Sentences with phrase «outliving retirement»

Another survey, a poll of financial planners by the American Institute of CPAs, found that even affluent clients have substantial fears about outliving retirement money and runaway health expenses.

If you are worried about outliving your retirement savings, you are not alone.

This can help to alleviate the worry of outliving your retirement income — which is a major concern of many people today.

Today, as people are living longer than ever before, outliving retirement income is a concern.

Other related risks include the risk of inflation eroding your savings» purchasing power over time and the risk of outliving your retirement savings.

The three most important ways to minimize the chances of outliving your retirement savings are stocks, pensions and...

We will highlight nine behaviors that, if not careful, could put you at risk of outliving your retirement income.

Similarly, half of respondents ages 18 to 34 would be willing to pay to protect themselves from outliving their retirement savings.

As retirees are living longer than ever before many are beginning to consider the risk of outliving their retirement savings.

The three most important ways to minimize the chances of outliving your retirement savings are stocks, pensions and planning

One of my greatest fears is outliving my retirement savings, especially since I plan on retiring early.

Over the last few years, we have seen many retired Canadians outliving their retirement savings and requiring a financial solution to help them live the rest of their retirement.

April 2013 by John Sweeney Staying within or below a 4 % to 5 % withdrawal rate (adjusted annually for inflation) will decrease your risk of outliving your retirement savings.

Overspending can ultimately lead to outliving your retirement savings.

For him, the problem with going mostly to fixed - income securities is the increased risk of outliving retirement nest eggs, especially in this era of longer life spans and low interest rates.

This would increase financial flexibility for retirees even more and improve the ability to deal with the problems of low returns and outliving retirement funds.

If you are worried about outliving your retirement savings, you are not alone.

When the educator chooses to retire, these returns could be converted into an annuity, just as in current DB plans, to make sure no one risks outliving their retirement savings.

Women are also more likely to live longer, increasing their chances of outliving retirement funds.

If you're worried about outliving your retirement savings, you're not alone.

In fact, a majority (62 per cent) are worried about outliving their retirement savings.

The alternative is outliving your retirement funds.

More time and more money to spend as you like... no taxes on your foreign income, no inflated healthcare costs, no more worries about outliving your retirement nest egg.

The chances are good right now that I won't outlive my retirement funds.

«I personally need $ 600,000 to retire plus a $ 100,000 safety buffer if I outlive my retirement funds for two to four years.

By only spending 4 % of your retirement savings each year, studies have shown that many retirees will not outlive their retirement nest egg.

Taking excessive withdrawals could mean that you outlive your retirement assets.

You are going to outlive your retirement savings.

Will you and your spouse outlive your retirement assets?

The longer you wait the more you'll need to contribute and even then there's no guarantee that you won't outlive your retirement savings.

A recent Northwestern Mutual study shows that two - thirds of Americans 18 and older believe there's at least some chance they'll outlive their retirement savings, with 34 % putting the probability at greater than 50 - 50 and 14 % saying they'll definitely run out.

Late in January, RBC ran a blog that said 62 % of Canadians aged 55 to 75 are worried they'll outlive their retirement savings but only 10 % use or plan to use an annuity to ensure they'll have a viable lifestyle in retirement.

Designed to help reduce the risk that you and / or your spouse will outlive your retirement savings.

Our Guaranteed Lifetime Income Annuity1 helps provide peace of mind because it comes with the guarantee that you can not outlive your retirement income.

Longevity insurance promises you won't outlive your retirement savings.

Determine if there is a possibility that you could outlive your retirement assets.

You are going to outlive your retirement savings.

Not exact matches

The rubber's hitting the road for baby boomers nearing retirement, who must convert nest eggs into a stream of income they won't outlive.

But some retirement specialists believe annuities have their place because they offer peace of mind: They act as insurance policies that protect retirees from outliving their income.

If outliving your savings is a big fear, one relatively new option to make your money last in retirement has become more widely available — a qualified longevity annuity contract, or QLAC.

According to surveys, outliving your savings in retirement is a significant fear and even a fate worse than death.

More from Advice and the Advisor: 7 retirement - planning mistakes to avoid How to avoid costly 401 (k) rollover mistakes 7 ways to make sure you don't outlive your savings

One of the biggest retirement risks is outliving your savings.

«With the viability of private pensions and even Social Security coming into question, we realize that Americans need a retirement vehicle that will provide guaranteed streams of income that can not be outlived.

Only 31 percent of workers who participate in an employer - sponsored retirement plan, such as a 401 (k), 403 (b) or 457, are «extremely confident» or «very confident» that they will not outlive their money — and the rest aren't so sure, according to a new survey by BlackRock.

You can use the Vanguard Variable Annuity to create a source of income in retirement that you can't outlive.

And, 44 % expressed concern about outliving their assets or having to make major sacrifices to their retirement plans.

Listen in as we discuss: Acknowledging that most women will outlive their spouses, how can women get more involved with their family's retirement plan?

The 2015 federal budget's reduction of the mandatory minimum withdrawals from registered retirement income funds (RRIFs) and similar tax - deferred accounts will reduce the risk that many Canadians will outlive their savings.

The Treasury Department says this type of annuity «can provide a cost - effective solution for retirees willing to use part of their savings to protect against outliving the rest of their assets, and can also help them avoid overcompensating by unnecessarily limiting their spending in retirement.»