In addition, home loan performance remains higher than for
other types of consumer lending, and well above mortgage performance throughout the 1980s and 1990s.
Unlike
other types of consumer debt, privately - issued financing can not typically be discharged during bankruptcy, which means it's nearly impossible to escape privately - issued debt.
Unlike
other types of consumer obligations, college debt must be paid back.
The Fed's policies and actions indirectly affect the cost of auto and personal loans, mortgages, and
other types of consumer financing.
Approximately 9 Americans out of 10 depend on their mortgage, student or
some other types of consumer debts with high - interest rates.
Other types of consumer debt have grown dramatically since 2008, which suggests people are using credit to supplement incomes that are depleted by housing costs.
Unlike
other types of consumer loans, student loans often have special benefits available during repayment.
Borrowers overwhelmed by private student loan debt often discover an ugly truth too late — these loans can't be discharged in bankruptcy like
other types of consumer loans.
Any decline in home equity balances could be offset by higher demand for
other types of consumer loans.
Student loan debt is different from
other types of consumer debt because of the high balances involved.
Home equity loans have a higher delinquency rate than
all other types of consumer loans, according to data from the American Bankers Association.
Home equity lines of credit often have significantly lower interest rates than
other types of consumer credit like auto loans and credit cards.
«Besides the nearly 60 percent of banks tightening standards on credit card debt, 65 percent said they had tightened lending standards for
other types of consumer loans over the last three months.
While garnishments including those mentioned above do not require a court order,
other types of consumer debt — including credit cards and medical bills — do.
In general, student loans differ from
other types of consumer loans in that the interest rate and costs offered may be substantially lower and the repayment schedule of a student loan may be deferred while the student is still in school.
Home equity lines of credit, like
other types of consumer debt, also have an impact on one's credit history and score.
The same 10 % rate applies on average toÂ
other types of consumer delinquent debt, such as mortgages and credit cards.
Since it is a secured loan, the interest rate is generally lower than many
other types of consumer loans.
Even now,
other types of consumer lending are starting to tighten.
Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and
other types of consumer behavior.
Retailers are adjusting to this shift in several ways, including redesigning storefronts to attract
other types of consumers.
So this definitely includes credit card debt and
any other type of consumer debt.
The requirements and procedures involved in the payday application process are very simple and clear - cut compared to
others type of consumer loans.
The methods for collecting private student loans are generally the same as
any other type of consumer debt (like credit card debt, medical debt, etc.).
You see, it appears that Circuit City executives got the idea that just about anyone can sell a television, digital camera or
any other type of consumer electronics product.
If you believe that you have been the victim of false product claims, deceptive trade practices, or
any other type of consumer fraud, our experienced attorneys and our support team at Arias, Sanguinetti, Wang & Torrijos can effectively protect your rights and help you seek compensation.
Not exact matches
Consumer and business lenders are among the
other types of companies that have held talks with the Vision Fund.
But you see those shifts disproportionately for medicines versus
other types of health care, so
consumers are paying more out
of pocket now for their drugs than they are for
other types of care on a regular basis.
For those who are concerned about the reach
of their video - marketing content, 92 percent
of mobile video
consumers share videos with
others, 75 percent
of online video viewers have interacted with an online video ad this month and 52 percent
of marketing professionals name video as the
type of content with the best return on investment (ROI).
On the
other hand, Apple has tens
of millions
of proprietary devices in people's hands, and they've shown over time that they know how to do these
types of complex
consumer offerings in very elegant and easy - to - use ways.»
What he doesn't touch is what
other types of services Apple might one day offer, given its vast database
of consumer's credit card information.
Data from a number
of other studies, including the Nurses» Health Study and the Health Professionals Follow - up Study also report greater risk
of type 2 diabetes, high blood pressure, heart disease and metabolic syndrome, which is related to diabetes and cardiovascular problems, for
consumers of artificially sweetened beverages.
In the aftermath
of the Great Recession
of 2008 - 2009, technology stocks traded at lower price - to - earnings ratios than many
other types of businesses, such as
consumer staples, because investors were frightened.
Last year, Jawbone was planning to shift to some
type of clinical health product that it'll sell directly to
other businesses instead
of consumers.
When a
consumer opens a new credit card account, the
consumer is told what the Annual Percentage Rate (APR) or interest rate will be for purchases and what the APR will be for
other types of transactions such as cash advances.
For example, if we find that internet searches for big ticket items are increasing or decreasing in one country compared to how they are trending elsewhere in the world, we can draw a conclusion about whether
consumers there will increase or decrease these
types of purchases in the near future compared to
consumers in
other countries.
Refers to a
type of business that markets to
other businesses, rather than to
consumers.
«The
type of credit that this bill helps
consumers access is the kind that makes it easier for vulnerable
consumers to sink into insurmountable debt — like payday and
other high - cost loans.»
Reynolds answered that
consumers want flexibility and choice, and a life policy they can also use for long - term care and
other types of coverage.
Consumer Benefits --- Receiving family rates for health, homeowners», auto, and
other types of insurance.
As
consumer product demand evolves the dynamics between different packaging
types also evolves favoring some packaging
types and formats and leaving
others increasingly out
of line with demand patterns.
As
consumer product demand evolves the dynamics between different packaging
types also evolves favouring some packaging
types and formats and leaving
others increasingly out
of line with demand patterns.
«The Court decision provides a clear indication
of the
types of conduct that are unacceptable in commercial transactions, and gives guidance as to the standards to which businesses should conform in their dealings with
other businesses, and indeed, all
consumers».
When
consumers were asked to rank the positive health impact
of packaging for foods, 55 percent have a clear preference for glass over all
other packaging
types, with cans at 30 percent and plastic bottles 18 percent.
If this happens, formula will become part
of a shameful club - the only
other consumer goods in America that have these
types of restrictions and laws governing their advertising and packaging are tobacco products and alcoholic beverages.
The study's results suggest
consumers who have a high level
of trust in
other people distinguish between these two
types of errors in online reviews.
CHILL OUT A new
type of battery that works at extremely low temps could help build sturdier
consumer electronics or power vehicles on
other planets.
«The fact that these effects are stronger for those
consumers who define themselves based on
others» perceptions shows that this
type of marketing strategy could prove especially useful in cultures where social relationships are central to one's identity.
Given the massive recall
of toys contaminated with lead last year, let alone all the
other bad news about chemicals seeping out
of just about every
other conceivable
type of consumer item, it's no wonder that people are nervous about what might be inside the wrapping paper this next holiday season.
But the initial purchase price for LEDs is higher than
other types of bulbs, so many
consumers haven't made the switch.