Sentences with phrase «others at a higher rate of interest»

The bank uses your money to make loans to others at a higher rate of interest.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The record high levels of consumer debt among Canadians has also raised a red flag from Bank of Canada governor Mark Carney and others who have warned that interest rates will rise at some point — raising the cost of borrowing.

Credit cards often charge a higher interest rate than other types of credit — the average credit card rate currently stands at around 16 - 18 % (depending [Read More]

Credit cards often charge a higher interest rate than other types of credit — the average credit card rate currently stands at around 16 - 18 % (depending on which statistics you look at).

This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

The most common piggyback loan is the 80-10-10 — the first mortgage is for 80 % of the home's value, a down payment of 10 % is paid by the buyer, and the other 10 % is financed in a second trust loan at a higher interest rate.

«H.R. 3299 would go much further to allow other third - parties, including payday lenders, to evade or outright disregard state - level laws, and collect debt from borrowers at unreasonably high rates of interest if they purchase loans from a national bank,» said Ms. Waters.

At the same time that the federal government was getting out of the housing business, the economy in Massachusetts and other New England states was rebounding and the high interest rates that had dampened the real estate market in the late «70s and early «80s were easing.

Due to CBN's fixation with fixing exchange rates at a subsidized rate, it had to tighten money supply leading to a high monetary policy rate of 14 % with other interest rates following from that high base.

«The poor performance of industry and the business sector in general, could also be attributed to other challenges they faced, including, but not limited to, lack of access to finance, high interest rates, an unstable exchange rate, high import duties on raw materials and machinery, poor facilitation of import and export trade, particularly at our ports, inadequate and poor quality of raw materials for industrial processing, a poorly developed domestic trade infrastructure, lack of effective collaboration between research institutions and industry, limited access to serviced land for industrial production activities and poor standards of regulation and certification.»

Thus, a lender considers everyone seeking such a loan as a high risk, and assumes that risk at the cost of higher interest rates and other fees.

Several other interest checking accounts offer rates that are higher than this account's 1.60 % APY, but almost all of them require far more monthly account activity for those rates — and none of them come with the wide range of online services we found at MemoryBank.

Without savings, you're at the mercy of the credit card companies and others who are eager to lend you money at very high interest rates no one can afford.

Second mortgages come at high - interest rates than the first loan but this is still lower than other types of debt.

Some of you may be more experienced and more practiced at money management than others making sure all bills are paid on time every month, full amounts paid to avoid interest charges on credit cards, keeping your credit rating as high as possible.

However, if you are currently paying high rates of interest with other cards, but a new card offers you a balance transfer at a great rate, why wouldn't you want to take advantage of the lower rate and possibly paying off your debt faster?

The other thing I would suggest is to consider the tax implications of each investment and then balance them across multiple accounts; ie, the stuff that generates interest and that is taxed at the highest rates (Bonds, GICs, REITs) goes in your TFSAs, International stuff goes into your RRSPs so there's no withholding of foreign dividends, and stuff that generates Canadian dividends goes in your taxable account to get the Canadian gross up tax dividend.

Because mortgages are traditionally the least expensive form of borrowing (because the loan is secured by your house), you might be able to borrow at a low interest rate to repay your higher interest rate credit card and other debts.

In essence, we facilitate lending among our members, creating a situation where both parties benefit: Borrowers pay lower interest rate than they would on their credit cards or similar unsecure loans, while Lenders receive the interest the borrowers pay at higher rates than other investment opportunities of comparable risk (stated interest rates of 6.69 % -19.37 % after service charge) How many loans have you done (and for what amount)?

Taking a look at the cost of cash back rewards first, the interest rate range offered by Credit One Bank is slightly higher than other rewards cards with similar cash back offers.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

If you have other debt such as home equity loans, credit cards, auto loans, and student loans, it is likely that some or all of them are at a higher interest rate than the low mortgage rates available these days.

Rising interest rates are a negative for companies that are heavily indebted, but a plus for banks and other companies with a high amount of assets that will return more money with interest rates being at a higher level.

Where other banks require you to have tens of thousands of dollars on deposit to earn the highest interest rate offered (usually between $ 25,000 to $ 50,000), Mutual of Omaha Bank's interest rate kicks in at of balances of $ 1,500.

The most important thing for you may be to look at which debt has the highest interest rate so you can get rid of that one first — maybe with a consolidation loan or maybe by paying it off before the others.

The Bank of Japan keeps interest rates at near - zero, making JPY a popular «carry trade» currency against other higher - yielding currencies.

On the other hand, you can pay discounted fees, reduced fees, or even no fees at all — but understand that this comes at the expense of a higher interest rate.

This means that the interest free grace is for a limited period, At the expiration of the 0 % introductory interest rate period, the interest rate may jump up higher than that of other credit card companies that don't offer 0 % introductory interest rate.

Take a look at your credit cards, student loans, and any other debt you're carrying, and begin paying extra to the debt with the highest interest rate — paying more now can save you thousands of dollars in the long run.

Interest rates on conforming 30 - year fixed - rate mortgages were unchanged at 4.23 percent last week, while average mortgage rates on other types of 30 - year loans MBA track were 0.03 percentage point to 0.04 percentage point higher than the prior week.

The interest rate is usually fixed for the term of the deposit and is generally higher than a transaction account but not always higher than some other at - call high interest savings accounts.

That could mean we have a real interest rate bubble, but it also could mean that lots of other assets are undervalued, at least if the liquidity effect defeats the higher real interest rate effect of moving out of Treasuries.

Credit spread also refers to the difference between the value of two securities with similar interest rates and maturities when one is sold at a higher price than the other is purchased.

Because financial institutions know that the funds deposited will remain at the bank for a set amount of time, interest rates are generally higher than other types of deposit accounts, such as savings or checking accounts, where money can flow in or out at any time.

Afterwards, testing determined that «those who looked at the pictures of cars, electronics, and jewelry rated themselves higher in depression and anxiety, less interested in social activities like parties, and more in solitary pursuits than the others.»

If you choose not to follow the Protocol, you issue proceedings and either your debtor is familiar with the Protocol or instructs solicitors who are, then the following sanctions can be imposed by the court: - • An order staying the proceedings which also requires compliance with the Protocol; • An order that if you have not complied you pay the costs of the proceedings or part of the costs of the other side even if you obtain judgment in your favour; • An order that those costs are paid on a more stringent basis known as an indemnity basis; • An order depriving the party who is at fault of any entitlement to interest or alternatively awarding interest at a reduced rate; • Depending on who is at fault the court can also order payment of a higher interest rate of up to 10 % above base rate.

Current Assumption Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.

Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.