Sentences with phrase «other than debt»

Your Collateral Account does not secure any obligations to us other than the Debt, as defined above.

We do reach out to creditors on your behalf and negotiate with them to eliminate or lower your debt, but we do not share your personal data or status of your debt settlement progress with anyone other than our Debt Settlement team.

The most frequent claims in arbitration other than debt collection involved credit reporting issues or interest rates and charges.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

There are a few cases where Upstart is a better choice than Payoff: you want to use a loan for purposes other than debt consolidation, you want more than $ 35,000, you think you could qualify for the lowest rates offered or you don't quite meet the credit requirements at Payoff.

Second the author is using the tax issue to get you to use another method that he or she may be promoting other than debt settlement.

The benefit of a dedicated account like this is the fact that the money will be out of sight, making it less tempting to spend on anything other than debt payoff.

The main problem is that the provision of debt advice in the UK is unregulated (see the charity's Blueprint for ethical advice and sustainable solutions) and no - one other than Debt Advice Foundation actually publishes information on their advice principles, so it's difficult to compare.

Generally accepted accounting principles (GAAP) provide special revenue funds to account for and report the proceeds of specific revenue sources that are restricted or committed to expenditures for specified purposes other than debt service or capital projects.

This option is none other than debt consolidation.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

the value of property, other than a matrimonial home, that the spouse owned on the date of the marriage, after deducting the spouse's debts and other liabilities, other than debts or liabilities related directly to the acquisition or significant improvement of a matrimonial home, calculated as of the date of the marriage.»

Not exact matches

«Their economies are actually growing more than other economies, their quality rating is higher, the debt to GDP is much lower than the industrialized world.

Other than looking for a new CEO — the company announced on Monday its top executive Michael Pearson was stepping down — the troubled pharmaceutical company's most pressing problem is its debt, of which it has $ 30 billion.

More CLO funds hold Valeant loans than any other company that has issued debt since the financial crisis, according to S&P LCD.

Even though the Massachusetts filers owed substantially more in unsecured debt (that is, debt not backed by a home, a car, or another asset) than their counterparts in other states, they reported less than half as much medical debt, which is also unsecured.

Bond investors like mutual funds and pension funds hope to buy securities with comparatively higher yields than other asset - backed debt that could also provide diversification benefits.

A 2012 study of debt - payoff strategies from Northwestern University's Kellogg School of Management found that consumers paying off small balances first were more likely to have eliminated their entire debt than those focusing on other strategies.

If paying off credit card debt or other consumer debt is your biggest financial need, you're better off working with a qualified credit counselor than a financial planner.

RIM, on the other hand, has no debt, and sits on more than $ 2 billion of cash.

One in 5 consumers plans to use the cash to pay down debt, yet some strategies will be more effective than others.

Combined, the two have paid off $ 45,000 in debt themselves, and their tips go beyond incremental savings and other strategies that are easier said than done.

Hilary Stout illustrated this problem in The New York Times in June: «After all, the millennial generation has less wealth and more debt than other generations did at the same age, thanks to student loans and the lingering effects of the deep recession,» she wrote.

Does anyone think the current discussions on raising the U.S. government's debt ceiling will result in anything other than approval?

A FICO score is comprised of five major factors, although some are weighted more heavily than others, such as payment history and debt owed.

Examination of data from the Federal Reserve's Survey of Consumer Finances — the central bank's effort to examine the financial conditions of American families — by two Northeastern University scholars shows that households with more student debt are less likely to start businesses than other households.

«The tax shield alone that the ESOP provides enables an ESOP to give a small business more debt, more senior credit, than they could get with other access to capital,» explains Mary Josephs, senior vice president of the Leveraged Finance Department at Chicago's LaSalle Bank Corp., an ESOP lender.

Carney was quick and decisive in slashing rates during the crisis, more so than other central bankers, but the sustained period of low rates has led to a record amount of household debt and other problems.

Rather than duplicating it himself by opening and operating a second location, then a third, then a fourth, probably incurring substantial debt in doing so, he instead has other independent operators invest their money in replicate outlets and takes a royalty, typically 5 percent to 7 percent of the gross revenues of every such location.

When I think about investing vs debt, I tend to think about the Roth a bit differently than other platforms only because elapsed time is not something you can make up (both in the sense that you can not make up for lost investment time AND the fact that $ 5,500 today is worth less than that $ 5,500 was worth one year ago).

Under the plan, lenders that originate less than 2,000 loans — excluding loans held in portfolio — would not have to comply with QM's debt - to - income requirement, though they would have to follow other QM restrictions.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

China certainly has a high absolute level of debt, with levels much higher than those seen in other emerging market (EM) countries who experienced debt crises, according to Bloomberg data.

With a settlement, your lender is essentially striking a deal to «settle» for a lower amount than what you borrowed if it means resolving your debt without the need for collections, court judgments, or other actions.

He was also forced to clean up other messes, including bad bets on U.S. subprime mortgages and structured debt that cost the bank more than $ 10.7 billion in writedowns from 2007 to 2009, the most of any Canadian lender during the financial crisis.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

Those countries with less - developed institutions and financial systems, limited policy credibility, greater foreign currency debt and / or more precarious economic situations are certainly more exposed than others to external shocks.

He also concludes that «raising its (the government's) deficit target back up to 1 per cent (from zero) makes more sense when there are other short - term - pain - for - long - term - gain initiatives that are needed to address more pressing objectives than lowering a debt ratio that is already the envy of the world.»

In the Fall Update, the government will not only be able to show the elimination of the deficit (something no other G - 7 country has achieved) one year earlier than targeted, but also to show a declining debt ratio, rapidly approaching the government's target of 25 per cent, the lowest since the 1960s

If you just pay the minimum (starting at $ 125) and add no other charges, it will take 208 months, or more than 17 years, to pay off the debt.

This may involve using privatization proceeds to pay down debt, higher corporate taxes, and even higher income taxes if other forms of wealth transfer are robust enough to support them, but one way or another total government debt must be reduced, or at least its growth must be contained to les than real GDP growth.

Even as mortgage rates rise, they remain attractively low and are cheaper than rates on other debt.

Unless the federal government believes that it is more important to steadily reduce the debt ratio (to 20, 15, 10, or zero per cent), rather than dealing with other critical policy issues, then the federal government will soon have to start running deficits.

So there's no distinct advantage to paying them off early, other than the obvious freedom from debt.

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

This could end up costing more than other debt consolidation options.

I just had a question about how paying off debt other than your mortgage factored into your plan over the past 15 years.

Now that I am debt free, other than my mortgage, I am starting to put a lot more of my monthly income into investments.

On the other side, hispanic / latino women graduated with the least amount of debt; they have $ 564 less to pay off than white women.

The Pennsylvania legislature recently passed a bill that will ensure borrowers are up - to - date on their student loan debt.The average Pennsylvania college student graduates with $ 35,000 in student loans, which is higher than any other state in the U.S. And within three years of graduation, 10 percent of Pennsylvania student loan borrowers default on their debt.In order to combat this problem, the Pennsylvania House of Representatives recently passed a bill that would ensure students stay informed about how much debt they are accumulating.HB 2124 would require all colleges and universities to provide annual notices to students about their outstanding student...