Consumers on the other hand benefit from this feature too as they can pay out
the outstanding credit at a better interest rate.
Consumers on the other hand benefit from this feature too as they can pay out
the outstanding credit at a...
Not exact matches
•
Credit card delinquency rates remain low, at only 0.87 per cent of total outstanding balances as of April 2016, while credit card debt only makes up five per cent of total household debt in C
Credit card delinquency rates remain low,
at only 0.87 per cent of total
outstanding balances as of April 2016, while
credit card debt only makes up five per cent of total household debt in C
credit card debt only makes up five per cent of total household debt in Canada.
Bankers may want to look
at your «global financial statement,» including personal information like
outstanding student loans, personal
credit card debt and mortgage payments.
«The balance is here that you are a customer not generating any revenue
at all, yet you're a risk because there's this
outstanding line of
credit.
For instance, not only are they less likely to own
credit cards — the ones who do tend to have smaller
outstanding balances (although they aren't always as good
at paying off those balances).
In addition,
at any time when incremental term loans are
outstanding, if the aggregate amount
outstanding under the Asset - Based Revolving
Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.
If
at any time the aggregate amount of
outstanding revolving loans, unreimbursed letter of
credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit drawings and undrawn letters of
credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit under the Asset - Based Revolving
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay
outstanding loans or cash collateralize letters of
credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.
In addition,
at any time when incremental term loans are
outstanding, if the aggregate amount
outstanding under the Asset - Based Revolving
Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.
If
at any time the aggregate amount of
outstanding revolving loans, unreimbursed letter of
credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit drawings and undrawn letters of
credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit under the Asset - Based Revolving
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment a
Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay
outstanding loans or cash collateralize letters of
credit in an aggregate amount equal to such excess, with no reduction of the commitment a
credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.
debt obligations of the U.S. government that are issued
at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund
outstanding debt; since Treasury securities are backed by the full faith and
credit of the U.S. government, they are generally considered to be free from
credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions
The panel is based on
credit report data collected by Equifax (one of the three
credit bureaus in the United States) and it contains information on all
outstanding loans — including mortgages, auto and student loans, and
credit card debt —
at the individual consumer level.
The index includes bonds with a minimum
credit rating BAA3, are issued as part of a deal of
at least $ 50 million, have an amount
outstanding of
at least $ 5 million and have a maturity of 8 to 12 years.
High - yield bonds represented by the Bloomberg Barclays High Yield 2 % Issuer Capped Index, comprising issues that have
at least $ 150 million par value
outstanding, a maximum
credit rating of Ba1 or BB + (including defaulted issues) and
at least one year to maturity.
It's not hard to imagine that after a few years of owning your home, crushing it
at work, and paying off other
outstanding debts, that your
credit could shoot for the sky.
Combined
outstanding loan balances of
at least $ 25,000 from all of your Regions personal installment loans, lines of
credit, equity lines of
credit, equity loans, direct loans and
credit cards in good standing
Credit outstanding increased
at an annual rate of more than 15 per cent over the first half of this year, and by just over 13 per cent over the year to June.
The company had $ 726 million in debt
outstanding at the end of the first quarter of 2013, an increase of $ 8 million from year - end 2012, including $ 682 million in non-recourse securitized notes, of which $ 110 million has been drawn down under our warehouse
credit facility, and $ 40 million of mandatorily redeemable preferred stock of a subsidiary.
The company had $ 774 million in corporate level debt
outstanding at quarter - end, a decline of $ 76 million from year - end 2011, including $ 662 million in non-recourse securitized notes receivable and $ 109 million drawn on its $ 300 million warehouse
credit facility.
At its peak, Teck had more than $ 7 billion in debt
outstanding, which caused its leverage ratio to rise, resulting in the company not only losing its investment - grade
credit rating but getting downgraded deep into junk territory.
The fee is typically minimal compared with the interest you would otherwise pay on your
outstanding balance, says John Ulzheimer,
credit expert who formerly worked
at FICO and Equifax, a
credit scorer and leading
credit agency, respectively.
To date, we do not see a systemic threat from leveraged lending, since broad measures of
credit outstanding do not suggest that nonfinancial borrowers, in the aggregate, are taking on excessive debt and the improved capital and liquidity positions
at lending institutions should ensure resilience against potential losses due to their exposures.
Given the lags between loan approvals and the increase in
credit outstanding, the strong pace of
credit growth can be expected to continue,
at least in the near term.
The company had $ 714 million in corporate level debt
outstanding at quarter - end, a decline of $ 136 million from year - end 2011, including $ 608 million in non-recourse securitized notes payable and $ 103 million drawn on its $ 300 million warehouse
credit facility, which was repaid subsequent to the end of the second quarter with proceeds from the company's securitization of $ 250 million of vacation ownership notes receivable.
Shifting
credit card balances from an existing card to another will not change the
credit utilization ratio, as it looks
at the total amount of debt
outstanding divided by your total
credit card limits.
I look
at the debt - to - income ratio,
outstanding credit balances compared to income, and how long they have had their current job to get a better idea of the type of borrower.
The value of housing loan approvals and movements in housing
credit outstanding track one another closely (Graph C1), although the value of approvals is typically
at least double the dollar value of the movement in
credit, due to repayments of principal and drawdowns of existing facilities.
The total
outstanding balance that is due on a revolving
credit account is reported to
credit agencies
at various times throughout the month.
Over the second half of 2003, the level of business
credit outstanding increased
at an annualised rate of 13 per cent, the fastest pace for some years.
But people didn't give us
credit to win 5 - 2
at Leicester where we had an
outstanding performance.
There have been so many
outstanding performers for Arsenal
at various stages of this season that the less eye - catching players have maybe gone under the radar and not been given the
credit they deserve.
Much of the
credit must go to Jessica Walter for her
outstanding performance which somehow manages to be chilling while
at the same time sympathetic.
The tests would allow «proper
credit to schools, often in disadvantaged areas, whose pupils achieve
outstanding rates of progress while
at the school».
At the present time, our subject - based system of
credits and grades allows for only a small percentage of students to become
outstanding students.
At the sole discretion of LEGO Education,
credit may be withdrawn from any customer who fails to meet agreed payment terms without prior agreement, until such time as the
outstanding amounts are paid in full and a satisfactory assurance provided by you that the payment terms will be met in the future.
According to Experian, the level of dollars
outstanding at the low end of the
credit scale is about what it has been for decades.
Several provisions of the
Credit CARD Act of 2009 are aimed at making it easier to repay your outstanding credit card
Credit CARD Act of 2009 are aimed
at making it easier to repay your
outstanding credit card
credit card debt.
If you do use it, you have to pay interest on the
outstanding balance, like a
credit card, and pay back the loan balance
at a later date.
Credit cards charge interest on a wide variety of fees that remain
outstanding at the end of each billing period.
The APR attached to your
credit card is also known as the annual percentage rate
at which you pay interest on any
outstanding credit card balance.
If we so allow, and so charge you, there will be an Overlimit Fee in the amount provided per the then - current Rates and Fees Table imposed on your Account if the
outstanding balance, minus Interest Charges, exceeds the Total
Credit Limit
at any time during the previous billing cycle (subject to us allowing such transactions.
At the end of the draw period you will no longer be able to obtain
credit advances and must pay any
outstanding balance over a maximum twenty (20) year term.
Credit card companies often base their interest fees on your average monthly balance rather than your
outstanding balance
at the end of the month.
According to the Federal Reserve, «the
outstanding student loan balance now stands
at about $ 870 billion, surpassing the total
credit card balance ($ 693 billion) and the total auto loan balance ($ 730 billion).
Each daily balance of
Credit Purchases is determined by adding to the
outstanding unpaid balance of
Credit Purchases
at the beginning of the billing cycle any new
Credit Purchases posted to your account, and subtracting any payments as received and
credits as posted to your account, but excluding any unpaid Finance Charges.
Each daily balance of
credit purchases is determined by adding to the
outstanding unpaid balance of
credit purchases
at the beginning of the billing cycle any new
credit purchases posted to your account, and subtracting any payments as received or as
credit is posted to your account, but excluding any unpaid finance charges.
Keep
outstanding debt for all
credit cards below 50 %; pay
at least the monthly minimum, but ideally the whole amount.
While the company places
at # 7 in terms of
outstanding debt (as seen in the graph above), it performs significantly better when measured by both active accounts and total lines of
credit issued.
For the sake of your
credit score, you may want to leave your other
credit card accounts open
at least until you pay off the
outstanding balance.
Taking out one or two small lines of
credit and taking care to pay them off constantly and steadily over a period of about a year will help to seriously repair damaged
credit, as long as all other
outstanding balances are also paid
at the same time.