Sentences with phrase «other type of mortgage lending»
Of particular interest to me are cases where a lender or broker claimed a specific exemption from usury limitations, or cases where testimony from a «usury expert witness» or other type of mortgage lending expert witness was considered.
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While strict mortgage - lending laws were in place before he took office and they came at a cost — less home ownership and slower economic growth — the state's conservative rules, as WSJ notes, «largely prevented the state's residents from signing the types of dubious home loans written in other markets across the country.»
The type of mortgage you get also plays a factor, with some lenders limiting how much they'll want to lend to 80 % or less of the home's value, while other special programs allow you to borrow between 95 % and 100 % of the value of the home if you qualify.
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In addition, home loan performance remains higher than for other types of consumer lending, and well above mortgage performance throughout the 1980s and 1990s.