Not exact matches
The Exora result — with testing carried
out in July 2013 — reflected its performance in the 40 % frontal offset test, where the
risk of serious injury to the
driver's legs was
high.
If you fall under any kind
of high -
risk category (and auto insurers do classify young
drivers as
high -
risk), you have the right to seek
out quotes from other qualified Pennsylvania auto insurance providers.
Drivers may need to seek
out high -
risk auto insurance options if anything on their record elevates their
risk assessment, whether it's a DUI / DWI, an accident where they were at fault, or a history
of claims.
For this reason, car insurance companies set
higher premiums for younger
drivers to offset the increased
risk of having to pay
out.
To drive your rates down, consider opting for a
higher deductible (to minimize
risk for insurance companies), taking a defensive
driver course, cleaning up your DMV record, getting a good
driver discount, and opting
out of collision or comprehensive coverage if you have an old car.
Here's how: if you kicked your
high risk driver spouse
out of the house, and he is no longer driving the car he used to drive, there is no need to pay
high risk rates on that car when you are a standard or preferred class
driver with your auto insurance company.
Drivers that have been forced
out of standard or preferred auto insurance policies because
of different circumstances should take a look at their options for
high risk insurance in order to find the best prices.