Sentences with phrase «outstanding balances which»

The second type of old account, which is less common but still damaging, is outstanding balances which you have no idea why they exist or where they came from.
A debit card also means not paying high interest rates on outstanding balances which means more money in your pocket.
Thereafter, the financial institution would hold a lien on the property for the outstanding balance which would become an encumbrance on the owner's estate.
Revolving credit includes credit cards which often has an outstanding balance which increases or decreases in relation to payment amounts.

Not exact matches

Goldman is likely to auction the boat, which, even after several markdowns, is currently listed for more than the outstanding balance of its loan to Kallop.
Known as debt settlement, it's a process by which consumers stop paying unsecured creditors, wait months or even years until creditors have given up hope of collecting, then offer to settle outstanding balances for mere fractions of the amounts owing.
If interest is capitalized, your total outstanding loan balance will increase, which means more interest will accrue on your loans each day.
The pro forma consolidated balance sheet data gives effect to (i) the automatic conversion of all of our outstanding shares of convertible preferred stock other than Series FP preferred stock into shares of Class B common stock and the conversion of Series FP preferred stock into shares of Class C common stock in connection with our initial public offering, (ii) stock - based compensation expense of approximately $ 1.1 billion associated with outstanding RSUs subject to a performance condition for which the service - based vesting condition was satisfied as of December 31, 2016 and which we will recognize on the effectiveness of our registration statement in connection with this offering, as further described in Note 1 to our consolidated financial statements included elsewhere in this prospectus, (iii) the increase in accrued expenses and other current liabilities and an equivalent decrease in additional paid - in capital of $ 187.2 million in connection with the withholding tax obligations, based on $ 16.33 per share, which is the fair value of our common stock as of December 31, 2016, as we intend to issue shares of Class A common stock and Class B common stock on a net basis to satisfy the associated withholding tax obligations, (iv) the net issuance of 7.6 million shares of Class A common stock and 5.5 million shares of Class B common stock that will vest and be issued from the settlement of such RSUs, (v) the issuance of the CEO award, as described below, and (vi) the filing and effectiveness of our amended and restated certificate of incorporation which will be in effect on the completion of this offering.
CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.
CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.
An example of high - interest debt is an outstanding balance on a credit card, which can sometimes come with interest rates in excess of 20 %.
The importance of these insights for a proper understanding of central banks» devices for monetary control becomes instantly apparent once one realizes that, by regulating the actual quantity of its outstanding notes and deposit balances, together with the terms upon which it is willing to make more of the last available on credit to private sector financial firms, a central bank is able to influence, not just the quantity of circulating paper money, but the quantity of money substitutes created by the private sector.
The outstanding balance of WMPs issued by mid-tier banks reached 42.2 percent of the total in 2015, for the first time surpassing the number issued by large state - owned banks, which accounted for 36.9 percent of the total.
Box has $ 65 million outstanding employee stock option liabilities and $ 60 million in total debt, which includes $ 24 million in off - balance sheet debt.
BlueVine is a recourse invoice factoring company, which means that your business will be responsible for covering any outstanding balances if your customers fail to pay.
My favorite from dinner was the charcoal gemelli, which was outstanding and incredibly well balanced despite being quite rich.
And, most importantly, the fruit tasted balanced and flavorful which points to outstanding vintage wines.»
Sauce — I hit these soon to be perfect pork chops with some Stubb's Sweet Heat BBQ Sauce which has an outstanding balance of sweetness and spice.
The status of the balance of N3.7 bn which was outstanding from the initial payment to the Federal Ministry of Environment will also be confirmed by the committee.
The unexpended balance of each appropriation, less the commitments outstanding at the close of the fiscal year for which it was made, shall lapse at the close of such fiscal year; provided that nothing herein contained shall be construed to require the lapsing of appropriations which may be or are required to be made for an indefinite period or which include state refunds, allocations or grants applicable to said appropriations pursuant to any other provisions of law; and provided further that nothing herein shall be construed to prevent the making of appropriations or contracts for the construction of permanent public improvements or works not to be completed during the fiscal year, or the acquisition of property therefor, or the establishment of bond or capital accounts, sinking funds or reserve funds, and each such appropriation, account or fund shall continue in force until the purpose for which it was made shall have been accomplished or shall have been abandoned by a two thirds vote of the County Legislature.
``... During the fiscal year 2011, NEA provided $ 7,768,653 in additional support and monies to ISTA which increased the outstanding note balance to $ 13,154,684.
140kW / 110kW 2.2 - litre Turbodiesel Diesel Range Rover Evoque models feature the latest 2.2 - litre turbodiesel, available in 140kW (SD4), 110kW (TD4) and high - economy 110kW (eD4) derivatives, which delivers an excellent balance of strong, high - torque performance, impressive refinement and outstanding fuel economy.
The driving experience in the BMW 2 Series Convertible is defined by an outstanding balance between sporty performance and comfort, courtesy of highly advanced, precision - tuned chassis technology, which includes a double - pivot front suspension with spring struts and anti-roll bars as well as a five - link rear suspension, an electrically assisted rack - and - pinion steering system and a high - performance braking system.
After each charge, the next threshold increases until it reaches 10 % of the campaign lifetime budget, after which your credit card will be charged whenever your outstanding campaign balance reaches that amount.
Your lender must automatically cancel PMI when your outstanding loan balance drops to 78 percent of the home's original value, which can take several years.
˟Calculated on the full outstanding balance, $ 300,000, across the remainder of the loan term, which would be a 20 year amortization schedule.
Pinnacle looks for firms with strong balance sheets since small firms have fewer buffers in a downturn than large ones do, management teams that do an outstanding job of allocating capital including their own, and understandable businesses which tends to keep him out of tech, bio-tech and other high obsolescence industries.
The APR attached to your credit card is also known as the annual percentage rate at which you pay interest on any outstanding credit card balance.
You can then calculate the monthly finance charge by multiplying the outstanding balance of $ 1,000 by.01 (10 % by moving the decimal point two place to the left) which will return and monthly finance charge of $ 10.
When the interest is not paid, it is capitalized or added to the principal balance, which increases the outstanding principal amount due on this loan.
There is an upfront MIP which is typically equal to 2.25 % of the loan amount, and an annual MIP which is usually equal to.55 percent of the outstanding mortgage balance.
Negative amortization refers to the process through which a loan's outstanding balance increases over time, despite payments being made on the loan.
Credit cards impact credit histories because they are loans provided by an institution on terms which require monthly payments and accrue an interest expense on outstanding balances.
Therefore each of you is jointly and severally responsible for the payment of the outstanding balance (including Interest Charges and all fees) regardless of which applicant or user made the charge or incurred the fee.
Some mortgage lenders offer mortgage refinancing options, which will enable you to pay off the outstanding balance on your existing debts and replace them with a new mortgage.
The New York Fed also reported that demand for auto loans has softened generally over the last year, which raises the question as to how the total outstanding loan balance has reached record heights.
CIRCUMSTANCES UNDER WHICH AN INTEREST CHARGE WILL BE IMPOSED The total outstanding balance of purchases and cash advances in the Account on the closing date of a billing cycle, including any Interest Charge will be shown on the Periodic Statement for that billing cycle as the «Ending Balance.balance of purchases and cash advances in the Account on the closing date of a billing cycle, including any Interest Charge will be shown on the Periodic Statement for that billing cycle as the «Ending Balance.Balance
You must first file a claim with your own insurance provider, after which your spouse can then submit the outstanding balance to their provider.
If so, you may qualify for a lower interest credit card onto which you can move some or all of your outstanding balances.
An example would be that they can require you to pay off your outstanding balance within 5 years, or they can double the percentage of your balance that is used to calculate the minimum payment due on your account every month (which will end up leading to faster repayment than under the terms of your account).
Reducing Balance, means reducing the paid - up principal amount (on which interest calculations are made) from the outstanding loan amount.Indexia Finance car loan The interest you pay is calculated on outstanding principal bBalance, means reducing the paid - up principal amount (on which interest calculations are made) from the outstanding loan amount.Indexia Finance car loan The interest you pay is calculated on outstanding principal balancebalance.
Per capita credit card debt among those who carry a balance is up by roughly 9 % since 2013 and total outstanding revolving debt, which mostly comprises credit card debt, is up by about 20 % over that same time, according to the latest data released by the Federal Reserve.
Balance transfer is a process in which a new credit card is given to the customer, and the total outstanding balance from the old card is transferred onto this neBalance transfer is a process in which a new credit card is given to the customer, and the total outstanding balance from the old card is transferred onto this nebalance from the old card is transferred onto this new card.
When the borrower (or borrowers) dies or leaves the home, heirs can repay the loan from their own funds or sell the house, in which case the sales proceeds satisfy the loan, even if they fall short of the outstanding balance.
HECM fees include the Initial FHA Mortgage Insurance Premium paid at closing, which is 2 % of the home value not to exceed $ 13,593, as well as an annual MIP of.5 % of the outstanding mortgage balance.
That in turn led to amendments to the credit line which will materially reduce the funds available to the Company — what began as a maximum availability of $ 60 million has been reduced to $ 40.5 million, will be further reduced to $ 37.5 million effective July 18, 2010, and further reduced to $ 32.5 million effective January 2, 2011, with the outstanding balance under the line becoming due and payable in full on March 15, 2011.
Your stratagem of not charging anything on the card at all is a good idea, but even here, note that if the minimum payment required is, say, 10 % of the outstanding balance and that is exactly what you pay each month, you will still owe $ 296.55 at the end of 12 months, from which point on you will be charged 1.25 % per month, same as for purchases.
By the end of the year, the fintech lenders comprised 30 percent of outstanding personal loan balances which is up from four percent in 2012.
Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.
As this is a loan, there is an annual percentage rate charged on any outstanding balance; you will pay simple daily interest (which is also lower than the industry average).
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