of slowing economic growth, other than to maintain a commitment to eliminate the deficit over the medium term.
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By shifting the money under the new terms, Apple has saved $ 43 billion in taxes, more than any other American company, according to the Institute on Taxation and Economic Policy, a research group in Washington.
Level term policies are usually more affordable since premiums can vary based upon factors other than age, and the insurer can better price your risk profile.
Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.
According to Anna Stupnytska, global economist at Fidelity International, Jerome Powell's appointment as Fed chair represents policy continuity in the near - term and might even result in a slightly easier monetary stance than some other contenders for the role.
In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.
That policy, Beard concluded, could have no long «term effect other than perpetual conflict abroad and militarism at home.
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The reforms were implicitly viewed solely as an aspect of executive policy - making and, therefore, in consequential terms as no more or no less independent from government control than any other aspect of policy.
But the rise in oil and commodity prices pushed up inflation in the UK more than in other countries, demonstrating the downsides of a policy of deliberate devaluation to which much of the British economic policy establishment remains committed as an article of faith, despite little evidence that it has done much long term good.
«Some of them have been small, others large, but together they have turned the party inwards rather than outwards, looking to the past rather than to new ideas, resting on easy rhetoric rather than taking hard decisions — and above all seeking to distance ourselves from our time in government, rather than building on it, in terms of both policy content and political culture and dynamic.»
Where research is concerned, «AIDS had a bigger drop in dollar terms than any other disease», says Mary Moran, the executive director of Policy Cures and the lead author on the report.
- Examine vehicle to determine if additional safety or service work is required - Advise Manager if additional work is needed - Document all work performed as soon as job is completed - Attend factory sponsored training classes and keep abreast of factory technical bulletins - Understand and follow federal, state and local regulations such as disposal of hazardous wastes - Ensure that vehicles are kept clean - Perform all other duties as assigned - Follow all company safety policies and procedures & immediately report any and all accidents to Manager or Supervisor REQUIREMENTS: - High School Diploma or equivalent - ASE Certification preferred - Automotive Technician - Minimum 2 years previous experience - Excellent driving record - Self - motivated with ability to perform quality work with efficiency - All applicants must be authorized to work in the USA - All applicants must have the ability to pass pre-employment testing to include background checks, MVR, drug test, and valid driver's license - All applicants must perform duties and responsibilities in a safe manner - Ability to read & comprehend instructions and information - Personal & Professional Integrity - Desire for long - term employment If you're looking to work in a progressive environment with a rapidly growing organization, than we have a position available for you.
There are very limited circumstances that allow an insurance company to cancel a policy for claims history or anything else other than misrepresentation and the like during the policy term.
Other policy terms are difficult to find and for a homeowners insurance policy there's not much reason to issue them for less than a year.
In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.
Other than in terms of cash - type emergency funds (my general policy is to have enough cash to get home, however far from there I might be) I consider available credit + assets that can be liquidated reasonably quickly to count as emergency fund money.
With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).
«Be prepared to get beaten up for suggesting anything other than term,» says Glenn Cooke, an independent broker who operates Insurecan.com and uses term policies for more than 90 % of his clients.
Term life insurance policies are inherently cheaper than other forms of life insurance.
(With the caveat that if we bilge the short - term crisis badly enough, population trends are quite likely to be driven by other factors than social policy.)
Indeed, the putative threat of global warming has received more of the President's public attention than any other foreign policy issue during his second term.
-- The term «Climate Registry» means the greenhouse gas emissions registry jointly established and managed by more than 40 States and Indian tribes in 2007 to collect high - quality greenhouse gas emission data from facilities, corporations, and other organizations to support various greenhouse gas emission reporting and reduction policies for the member States and Indian tribes.
Rather than one - off projects, the plan comprises long - term, sequenced investments that mutually reinforce each other and link to other critical activities, such as policy and regulatory reform and capacity building.
Granted, taking profits away from big oil is always easier said than done, but once again, as with health care and other issues, the difference between the two in terms of actual policy is slight.
[The] Standing Committee on Regulations and Private Bills [is] to be the Committee to which all private bills, other than Estate bills or bills providing for the consolidation of a floating debt or renewal of debentures, other than local improvement debentures, of a municipal corporation, shall be referred after first reading; and, to be the Committee provided for by section 33 of Part III (Regulations) of the Legislation Act, 2006, and having the terms of reference as set out in that section, namely: to be the Committee to which all regulations stand permanently referred; and to examine the regulations with particular reference to the scope and method of the exercise of delegated legislative power without reference to the merits of the policy or objectives to be effected by the regulations or enabling statutes, but in so doing regard shall be had to the following guidelines:
Lets see why term policy is always a better option at 70 than other life policies.
Because of that, term life will frequently be cheaper than a permanent policy, with all other factors being equal.
Because there aren't a lot of «bells and whistles» on term life insurance coverage, the premium cost for these policies will typically be less than that of a comparable permanent life insurance policy — with all other factors being equal.
These policies carry higher premiums than other types of term life insurance.
This type of life insurance policy costs a lot more than other policies in terms of premiums paid and fees, especially when you compare it to Term Life Insurance for example.
You'll get a lot more coverage for 20 years, but since it's a 20 year term instead of 30, your premium will still be lower than the «mortgage insurance» offers and probably even lower than the 30 year level term policies other agents are quoting you for the current amount of the balance.
While the most affordable type of life insurance coverage will vary from individual to individual, for the most part term life insurance tends to be much less expensive than other popular types of policies.
Return of premium life insurance is more expensive than other forms of term life insurance and can be over triple the cost of a standard term life insurance policy.
The reason that coverage amounts are much lower than other whole life policies or even term policies, is because carriers need to mitigate risk.
The only downside to this product is that the premiums will be higher than other term policies, but this downside is small when compared to the options offered through ROP Endowment Term coverterm policies, but this downside is small when compared to the options offered through ROP Endowment Term coverTerm coverage.
On thing you will find with a guaranteed universal life policy is it is cheaper than other permanent insurance policies but how does it compare with term life insurance quotes?
The insurance company has to be notified of the collateral assignment of a policy, but other than keeping up with the terms of the contract, they really don't have any involvement or authority in the agreement.
At times, something other than a term life policy for 10 or 20 years is needed.
A term life policy can leave you with nothing after 20 years of premiums (other than your health, obviously), so some like the option of cashing out a whole life policy early for a portion of the complete death benefit should they want or need the money.
Term Life Express is an amazing product that provides more living benefits than any other policy included at no cost.
Other than these three, there are few scenarios where a short term obligation can be resolved with a term policy.
Because there is no cash value includes with a term insurance policy, the premium that is charged will oftentimes be less than that of a permanent insurance policy — all other factors being equal.
Their term life policies are priced higher than most other life insurance companies and whole life is not the best choice for most people.
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