Sentences with phrase «other vehicles are insured»

Companies that specialize in high - risk auto insurance may offer low rates to teens, so it might be smart to shop around for a policy even if the family's other vehicles are insured with a different company.

Not exact matches

Differing legislation is moving through the state Senate and Assembly that would legalize ride - hailing services upstate by addressing concerns — voiced by Attorney General Eric Schneiderman, among others — about insuring the vehicles.

These systems also seem to reduce the frequency of bodily injury claims for other road users, but evidence is mixed for injury claims by the occupants of the insured vehicle.

For XC60s, overall losses under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per insured vehicle year compared with $ 92 per insured vehicle year for the control group.

After passing its Safety and Smog inspection by a Factory - trained Certified BMW Master technician every vehicle is put through a meticulous reconditioning process insuring the customer that the vehicle they are buying is completely detailed inside and out, as well as being free of dings, dents, scratches, curb rash or any other major imperfections.

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

Rates often vary according other factors including a driver's age, driving history, how the insured vehicle is used and where the driver lives.

There are also opportunities to save by insuring multiple vehicles, driving a car with air bags, always wearing seat belts and taking advantage of various other discounts.

Here's an analogy compared to traditional funding vehicles: Other than not being FDIC insured - it's similar to a medium - risk two - to three - year CD, usually with no early surrender charges if you chicken out and want your money back before 24 months; that pays between 125 % to 150 % at maturity.

In other words, you must be insured to drive the vehicle you'll use for Uber, but you don't need to have the vehicle registered in your name.

Typically, auto insurance coverage — liability and collision — will cover the insured person's damage to his or her vehicle in an accident, the damage to the other person's auto or property if the insured was at fault, as well as medical bills, all up to the maximum stated in the policy and subject to the deductible.

● Make safety a priority; responsible for use of personal protective gear and insuring that all tools, equipment, vehicles and other co-workers are working safely in all related conditions.

Liability insurance is the minimum amount of insurance required, because it's designed to award compensation for injuries sustained by the insured driver as well as other motorists» vehicle damage.

[42] In other words, Part 7 (at least so far as it is concerned with benefits following injury, rather than death benefits) has two related objects: to compensate an insured person for a portion of the financial loss accrued from temporary total disability caused by a motor vehicle accident; and, where possible, to do so in a manner that brings about the end of the total disability by returning the injured person to employment or self - sufficiency.

(1) Despite any other provision of this Regulation and unless otherwise agreed in writing by the named insured and the insurer, subsection (2) applies to every motor vehicle liability policy that is in effect on September 1, 2010 until the earlier of,

(2) Clause (1)(c) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

(3) Clause (2)(b) does not prevent an excluded driver or any other occupant of an automobile driven by the excluded driver from recovering accident benefits under a motor vehicle liability policy in respect of which the excluded driver or other occupant is a named insured.

If you were a passenger in an uninsured vehicle, and the other car involved in the accident is insured, then the insurance company for that vehicle will deal with your application for accident benefits.

However, other parts of the Certificate identified him as being excluded from driving both of the described vehicles that were insured under the same policy.

2237466 Ontario brought an application to have the certificate declared null and void because Intact had not paid the insured and was not the «owner or other person lawfully entitled to the vehicle», a precondition for the party obtaining the section 24 certificate.

This type of coverage ensures your financial protection should your insured vehicle be damaged by something other than a collision.

$ 10,000 in PIP covers you, your passengers and other authorized drivers of your car who are injured while in your insured vehicle

Common Exclusions: No coverage for (1) bodily injury / death when you are using your vehicle to carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2) liability assumed under a contract; (3) bodily injury / death to an employee; (4) bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6) bodily injury / death to you or relative; (7) bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8) bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.

Therefore, vehicles that are considered to be safer than others will always cost less to insure.

A vehicle with airbags, anti-lock brakes, an anti-theft device and other features can be slightly cheaper to insure than a comparable vehicle without them.

In the event the insured person is involved in an accident where the other party is not insured or has insufficient coverage or their vehicle is damaged during a hit and run, Uninsured Motorist protection helps pay for repairs to the insured's vehicle and any medical expenses they may have.

Other drivers with young children will only insure their second vehicle during the summer months when the kids want to be chauffeured around town on their school holidays.

Comprehensive and Collision insurance will pay for repairs to the insured's vehicle and their medical expenses when they are deemed to be at fault in an accident or when the other driver's insurance is not sufficient to cover damages when they are at fault as well as damages to the vehicle when it is damaged by wildlife or another act of nature.

In every other case, when the insurance carrier finds that the insured is breaching the terms of the policy like driving the vehicle for purposes other than for personal use (i.e. delivery, newspaper route, or for business), the insurance company will not renew the policy, but coverage will remain in effect until the end of the policy period.

Some vehicles are more likely to be stolen than others, and these will cost more to insure.

Further understanding automobile insurance requires examining why certain types of vehicles are more expensive to insure than others.

Cars and trucks that are the most economical to insure are generally large vehicles that are safe for the passengers but not so large or fast to do extensive damage to other vehicles.

When insuring your automobile whether it is about truck, motorcycle, car and other road vehicles, it is important for you to find out the available insurance policy in your country, state or even region.

If your home, car and other vehicles are properly insured, but you still wonder if your coverage is enough, you may want to consider umbrella insurance to cover unexpected situations that could negatively impact your financial well - being.

All truck - tractors, buses and other commercially registered motor vehicles operated in Pennsylvania must be covered by financial responsibility in the form of a standard motor vehicle liability policy from an insurance company licensed to do business in the Commonwealth (unless the vehicles are self - insured in accordance with regulations of the PA Department of Insurance and the PA Department of Transportation).

However, if the car is paid off and isn't worth insuring, you could save a significant amount of money every month by scaling back to the bare minimum that law requires you to have, like liability, which will pay for any damages you cause to other vehicles.

FR Bonds do not insure vehicles, which means if a driver other than the one named on the bond causes an accident, that driver is not protected.

The Act requires that motorists either be insured, or have made a specified deposit (# 500,000 in 1991) and keeps the sum deposited with the Accountant General of the Supreme Court, against liability for injuries to others (including passengers) and for damage to other persons» property, resulting from use of a vehicle on a public road or in other public places.

Injuries to other people if you are at fault — Example: An insured policyholder's teenage son was driving in a car with his sister and her friend when all of a sudden he lost control of the vehicle, hitting a telephone pole.

Helps pay for damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured or is underinsured.

Participating in sports activities, such as parachuting / skydiving, hang gliding, scuba diving, bungee jumping, mountain climbing riding / driving in rallies or races using a motorized vehicle, caving or pot - holing, equestrian activities or hunting, sea diving or any other underwater activity, canoeing or rafting that involves boating or yachting, white water rapids out of the coastal waters, participating in professional sports, any hazardous or potentially hazardous sport for which the insured person is untrained.

This vehicle, like other vehicles running on the road, must be insured.

If a person other than the insured is driving the vehicle at the time of an accident and they are not listed as being covered, the damage might not be covered.

In the event the insured individual is at - fault in an accident, bodily injury liability will pay for the medical bills of the other driver and the passengers in their vehicle.

In some cases, a comprehensive policy may cover a theft of property from the vehicle (like a thief breaking a window and taking a laptop or other property), but in other cases, none of the vehicle's cargo will be insured.

Each insurer will differ in reference to which family members, passengers and the others they insure outside the vehicle's driver, so in case you commonly have family members in the vehicle or a teen who drives the automobile, it is best to compare policies to discover which suits your requirements.

The provision shall further provide that a written statement by the liability insurer, whose name appears on the certification of financial responsibility made by the owner of any vehicle involved in an accident with the insured, that the other motor vehicle was not covered by insurance at the time of the accident with the insured shall operate as a prima facie presumption that the operator of the other motor vehicle was uninsured at the time of the accident with the insured for the purposes of recovery under this provision of the insured's liability insurance policy.

If a person who is legally entitled to recover damages from the owner or operator of an uninsured motor vehicle is an insured under the uninsured motorist coverage of a policy that insures more than one motor vehicle, that person shall not be permitted to combine the uninsured motorist limit applicable to any one motor vehicle with the uninsured motorist limit applicable to any other motor vehicle to determine the total amount of uninsured motorist coverage available to that person.

In Employers» Fire Insurance Co. v. Baker, 383 A. 2d 1005 (1978), the Rhode Island Supreme Court upheld an «owned - but - not - insured» exclusion, finding that the statute did not mandate the extension of the policy to all other vehicles that may be owned by a person but that are not insured.

My car and three other parked vehicles were struck by a vehicle which was only insured for property damage liability up to $ 10,000.