Sentences with phrase «outstanding balance increases»

Negative amortization refers to the process through which a loan's outstanding balance increases over time, despite payments being made on the loan.

Not exact matches

Last, companies with high cash balances can also return money to you directly by paying off debt, and thus increasing profits; buying back outstanding shares; and even paying a dividend.

If interest is capitalized, your total outstanding loan balance will increase, which means more interest will accrue on your loans each day.

The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.

Higher costs and an increase in debt payments for outstanding balances are the new realities for borrowers with debts that adjust based on an underlying short - term reference rate (LIBOR and the prime rates are examples).

``... During the fiscal year 2011, NEA provided $ 7,768,653 in additional support and monies to ISTA which increased the outstanding note balance to $ 13,154,684.

After each charge, the next threshold increases until it reaches 10 % of the campaign lifetime budget, after which your credit card will be charged whenever your outstanding campaign balance reaches that amount.

Trended credit data reflects patterns in borrower behavior, such as shifts in the number of balance decreases over time, or increases in the rate of a borrower's utilization — the portion of the individual's credit limit represented by their outstanding balances.

If you have other outstanding debt, especially credit card debt, this will increase your balance - to - limit ratio and ultimately lower your credit score.

Add your purchases ($ 300) to your starting balance, increasing your outstanding balance to $ 2,400.

When the interest is not paid, it is capitalized or added to the principal balance, which increases the outstanding principal amount due on this loan.

At the same time, the annual mortgage insurance premium was increased from.55 percent of the outstanding loan balance to.90 percent for most FHA borrowers.

In a process called interest capitalization, the deferred interest is then added to the loan's outstanding balance — increasing the total amount owed.

The loan you've co-signed for can show up on your credit report, just like any other debt you have... As a result, the loan you've co-signed for can increase the size of your outstanding debt — added to your mortgage, credit - card balances, car loan or student loans — when lenders are deciding whether to let you borrow more money.

Outstanding student loan balances reported on credit reports increased to $ 1.08 trillion (+ $ 53 billion) as of December 31, 2013, representing a $ 114 billion increase for 2013.

You have an outstanding balance that increases at a rate proportionate to its value, but has another term that decreases it at a fixed rate.

The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

Hi Steve, the balance transfer offers actually say the promotional rate may end if the account is closed for any reason, and the cardmember agreement says they may require repayment of the full outstanding balance by a specified date if the account is closed, so it doesn't matter, I just opened a new credit card account at another bank and I am now prepared to refinance the Chase balance with another bank if Chase raises my rate, insists on charging its fee, increases my minimum payment, or closes my account and demands immediate repayment.

An extra $ 10 per month expense to a customer on an account with a balance like mine ($ 6100 dollars outstanding) changes my effective «interest rate» to just above 7 %, which increases as the balance decreases over time.

This deal will make CIBC the largest dual credit card provider (Visa and Mastercard) in the country and increases their outstanding credit card balance to over $ 14B.

The first option, was that * the minimum payment could stay at 2 % of the outstanding balance BUT the interest rate for the balance transfer would increase to 7.99 % and you will have the $ 10 finance charge per month.

In April 2009, Chase increased the minimum payment to 5 % of the balance, and forced me to either accept the new payment, or keep the 2 % minimum payment only if i agreed to a new fixed rate of 7.99 % on the outstanding balance transfer.

Keep in mind that the longer your outstanding balance stays around, the harder it will ultimately be to pay it off as any remaining balance will increase from interest charges every month.

Extrapolating from this, the average indebted U.S. household has an outstanding balance of $ 15,779 — a 5 % increase year over year.

If your monthly payment would be less than the interest accrued that month, the unpaid interest would be added to you principal and your outstanding balance would actually increase, even though you continued to make your required monthly payments.

May result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

Outstanding education - related loan balances totaled just under $ 1.2 trillion at year - end — slightly more than a 7 % increase from 2013.

To enhance its ability to manage risk in the HMBS program, Ginnie Mae is making the following changes: ► Increased net worth requirements for HMBS program participants to $ 5 million plus one percent of the aggregate amount of the outstanding remaining principal balance and any commitment authority available to issue securities.

Growing Equity Mortgages also allow homeowners who are interested in further reducing the term of their mortgage to apply scheduled increases in their monthly payments to the outstanding principal balance.

Outstanding motor vehicle loan balances are increasing, too.

If you can repay the outstanding balance in full, then it is better to opt for payday loan consolidation since it can help you increase your score.

Decreasing any additional charges to your line and increasing monthly payments are an effective strategy for paying off the outstanding balance in a shorter time period.

*** Credit card and debt collection companies may increase the outstanding balances of your enrolled debts, due to the accrual of fees and interest.

There are millions of toxic loans which remain outstanding, loans which in many cases are «exploding» ARMs that have yet to have payments re-cast, a term which means that either the «start» period for the loan has ended or that the loan balance has increased to a point where the loan contract requires re-casting.

Provide that the combined outstanding balance threshold of $ 2,085 will be increased over time based on the rate of inflation, as measured by the Consumer Price Index for All Urban Consumers (CPI - U).

If you add it to your mortgage it will increase your outstanding balance and interest will be charged for the duration of the mortgage.

Per the balance sheet (p. 78), we see a $ 44 million increase, with days outstanding increasing from 42 days to 46 days.

That balance is spread out over 65 million outstanding loans, which is also a record high, representing a 6 % increase from the previous year.

The use of debt settlement services will likely adversely affect your creditworthiness, may result in a person being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

The addition of unpaid accrued interest to the principal balance of a loan increases the outstanding principal amount due on the loan.

For Lending Services: «Loss» is defined as an increase in the outstanding account balance at the time of unauthorized use and any additional interest accrued as a result.

As a result, the loan you've co-signed for can increase the size of your outstanding debt — added to your mortgage, credit - card balances, car loan or student loans — when lenders are deciding whether to let you borrow more money.

Revolving credit includes credit cards which often has an outstanding balance which increases or decreases in relation to payment amounts.

You will be charged interest on the increased outstanding principal balance of $ 10,186.

The problem with such an increase isn't the immediate penalty APR you might incur from one month to the next, but that left neglected, an outstanding balance will begin accruing and compounding interest at the new, increased rate, raising your chances of going into debt.

The combination of an increasing loan balance and deductions for contract charges and fees may cause the policy to lapse, triggering ordinary income tax on the outstanding loan balance to the extent it exceeds the cost basis in the policy.

Work directly with Senior Lenders and the Credit Committee to identify potential opportunities to grow the commercial loan portfolio, contributing to a 25 % increase in outstanding loan balances.

Focused on reconciling outstanding bill balances and UCSF Medical Group Business Services, UCSF Medical Group, UCSF Patient Financial Services, Medicare, Medi - Cal, HMO, PPO, EPO, IPA, Private Indemnity, and Workman's Compensation that increased annual charges by more than $ 500K.

According to data from the National Consumer Credit Trends Report, the total balance of outstanding first mortgages in January is more than $ 8.3 trillion, an increase of 2.1 percent from same time a year ago.

As long as the outstanding balance of the insured loan, the LTV ratio and the remainder of the amortization period are not increased, the new parameters will not apply when the mortgage insurance is transferred from one home to another.