Sentences with phrase «other types of life insurance because»

Infant life insurance is generally much less expensive than other types of life insurance because of the increased length of the policy coverage and the reduced amount of immediate risk faced by the insurer.

Simply put, second to die or survivorship life insurance differs from all the other types of life insurance because it insures the lives of two people AND only pays a death benefit upon the death of the last survivor.

It is inexpensive relative to other types of life insurance because it is designed to provide temporary protection only and builds no cash value.

These policies are generally less expensive than other types of life insurance because they are limited in what they cover.

Simply put, second to die or survivorship life insurance differs from all the other types of life insurance because it insures the lives of two people AND only pays a death benefit upon the death of the last survivor.

It really should only be purchased by people who do not qualify for any other type of life insurance because of their poor health.

Not exact matches

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

In general, these 3 other types of universal life insurance can be defined as NON-GUARANTEED because they are based upon financial performance leaving the cash value vulnerable.

Because variable life insurance allows you to allocate a portion of your premiums to a separate investment account, this type of life insurance is generally more expensive than other types of coverage.

In this case, because we've broadened our search to include other types of permanent life insurance, we've relaxed these requirements.

Variable Life is the most expensive type of permanent, cash value life insurance you can buy because it allows you to direct a portion of your premium into stocks, bonds or other «variables» in the company's portfoLife is the most expensive type of permanent, cash value life insurance you can buy because it allows you to direct a portion of your premium into stocks, bonds or other «variables» in the company's portfolife insurance you can buy because it allows you to direct a portion of your premium into stocks, bonds or other «variables» in the company's portfolio.

The cash value accumulation has a more distinct investment component than other types of permanent life insurance because it allows you to choose from a variety of investment options.

Generally speaking, guaranteed issue life insurance will cost a bit more than some other traditional types of life insurance because of the increased risk factor taken on by the insurer.

Life insurance agents may push whole life or other types of permanent insurance because of the products» cash value featLife insurance agents may push whole life or other types of permanent insurance because of the products» cash value featlife or other types of permanent insurance because of the products» cash value feature.

Whole life insurance is generally regarded as the safest type of permanent life insurance because the investment element that helps grow cash value isn't subject to the fluctuations found in other types of permanent life insurance.

If you have any other kind of insurance policy through Farmers, they may be trying to sell you a life insurance policy — but just because they are right for another type of insurance doesn't mean they are always going to be your best choice.

Because they only offer a single policy, then one potential drawback is that the company does not offer any other type of life insurance.

The ease of approval and lack of underwriting makes guaranteed issue life insurance ideal for seniors who may be charged higher rates for other types of policies because of their age or health.

Because of their permanent protection, these policies tend to have a much higher initial premium than other types of life insurance.

That is because, just as with other types of products and services that are available in the marketplace, not all life insurance carriers will price their products in the same manner.

Variable Life Insurance is fraught with more risks for the policyholder than any other types of insurance with a buildup of cash value feature because both the cash value and the amount of the death benefit may fluctuate up or down depending on the performance of the investment funds selected by the policyholder to underlie thInsurance is fraught with more risks for the policyholder than any other types of insurance with a buildup of cash value feature because both the cash value and the amount of the death benefit may fluctuate up or down depending on the performance of the investment funds selected by the policyholder to underlie thinsurance with a buildup of cash value feature because both the cash value and the amount of the death benefit may fluctuate up or down depending on the performance of the investment funds selected by the policyholder to underlie the policy.

This is because, just like other products and services that you purchase, life insurance coverage can be priced quite differently from one insurance company to another — even for the very same type and amount of protection.

For young adults starting out in life or thinking about having a family, term life insurance is typically an ideal option because it can be more affordable than other types of life insurance.

With term life insurance, there is death benefit coverage only, without any type of cash value or savings build up — and because of that, term life insurance can often be much more affordable than a comparable permanent life insurance policy option (with all other factors being equal).

These policies will always be more expensive on a month to month basis than any other type of term life insurance policy simply because your premiums get returned in the end.

Because of its low cost, relative to other types of life insurance, term life continues to be the most popular life insurance choice.

Others simply wish to buy one because of their desire to have financial options for their children in the future but for those whose reason is for them to accumulate more in the future then choosing an interest - sensitive life insurance would be the perfect type of life insurance policy for them.

Your other choice is to talk to an insurance agent, but make sure you pick the right one because there are two types of life insurance agents.

Because of this more «basic» type of coverage, term life insurance is usually much more affordable than a comparable permanent life insurance policy — with all other factors being equal.

That's because the quotes you'll get will be different, based on your personal needs and profile, other insurance policies you might bundle with the renters policy, your geographic location, and the type of property you live in.

Because these plans aren't going to expire, they are going to be more expensive than other types of life insurance.

Indeterminate premium life insurance has many advantages: • Premiums are lower than other types of whole life coverage — because of this, you can buy more affordable insurance.

Because some forms of arrhythmia pose more serious health risks than others, the type of irregular heartbeat a person has will greatly influence his or her life insurance application.

When compared to other types of life insurance policies, such as level term insurance, ART is a far less common choice because most people don't like the rising premiums each and every year.

This is because, just like with most any other product or service that you may buy, the price that is charged for life insurance coverage can often differ — sometimes quite substantially — from one insurance carrier to another, even for the same type and amount of policy.

This is because unlike other types of permanent policies, variable life insurance gives you complete control over your investments - be they stocks, bonds, or money market funds.

In general, these 3 other types of universal life insurance can be defined as NON-GUARANTEED because they are based upon financial performance leaving the cash value vulnerable.

In this case, because we've broadened our search to include other types of permanent life insurance, we've relaxed these requirements.

Term insurance is less expensive than permanent insurance because it does not build cash value, and the mortality rate for term insurance policyholders is much lower than other types of life insurance.

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

One reason for this is because the face amount of these particular policies is usually less than many other types of life insurance.

We usually like to steer people away from simplified issue life insurance or other policy types where you don't need an exam to get covered, because you're paying for that convenience — literally — in the form of much higher monthly premiums.

It allows you to buy more insurance than you might otherwise be able to afford right away because premiums are lower than for other types of whole life coverage.

Many financial experts recommend term life insurance because of its innate affordability, transparency, and simplicity compared to other types of life insurance.

Because whole life insurance offers permanent coverage, or coverage during the policyholder's entire life, the premium is much higher than that of other types of life insurance, but they also never increase.

As we just pointed out, the cost of a guaranteed acceptance life insurance policy should also be considered as a «potential» disadvantage because when compared to other more traditional types of life insurance policies.

There is no one right answer for the average cost of a life insurance policy, because the prices for life insurance may vary based on your age, gender, insurance company, type of life insurance, amount of coverage, and several other factors used to determine your rate for life insurance.

, you definitely going to want to consider a guaranteed issue life insurance policy because, you're simply not going to be eligible for any other «Type» of coverage right now.

Focus on these «types» of individuals simply because if you are someone who may «recover» from their pulmonary heart disease, chances are there may be several other «types» of life insurance policies that may or may not be available to you depending on how «well» your health improves.

Because a term life policy is only in force for a specific amount of time it is less expensive than some other life insurance types.