Sentences with phrase «out of pocket for»

It also helps relations between residents, in that everyone knows that if someone does cause a loss, they'll have coverage and the injured party won't have to pay out of pocket for someone else's negligence.

It also means that if it's your toilet that overflows, you don't have to pay out of pocket for damage to the neighbor's property.

Since only liability insurance is required, you will be paying out of pocket for tornado damage to your vehicle.

They purchase final expense insurance to keep their next of kin from having to pay out of pocket for their funeral and burial costs.

Paying lower premium rates will make it easier to get the most coverage you do not have to pay out of pocket for an accident.

In addition, if the matter goes to the court system you could be forced to pay out of pocket for a lawyer and court fees.

But if the overflow destroys the property of your downstairs neighbor, your personal umbrella insurance may cover the damages caused by your negligence, preventing you from paying out of pocket for the loss.

Since the traveler does not pay the cash value out of pocket for the reward points or air miles, they are not considered a reimbursable expense.

If you've got a $ 500 deductible and it will only cost you $ 600 to get those cat scratches buffed off your hood and the paint touched up, it might be easier to simply come out of pocket for the additional $ 100 without involving your insurance company and risking a rate increase because you made a claim.

If a tornado destroys your car, you'll have to pay out of pocket for damages or a brand new car.

It doesn't cover losses incurred by the policyholder, but it does protect you in an at fault accident from coming out of pocket for damages to another up to your policy limits.

If you don't have a good policy, you might have to pay out of pocket for damages caused in an accident.

Under most policies, you'll have to pay for long - term care services out of pocket for a certain amount of time, such as 30, 60 or 90 days, before the insurer starts reimbursing you for any care.

In other words, you will have to pay out of your pocket for treatment received outside the PPO Network.

Bronze plans have the highest deductibles and other cost - sharing, meaning more spent out of pocket for you when you use your health care, Fredericks says.

It represents the amount your firm will pay out of pocket for each occurrence that is covered by the umbrella but not the basic policy.

Our policies are designed to make sure that you won't have to pay out of pocket for fees relating to property damage or bodily injury.

When your trailer is detached from its host vehicle, the trailer has no insurance coverage, meaning that it could fall victim to fire, vandalism or theft, and you'd be paying out of pocket for a new trailer, including the contents.

Having home insurance is an important way of protecting your home and belongings from the unknown — and potentially avoid paying out of pocket for costly damages.

If you're reasonably sure you won't need coverage for immunizations, maternity expenses or orthodontics in the coming year, switching to a plan that requires you to pay more out of pocket for such services or doesn't cover them at all) could work in your favor.

If your liability coverage is insufficient, you may be forced to pay out of pocket for the remaining costs.

You do not want to have to pay out of pocket for something as costly as Medford medical care.

Nationwide renters insurance can help you protect your space and belongings against unexpected events so you can avoid paying out of pocket for certain damages, including theft.

Chances are high that you'll have to pay a significant amount out of pocket for medical bills or property damage.

It gave her an additional $ 1 million in liability coverage, which helped her avoid paying out of pocket for the damages.

Paying out of pocket for any type of damage on a vehicle today is costly.

Having to pay out of pocket for damaged or stolen personal items in your rented apartment, condo or house is not ideal for most tenants.

A hurricane that affects your destination can quickly put a damper on your plans and put you out of pocket for the cost of accommodations and air travel expenses.

To save on Escondido insurance, consider installing an improved security system on your property, opting for a higher deductible, paying out of pocket for minor problems, such as a broken window or small plumbing problem, and insuring your car and auto on the same policy.

A deductible is the amount you'll pay out of pocket for a claim before your insurance coverage kicks in.

If you cause an accident and the damage exceeds your state's minimum liability coverage limits, you could end up paying out of pocket for additional expenses.

But they do occur, and without watercraft insurance, you could end up paying out of pocket for damages caused by an accident involving your boat or personal watercraft.

The deductible is the amount that you must pay out of pocket for repairs before your insurance coverage kicks in.

You must pay out of pocket for expenses prior to the end of the elimination period.

Usually these fees aren't much more than a few dollars, but it's still extra money that's coming out of your pocket for a careless mistake.

Your insurance will protect you up for the coverage sum, should an accident is caused by you, and you'll pay - out of pocket for any expenses afterwards.

«Lacking underinsured motorist coverage, the unfortunate driver had to pay out of pocket for most of the damage when his insurance couldn't cover the damage of the rear end collision completely.»

They also help to fill in some of the gaps associated with Parts A & B while limiting the overall out of pocket for the insured.

For those who don't qualify for Obamacare subsidizes and who are paying out of pocket for their medical care, due to high insurance deductibles, a catastrophic plan might make sense.

But with countless floods, natural disasters, fires, and other incidents every year, people may find themselves unable to live in their homes, and stuck paying out of pocket for basic living expenses.

Despite the passage of the ACA, purchasing dental insurance and / or paying out of pocket for care isn't easy for many families.

Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada, and you don't want to be out of pocket for these costly expenses.

For example, if you totaled your car and owed more than 20 % over the ACV of your car, you would be left paying out of pocket for the remaining balance of your loan.

If you have only minimum coverage, you'll be stuck paying out of pocket for damages to your vehicle.

Without considering these additional costs into your condo insurance, you could find yourself unable to live in their homes after a loss, and stuck paying out of pocket for basic living expenses.

The advantages of opting for preventive care is twofold — first off you don't have to pay anything out of pocket for services rendered, and second, preventive care means that you are much less likely to meet a serious condition down the line which will end in a claim, in turn raising your annual premium.

Buying MP insurance keeps you from having to pay out of pocket for all these prices if another driver is not able to pay the whole quantity of the claim.

Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket for these costs can be a large burden.

So you'll be paying out of pocket for dental care until you meet your deductible — the average deductible is $ 5,731 for individuals and $ 11,601 for families.

The categories vary according to how much the insurer pays and how much you pay out of pocket for deductibles, copayments and coinsurance.