Sentences with phrase «other than risk»

They are also advocating for responsible reform of the secondary mortgage market, as well as for improving consumer protections for energy efficiency improvement (PACE) loans and prohibiting the use of mortgage guarantee fees for purposes other than risk management.

Because it is not based on your address, other than the risk the address poses, you don't have to cancel and then renew your policy.

Other than the risk associated with a margin account, stock purchases are fundamentally the same only you're allowed to purchase more than you have cash on hand.

The critics want the bill to ban the «pre-selection» of embryos before implantation and to ban the selection of sperm donors on any grounds other than the risk of passing on serious illnesses.

Other than the risks to his health brought on by overwork with each new venture, fortune seemed to favor his every step.

Not exact matches

Foresight, patience and a willingness to take risks also pay off in these markets more than others, so entrepreneurs should expand into areas where they're passionate and committed to staying the course.

At times it was utterly terrifying, but I learned more about building a team and dealing with risk in those 10 months than I have at any other point in my life.

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

Patients who exercised more than others had a lower readmission risks following cancer surgery.

«Creative people who can't help but explore other mental territories are at greater risk, just as someone who climbs a mountain is more at risk than someone who just walks along a village lane.»

The only surprise risk factor when it comes to demographics is being anything other than heterosexual, though sadly this still makes sense given that most gay or bisexual people will be in the minority at work and may worry about discrimination.

Some professions just seem to be lonelier than others, the data reveals, but they most at risk niches probably aren't the ones you'd guess.

The province is also subject to market risk, in that prices on the Atlantic coast may not be higher than other pricing points by the time this line is built.

Investors who need more income from their portfolios have no option other than taking on more risk.

«Feel free to push the argument at the security line that a keyboard, portable battery or any other piece of electronics bigger than a smartphone (whichever size smartphone they decide upon) is considered a risk,» says Chris Roberts, a Chief Security Architect at security firm Acalvio.

For example, that we make healthier choices (eating and exercising) than we really do, or when assessing the risk we, compared to others, pose when it comes to, say, texting while driving.

Pamela investigated more than 450 financial strategies seeking an alternative to the risk and volatility of stocks and other investments, which led her to a time - tested, predictable method of growing wealth now used by more than 500,000 Americans.

«If designed appropriately, there will always be pieces performing better than others at various times,» Laboe says, which minimizes your exposure to risk.

Other questions genotype analysis could answer include whether a given athlete is at elevated risk for tendon ruptures or cartilage tears, whether her muscles require more or less recovery time than the norm, and why certain diets work for some people and not others.

A former U.S. ambassador to Russia, Michael McFaul, who like many others was repeatedly targeted by Fancy Bear but has yet to receive any warning from the FBI, said the lackluster response risked something worse than last year's parade of leaks.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Because banks and other lenders shy away from borrowers with less than a 25 % down payment as higher - risk clients, mortgage insurance gives people with smaller down payments a better risk profile.

The squeeze mechanism Sharei and his colleagues came up with could also be more effective than other existing ways of getting materials into cells, he says, because it works for more types of cells and materials, and presents fewer risks.

Many studies have demonstrated that Indians, despite being nominally less obese than other ethnicities, have a higher risk of diabetes and heart disease.

In other cases, to achieve the complementation benefits requires investments or knowledge exchange that would put one or both firms at more risk than they are willing to bear in an arms - length contract.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

«Risks appear more linked to referendums on a ratification of a new EU treaty or other EU - related issues, rather than questioning the EU membership outright, as support for EU membership appears fairly rooted.

Risk Management Solutions Inc., an insurance consultant based in the East Bay, said this week that the economic loss would total $ 3 billion to $ 6 billion in the five hardest - hit counties: Sonoma, Napa, Solano, Lake and Mendocino, where more than 5,000 homes and other structures were destroyed.

For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the risk that the parties may not be able to satisfy the conditions to the proposed transaction in a timely manner or at all, risks related to disruption of management time from ongoing business operations due to the proposed transaction, the risk that any announcements relating to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable to achieve cost - cutting synergies or it may take longer than expected to achieve those synergies, and other factors.

The widespread use of portfolio diversification and other risk mitigation tactics, combined with recent advancements, have made markets more interconnected than ever before.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

No one other than Trump, and possibly (though not necessarily) his lawyers know what he is seeking to conceal from Mueller, but there's something from which he feels he must protect himself, and he is willing to take large legal risks, and to undermine rule of law, to do so.

Rather than chasing the price action, we decided to patiently wait for a pullback or other low - risk buy entry to develop.

With lower external debt than other regions, Asian economies have been less vulnerable to a strengthening U.S. dollar, which remains one of the main risks to our outlook for emerging markets.

My point was and is that the equity risk premium is bundled up closely with the nature of the security itself (i.e., being a publicly traded, relatively liquid investment asset called an equity, that has a very specific bundle of rights and risks attached to it), which has very different characteristics than the many other financial assets available in the economy (many of which have bundles of risk that are perceived as «riskier», and many of which are perceived as «less risky»).

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

A B2B buyers» higher negative rating of salespeople is inversely related to a department's tolerance for risk; for example, IT buyers rated 37 % of all salespeople as poor - higher than any other department - while their risk tolerance was a low 5 out of 10.

Lower yields Treasury securities typically pay less interest than other securities in exchange for lower default or credit risk.

Canada managed the financial storm of 2008 better than others because we anticipated risks and acted proactively with public policy foresight, responsible oversight of our financial industry, and better decisions and performance by financial service providers and our clients than was the case in other countries.

For more than 23 years — from 1984 to 2007 — Mr. Bralver was a founder and Vice Chairman of management consultancy Oliver, Wyman & Co. where he specialized in strategy, risk and operational work for leading investment banks, asset managers, exchanges and other market utilities.

Currently, the millennial attrition risk for investment advisor relationships is four times higher than other generations, the study found.

These rates will vary by lender, term, and risk, and may be lower than other options such as merchant cash advances (or credit card advances).

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

And did that do anything in the first place, other than to boost risk assets and «encourage» policymakers in Congress to spend at Fed - influenced low interest rates?

One warning to note: Blooom doesn't use your risk profile or future goals, other than your desired retirement date, to create an asset allocation.

Rabobank's approach to the digital space seems to be somewhat more hands - on than others, like investment banks J.P. Morgan and Goldman Sachs, or banking corporation Bank of America, each of which has reported that cryptocurrencies pose risks.

The fund will be more susceptible to these risks than other funds because it may concentrate its investments in a limited number of issuers and currently focuses its investments in particular sectors.

While figure 1 shows that overall size is not the only factor in determining systemic risk and that some smaller banks can be systemically important in other dimensions, it also suggests that the largest banks, such as JPMorgan Chase (JPM), Bank of America (BAC), and Citibank (C) are systemic in areas other than size alone.

There are other important advantages to using binary options such as they involve lower risk levels than other investment types as well as generating larger payouts.