So, if you're involved in a major car accident and are found to be at fault, your insurance policy may not provide enough coverage to adequately pay medical expenses or property damage costs
for others involved in the accident.
It will also often contain the name, telephone numbers and statements
of others involved in the accident, or any witnesses to the accident, which may prove invaluable when trying to prove fault.
So, whether you act irresponsibly or fail to see a stop sign and drive through an intersection, you are legally liable to pay the bodily injury costs, lost wages, funeral costs, and property damage
for others involved in the accident.
Be sure to collect the names, addresses and phone numbers of any witnesses or
others involved in the accident.
Bodily Injury (liability): If
the others involved in the accident incur medical expenses through injury or are killed as a result of your fault, your insurer will cover the medical expense or make a payment to the family of the deceased;
Your lawyer will collect a variety of information relating to your accident or injury, including facts about your medical treatment,
others involved in the accident, potential witnesses, and more.
The information provided to
others involved in the accident should include:
Auto insurance protects the driver in terms of financial responsibility for any losses to himself, passengers and
others involved in an accident.
This means you need $ 25,000 worth of personal injury or single bodily injury coverage, $ 50,000 worth of multiple bodily injury insurance, and $ 10,000 to cover any property damage in your vehicle and
any others involved in the accident.
That driver is then responsible for paying the expenses of
others involved in the accident.