Sentences with phrase «others coverage exists»

That's why medical payments to others coverage exists.

«Emergency medical & dental is primary if no other coverage exists (Medicare does not provide coverage if an eligible Medicare recipient travels outside the U.S. - so the travel insurance emergency medical benefit then becomes the primary).

Not exact matches

Managers employ fundamental credit processes focused on valuation and asset coverage of securities of distressed firms; in most cases portfolio exposures are concentrated in instruments that are publicly traded, in some cases actively and in others under reduced liquidity but in general for which a reasonable public market exists.

An existing benefit that offers parents or guardians of critically ill children up to 35 weeks of coverage will also be tweaked to allow them to share that leave with other family members.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The purpose of the Rural Telephony Project is to extend the coverage of wireless mobile telephone services as far as possible into all areas of the country where access to such services is not adequately available, and where existing licensed operators have proven unwilling or unable to expand their networks, due to commercial, geographical or other constraints.

In the coverage of the new case, The Connecticut Mirror's Jacqueline Rabe Thomas highlights lead Plaintiff Jessica Martinez struggle to get her son Jose into a better public school: «Quality schools exist in our neighborhoods, too, but their doors are open only to just a few lucky few... Enough is enough... We are not buying the excuses any more, whatever they are, for why the students get the golden ticket to success and others get the wait list.»

Customers of other carriers that have transitioned to 4G LTE without further speed upgrades to their existing networks are likely to see a jarring drop - off in speeds when they move out of LTE coverage.

If you are an existing customer or you are thinking to leave AT&T because you drop to many calls, or Sprint because its coverage is like no other, seriously..

An existing benefit that offers parents or guardians of critically ill children up to 35 weeks of coverage will also be tweaked to allow them to share that leave with other family members.

Acceptance also received a very high number of complaints and poor reviews from existing customers, so we would recommend first considering other auto insurers unless you've been denied coverage elsewhere and are limited in your options.

A renters insurance umbrella is a policy offering liability coverage, generally in increments of a million dollars, which sits on top of your existing renters insurance or other liability coverage and responds when that coverage has been exhausted.

Although the premiums on these plans are typically higher than they are on most other types of life insurance plans, those who possess adverse health conditions can still obtain life insurance coverage with pre existing conditions — so this can provide a great deal of peace of mind to those who would otherwise not qualify for life insurance benefits.

Couples with existing insurance coverage will probably want to change the beneficiary of their respective life insurance policies to each other.

They should also look at existing extended health insurance and disability to see if one or the other's policy offers spousal coverage.

Supplementing existing groups of works with new acquisitions that extend the understanding and coverage of the collection - the Asger Jorn room now has three new pictures; there are new works in the collection by Poul Gernes, Sigmar Polke, Georg Baselitz and others.

Given the narrow characterization of the «comparator group» in Auton, the case would seem to preclude reliance on section 15 by persons seeking unproven treatments which are not included in the existing public insurance scheme, in the absence of evidence that other groups receive coverage for unproven therapies at greater rates.

Post-trial the insurer is limited to disputing only the legal conclusion of whether coverage existed and usually barred from re-litigating any other aspect of the suit.

Thus, if the corporation incurs loss before its directors and officers, which is usually the case, the corporation may be covered first leaving no coverage for the directors, even if there exist other potential claims at the time against the directors and officers.

Your agent can search for the cheapest term life insurance in Georgia, or search for other things like the best plans for families, or best coverage for an existing medical condition that you may have and definitely want to make sure is covered.

As for other property, check your existing coverage closely.

If you wish to increase the coverage area of your auto insurance policy, you should talk to your insurance agent / broker — in some cases you may increase the coverage on your existing policy, in other cases you may get better value by buying an additional policy for the other areas.

Special enrollment periods, a longstanding feature of employer - sponsored coverage, exist to ensure that people who lose health insurance during the year, or who experience other qualifying events, have the opportunity to enroll in coverage.

However, there are some drivers who would choose not to add additional premiums intended for underinsured motorist coverage on their existing insurance coverage since they believe that other insurance forms may cover the said excess.

Typically, you will add coverage for your engagement ring or other jewelry to an existing homeowners or renters insurance policy.

Other commenters requested the expansion of existing special enrollment periods, including adding provider network and drug formulary errors to the special enrollment period for plan or benefit display errors under paragraph (d)(4) of this section, allowing dependents of Indians to enroll in or change enrollments along with the Indian through the special enrollment period in paragraph (d)(8) of this section, and allowing for a retroactive coverage start date for consumers who qualify for the special enrollment period due to a loss of minimum essential coverage in paragraph (d)(1) of this section.

While many insurance professionals aren't opposed to the idea of term life insurance (many are advocates of it), complaints exist due to the manner in which Primerica agents spread inaccurate information and accuse other insurance professionals of being «scammers» if they suggest any type of coverage other than term during a financial review.

Many travel insurance policies do exclude coverage for existing medical conditions and these exclusions are listed in the policy along with other terms and conditions.

Everyone is different, while some need minimal coverage that could easily be covered by an overlay on an existing AMA plan, others might need comprehensive coverage in multiple forms, including personal, retirement, and business overhead policies.

«Special Enrollment Periods» (SEP) continue to be available if you lose existing qualified coverage through an employer, by moving to a different area, from a divorce, having a baby, and several other scenarios.

Travel insurance is like any other type of insurance, in that there are terms, conditions, and limitations that impact coverage, and coverage for existing medical conditions is excluded from many of our travel insurance policies.

Other existing or pending life insurance policies, including company names, coverage amounts, and policy numbers, if available.

Please note that travel insurance is like any other type of insurance in that there are terms and conditions that determine if a claim is payable, and unfortunately, the product your father purchased did not include coverage for existing medical conditions.

Apart from other value added features like expert's medical opinion on critical illness, deductible plans for customers who can afford to pay the initial claim amount or with existing cover, the policyholder is eligible for new born baby coverage and maternity charges.

Since Aflac and other comparable coverage is considered «supplemental,» you typically buy a policy as an add - on to your existing life and health policies.

Although the premiums on these plans are typically higher than they are on most other types of life insurance plans, those who possess adverse health conditions can still obtain life insurance coverage with pre existing conditions — so this can provide a great deal of peace of mind to those who would otherwise not qualify for life insurance benefits.

Simply, sicknesses, injuries or other medical conditions existing in the 60 day period prior to your coverage effective date for which you received diagnosis, treatment or advice are pre-existing conditions.

However, some life insurance providers are well - known for providing coverage to people with existing health conditions and may have more optimum rates and different coverage criteria than other providers.

This is separate from any other coverage and usually covers losses only in excess of amounts collectible under other existing coverages.

Things such as outstanding bills, medical costs if there is no other coverage and any existing health conditions can also be added to the estimate.

Sometimes, your RV can be added as a vehicle to your existing auto policy, but other times your insurance company will require separate coverage.

Mandatory coverage exists to protect other people, and is also known as liability insurance.

For instance, it defines the coverage territory, and explains how your policy will apply when other insurance exists.

The same coverage would exist if you were involved in an accident involving an aircraft, ATV, snowmobile or other vehicle that you do not own.

To avoid buying too much coverage, factor in your savings accounts, investments, retirement accounts, pensions, survivor's benefits, existing life insurance policies from employers, and other sources of income.

If you are tired of over paying on your Mississippi vehicle coverage, then join the thousands of others who have discovered that low cost Tupelo car insurance does exist.

If the insurance company asks about existing coverage that you own, or if you are applying for other coverage at the same time, make sure that you tell the truth.

Any type of injury or health disease from which the policy holder is diagnosed or had signs or received any medical symptom for the same and all other pre - existing disease are excluded permanently from the coverage of Critical Illness Insurance Policy.

A personal homeowners policy often has minimal liability coverage of up to $ 1,000 for damage to the property of others, so your guest would have coverage up to that limited amount from their existing insurance.

It's also worth noting that an umbrella policy may be able to extend coverage in the event of liabilities that are not covered by existing policies too — in this case the total liability insurance in these events is limited to the value of the umbrella policy and does not include any other policy's limit.