Sentences with phrase «other than interest rates»

None of that is going to necessarily mean revert other than interest rates and wages will go up when the economy strengthens, which goes against your total market implosion scenario (so basically a repeat of 2008 except with a healthy banking system this time).
Non-investment-grade bonds (aka junk bonds or high yield bonds) are more affected by factors other than interest rates, including some of the same factors (economic booms or recessions) that affect stocks.
However, high - yield (junk) bond funds and international bond funds can be affected by factors other than interest rates.
Rather, instruments other than the interest rate tool are likely to be more effective without some of the attendant social costs.
In most cases borrowers are unable to determine much about an offer other than the interest rate put on the offer sheet.

Not exact matches

In other words, there is no certainty that the Fed «taper» will cause interest rates to move higher than they already have.
Stock investors don't necessarily need to fear rising interest rates, but some sectors could fare better than others.
Whether it is stricter regulations, negative interest rates, or fragile confidence, banks and other market participants are less than keen these days to hold large piles of risky assets.
But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.
«Additionally,» it says, «these markets are continuing to draw interest from a younger crowd, as the older millennial age group is viewing property listings at a rate 1.2 times greater than the share of older millennials already living in the area, indicating strong interest from others wanting to move into these neighborhoods.»
That's not much, but it does show that home loans are apparently more sensitive to interest rate hikes than we and others thought.
This means that if you buy a home anywhere in the state other than Jefferson County, and you get a loan for $ 417,000 or less, you will have a conforming loan which is eligible for normal interest rates.
If interest rates rise bond funds get slammed and you'll be a loser (it has happened to me before, ouch)... but if you hold the bond nothing (other than the scenario of a default) happens & your principle is returned.
If the prevailing patterns of capital flows were to exert downward pressure on interest rates and upward pressure on other asset prices, they would contribute to more expansionary financial conditions than would otherwise be the case.
The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.
Like borrowers with exceptional credit, however, you'll need to have more than a very good credit score to get the best deal on your interest rate, mortgage fees and other considerations.
However, even though interest rates on personal loans may be lower than some other options, a decent amount will go toward interest if your rate is 10 % or higher.
And did that do anything in the first place, other than to boost risk assets and «encourage» policymakers in Congress to spend at Fed - influenced low interest rates?
You can tap into equity at lower rates than you'd pay on other types of loans, and the interest you pay might be tax deductible.
The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.
The federal government can borrow at a much lower interest rate than the other jurisdictions, given its strong credit position.
Depending upon the lender, the loan purpose, and the loan amount, a commercial bank loan will likely include a lower interest rate and come with a longer term than other loan types.
The Federal Reserve has limited options, other than to keep interest rates low and money supply plentiful.
Previously, Perkins Loans were a smart choice because they had lower interest rates than other loans.
Investment grade bonds are considered to be lower risk and, therefore, generally pay lower interest rates than non-investment grade bonds, though some are more highly rated than others within the category.
Credit cards often charge a higher interest rate than other types of credit — the average credit card rate currently stands at around 16 - 18 % (depending [Read More]
If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.
Overall, TD Bank's checking and savings accounts earn slightly better interest rates than other brick - and - mortar banks, but tend to come with a different fee structure.
The interest rates are also generally higher than other lenders; that can be a problem if you're looking for a longer - term loan to give yourself more time.
Credit cards often charge a higher interest rate than other types of credit — the average credit card rate currently stands at around 16 - 18 % (depending on which statistics you look at).
China has only completed the first part of the rebalancing — interest rates, wages and the currency have all moved sharply closer to healthy levels, levels at which the imbalances are no longer getting worse, in other words, but Beijing has still not got its arms around credit growth because to do so would cause GDP growth to drop much more sharply than Beijing is willing to tolerate.
We analyzed around 250 savings accounts from the top traditional banks, online banks, and credit unions to uncover the ones that deliver the highest interest rates, helping you grow your savings faster than other options.
Using Private Money — If you have friends, relatives, neighbors, or others who are looking for a better interest rate than the 1 % or so they get from a bank CD or saving's account, they may be interested in lending that money to you to finance your acquisition.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Together, they form the 12 - member FOMC, though presidents of districts other than New York only get a rotating policy vote, and thus considerably less say over interest rate policy.
HELOC loans are popular because their interest rates are lower than many other types of loans.
For the 2017 - 2018 school year, the interest rate on PLUS Loans — 7.00 % — is much higher than on other types.
Parent PLUS Loans have high interest rates compared to other federal student loans and even cost more than some private student loans.
In other English - speaking countries, interest rates that intermediaries currently charge businesses are generally higher than at their previous cyclical low point for the decade.
Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.
«The market as a whole is quite high on a historic basis... interest rates are so low that there's no real competition for the money other than art and real estate,» Robertson said.
Not that much higher because they're still secured by a home (the home as collateral), the interest rates people typically pay on them are lower than those of nearly any other sort of borrowing.
Jumbo loans typically have higher interest rates than their conforming counterparts, all other things being equal.
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
There are a few ways to lower your student loan interest rates, and some are more creative than others.
Recently, the Bank of International Settlements (BIS), the principal bank to the world's central banks, hinted at the need for microeconomic reform when it warned that central banks were «overburdened» and called for policies other than monetary stimulus and low interest rates to tackle the issue of slow global growth.
This makes it important to evaluate lenders on qualities other than just interest rate.
Yet April 30th 2008 was no less critical a turning point in the recession's history than these other dates, for it was then that the FOMC, having cut the Fed's target interest rate to 2 percent, resolved to cut it no further — drawing a line in the sand by which it unwittingly helped seal the fate of the US, and world, economy.
That's why Sharestates can offer you interest rates as low as 7 % — far less than you might find on other platforms or through other lenders.
Investing in currency involves additional special risks such as credit, interest rate fluctuations, derivative investment risk, and domestic and foreign inflation rates, which can be volatile and may be less liquid than other securities and more sensitive to the effect of varied economic conditions.
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