Sentences with phrase «out of lending you the money»

That's why lenders love collateral; if the loan goes south, they'll still get something out of lending you the money.

Not exact matches

When banks start to lend that money out as the U.S. economy improves, all of that new money could lift prices substantially.

Most of the money the banking sector lends out is provided by retail deposits, supplemented by borrowing on the «wholesale» market.

I had heard that banks create money out of thin air when they lend.

One internet finance company Qiaoniu.com, which lends investors money to buy stocks, urged clients to get out of the market by 2:30 pm, or the lender would force them to.

Banks can expand their lending by about eight dollars for every dollar of their reserve, so they make a lot more money out of doing this than they do out of renting you vault space.

The operative notion of easy money is that you create $ 32 billion in bank reserves, the banks lend out the money, the money gets spent, more loans happen, and through the magic of the «money multiplier», the amount of loans in the economy goes up by many times that $ 32 billion.

If an individual or company deposits money in a bank or savings and loan association, a large portion of the deposit will be lent out as mortgage credit.

Banks and other institutions could lend more money every time the Fed reduced rates, and this led consumers to feel more confident in borrowing more, but it stressed their actual financial system beyond repair in many cases, and it caused stress for those that didn't borrow because they felt priced out of the housing market.

During the interim, the Federal Reserve indicates that it expects to limit the extent to which banks lend out the base money created in Step 1, through a policy of paying interest on bank reserve balances.

In theory, the printing of that money would cause consumer price inflation to take off, but it hasn't, largely because banks haven't aggressively lent out the money.

The best way to think about this is if you where actually lending the money out of your personal savings.

Margin lending to buy shares may well decline as humbled investors deleverage, but there is the danger that fresh liquidity will go into different speculative bets — money might again flow into real estate ventures, for example — thus holding out the possibility of fresh problems sometime ahead.

Not everyone needs all their money each day, so it is safe for the banks to lend most of it out.

In the event of a default the property is sold and the bank gets all its money back because they are in a full equity position, the amount lent is less than the total value of the asset so they are only out the time it takes to get the property sold.

We have $ 230 trillion of debt right now and you don't lend money out without collateral.

So what happens is all the money that has been lent out, the collateral has been repledged so many times, something called rehypothecation, across the global world within the Euro / Dollar system that the issue now is a shortage of collateral.

For example, in one emergency lending program, the Fed put out $ 9 trillion and over two - thirds of the money went to just three institutions: Citigroup, Morgan Stanley and Merrill Lynch.

Whereas when you know that when banks — and this is where the Bank of England must deserve a big pat on the back from people like ourselves that they came out and publicly said, as a highly respected official organization, banks create money when they lend, and, therefore, as well as providing --

As Robert Higgs points out in a recent blog post, for increases in the monetary base to become increases in the supply of money, the banks have to cooperate by lending out their excess reserves.

However, at present the banks are not eager to lend a lot of money to the private sector — private sector credit demand has also decreased and in fact become negative (more loans are paid back than are taken out).

The average person is surprised to learn that banks lend the same money out multiple times, which is why a run on a bank is inevitably a disaster, as no bank has on hand anything like the sum of what all its depositors have deposited.

Shakespeare, however, has already let us know, in an aside earlier in the scene, that Shylock hates Antonio because «he is a Christian» and because «He lends out money gratis, and brings down / The rate of usance here with us in Venice.»

«If you lend money to any of my people» (this is God's torah), you do so not as a creditor, exacting interest, but (such is the implication) out of compassion (see vs. 27) for a Covenant brother (compare Deut.

It is all about collateral, rather like taking out a mortgage — if a lender sees you have large assets, they are more likely to lend you a large amount of money at a cheap rate, because they know they can take that asset away from you if you fail to keep up the repayments.

(unfortunately banks do nt buy in to we will win the league for the next decade to give out money) from the cub before they lend then shed lots of cash, and this unfortunately leads to clubs putting up there ticket prices to reflect the cost of big progress, so people sometimes have to realize that the club has to find a way to make club grow, and if they do nt have deep pocketed owners then they have to pitch to the banks for a loan, like we did all those years ago an we are just over the worst of it now we have paid our dues and are now getting back among the big boys again.

Policy - makers need to consider carefully the cumulative price tag of all the demands the government is placing on the banking sector - and remember that money spent, or tied up, can not be lent out to businesses and individuals.

He said he was «very proud» of the people who lent money to the Tories and insisted they had not supported the party out of «self - interest» because, he argued, it had not stood much of a chance of gaining power in recent years.

In other words, it borrows money from depositors over the short term, promising to repay it on demand, while it lends most of that money out over the long term to borrowers, for instance in the form of 30 - year mortgages.

Results included: Over three quarters (80 %) of teachers said pupils are lacking energy and concentration as a result of eating poorly; The majority (82 %) said pupils were arriving to school in clothes inappropriate for the weather conditions; Over a quarter (27 %) said they had brought in food for hungry pupils themselves and well over half (63 %) said they had lent or given pupils school equipment; Over half (53 %) said they had witnessed pupils missing out on important educational activities due to lack of money to pay for them.

He said it was an «outrage» that banks which had been bailed out by taxpayers were now «hoarding» money instead of using it to lend to businesses and households.

«Millions of Americans are being forced into payday lending schemes that only exacerbate their money problems, and Congress has the ability to wipe out these predatory practices right now by creating a Postal Bank that would be accessible to everyone, everywhere,» Gillibrand said.

INDEPENDENT & FOREIGN FILMS Bonsai People (Unrated) Reverential biopic recounting the humanitarian effort of Nobel Peace Prize - winning economist Muhammad Yunis to wipe out poverty in the Third World by lending penniless people the seed money to start their own businesses.

The man turns out to be none other than eccentric billionaire Howard Hughes, although Melvin doesn't really believe it at the time, especially when he has to lend him some money on the end of their journey together.

We meet Eduardo Saverin (Andrew Garfield), Zuckerberg's roommate and best (only) friend, who was made CFO of the company, lent it the money that it needed to get started and was frozen out.

To prevent money from slipping out of little or not - so little hands, and to avoid the problems that missing lunch money spawns — hungry / cranky children, staff becoming lending agents, and searches for stale snack food — some schools are adopting pre-payment systems for their lunch programs.

It's true that you «lose money every time someone borrows rather than buys» your book, but since some of those borrowers wouldn't have paid for the book in the first place and only read it and found out about you because they were able to borrow it, I think that in the end book - lending is a great tool for everyone involved.

Authors can still make a lot of money by lending out their books.

Though the page turn buttons ought to be bigger and entering text with the on - screen keyboard is a drag, the Kindle saves you money not only with its low price but also with a new eBook lending feature that lets you take books out of the library or borrow them from friends.

After lending out 80 percent of the next round of increase, the total money in Venice would have climbed to about $ 3 million.

If you take out any kind of credit, whether it's a payday loan, credit card or something else, it will have an impact on your credit score — a score financial providers take into account when they decide whether to lend money to you — in some way.

So if you put money into a lending club can you pull your money out does it have to stay in for the life of the loan.

I think of it more as getting interest out of lending the company our money, rather than us, actually buying and owning a piece of the company.

You can spread out the money you lend over hundreds of people, meaning less risk for you.

The «pot of money» that schools have to lend out under the Perkins Loan program is a revolving fund.

Though lending institutions bear some blame for sloppy underwriting, it amazes me that marginal borrowers that are less than responsible can think that they can own a home, or that people who have been less than provident in saving, think that they can rescue their retirement position by borrowing a lot of money to buy a number of properties in order to rent them out.

During the lending crisis however, the only lenders who continued to hand out stated income mortgages lost a lot of money as thousands of people defaulted on their mortgages.

Banks have stopped lending money to each other as there is no assurance of being refunded back the money they lend out.

The money garnered from the transaction was then put back into the financial institution's lending pool and doled out to students again in the form of education loans.

Think of it from their perspective — even if you had the money, would you lend out hundreds of thousands of dollars to someone you weren't completely certain was going to pay you back?