Sentences with phrase «outstanding credit history»

Other discounts can be given to a college student who has good grades or to a senior citizen who has outstanding credit history.

The thing that gets me is I fought with them for 2mo and had to give in to their demands and then they send me this and i'm sure every other customer with an outstanding credit history.

Not exact matches

It relies on outstanding invoices rather than a business's credit history.

Business and personal credit histories are both relevant, as is information about any other outstanding debt.

LexisNexis uses outstanding debt, payment patterns, length of credit history, available credit, late payments, new applications for credit, type of credit used, past - due amounts and public records in calculating its insurance score.

Credit and banking history This would include any information about other outstanding loans or other financial obligations you may have, as well as how you've fared in the past financially.

Once you have your credit report you can review your payment history and outstanding balance with the credit card company in question.

In fact, your credit score and history, income and overall outstanding debt will be the only things taken into account when the lender has to decide whether to approve your loan or not.

Consumer reporting agencies — TransUnion ®, Equifax ®, and Experian ® — provide credit reports which detail your outstanding credit, payment history, and any public records about bankruptcy or delinquency.

Lenders perform an extensive background check of your credit history, outstanding loans, bankruptcies, employment history, and possibly your marital status before they approve your loan.

He wasn't able to show enough stable income history, and had some outstanding business credit.

Credit cards impact credit histories because they are loans provided by an institution on terms which require monthly payments and accrue an interest expense on outstanding balCredit cards impact credit histories because they are loans provided by an institution on terms which require monthly payments and accrue an interest expense on outstanding balcredit histories because they are loans provided by an institution on terms which require monthly payments and accrue an interest expense on outstanding balances.

The interest rate, which typically depends on your credit history and loan repayment term, is applied to your outstanding loan principal.

Ranging from 300 to 850, FICO credit scores are computed by assessing credit payment history, outstanding debt, and the length of time which an individual has maintained a credit line.

Even adults with lots of credit history can be oblivious to how much interest they are paying on outstanding balances.

In today's world you can't obtain a loan today without a credit score, which is a three digit number that is mostly based on your payment history, outstanding debt and the number and type of accounts.

Those elements include payment history, outstanding debt versus available credit, history of credit, inquiries, and variety of credit.

FICO scores are calculated using the following model: 300 baseline points, 193 points for payment history (35 %), 165 points for outstanding debt (30 %), 82 points for credit history (15 %), 55 points for credit inquiries (10 %), 55 points for types of credit (10 %), for a total of 850 points.

The financial institution offers home equity lines of credit to qualified borrowers based on their credit history, income, debt obligations, and the appraised value of the home compared to the outstanding mortgage balance.

Your credit score depends on various factors such as outstanding debt amount, type of loan, payment history, and length of credit history.

If the credit report is accurate and you have a questionable credit history, you need to start repaying outstanding balances on time in order to re-establish an acceptable record.

If the credit report is accurate and you have a poor credit history, you need to start repaying outstanding balances on time in order to re-establish an acceptable record and then try to apply for a loan again.

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

Credit scores are based on your bill - paying history, the number of accounts you hold, late payments, outstanding debt, any actions taken to collect that debt, and the age of your accounts.

The underwriting process builds evidence by looking at all income sources, outstanding debt, and credit history, among other factors.

With hard money loans, you aren't judged based on your income, credit past, history of foreclosure, outstanding debt, job status, marital status, or other fine details.

Other lenders will scrutinize your finance history, running credit checks and looking at outstanding loans, job history, marital status, and more.

Your potential savings depends on a few variables including your current interest rate, outstanding loan debt, your repayment term, and your credit history.

How much you save depends on many factors, including current interest rate (s), your outstanding student loan debt, your repayment term, and your (or your cosigner's) credit history.

Nevertheless, you should always watch your credit score closely and avoid damaging your credit history with late or missing payments, too many outstanding loans and too many loan requests.

Credit Score consist on many factors: Your payment history (including any late payments or missed payments that will affect your score negatively), your credit card balances (that will be taken into account when the loan amount is determined), bank accounts (including savings and checking accounts) and any other form of credit including all outstanding personal loans, mortgage loans, store cards,Credit Score consist on many factors: Your payment history (including any late payments or missed payments that will affect your score negatively), your credit card balances (that will be taken into account when the loan amount is determined), bank accounts (including savings and checking accounts) and any other form of credit including all outstanding personal loans, mortgage loans, store cards,credit card balances (that will be taken into account when the loan amount is determined), bank accounts (including savings and checking accounts) and any other form of credit including all outstanding personal loans, mortgage loans, store cards,credit including all outstanding personal loans, mortgage loans, store cards, etc..

These agencies will look at whether you pay your bills on time, the amount of outstanding debt you have versus your credit limit, the types of loans you have, the length of your credit history and whether you've applied for any new loans in the recent past.

The most important factors are your payment history, bankruptcy and the amount of your outstanding credit balances.

All outstanding debts on the credit history are included in this calculation along with the mortgage payment and property tax.

Information about you and your credit experiences, like your bill - paying history, the number and type of accounts you have, whether you pay your bills by the due date, collection actions, outstanding debt, and the age of your accounts, is used to develop your credit score.

Items that affect your credit score include payment history, outstanding obligations, the length of time you've had outstanding credit, the types of credit you use, and the number of inquiries that have been made about your credit history in the recent past.

In addition to identifying information, credit reports include information like the number and types of accounts you have, payment history, collection actions outstanding debt, age of your accounts, and any public record or collection items among others.

Your overall score will de determined based on a number of factors, including debt to limit ratio, the length of time you've had credit, what kind of payment history you have, and whether or not you have a bankruptcy, charge off, or outstanding collections on your report.

This system collects information from your credit report on your previous credit experiences, such as your bill payment history, the amount and type of accounts you have, whether you are timely in paying your bills, collection actions initiated against you, outstanding debts and the seniority of your accounts.

You don't need to provide an outstanding credit score but the bad one can negatively influence the approval as well as a good credit history can help you to start a consolidation.

This can happen for many reasons, most commonly due to a bad credit score, but could also be because of recent credit turbulence (bankruptcy, foreclosure, repo, ect...) or past problems with similar lenders (e.g. if you're applying for a credit card and you have a history of late payments or outstanding balances with other credit cards, your credit check may come back declined).

Information about you and your credit experiences, like your bill - paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report.

Most lenders, like U-fi, will want to see an adequate credit history, a track record of making on - time payments, how much debt you have outstanding, and a good credit score.

We aren't concerned with your credit history, your outstanding loans, or your FICO score.

In the lines of credit section, most consumers will have a listing of their credit cards showing outstanding balances and payment histories.

When applying for a mortgage, the lender will pull your credit report to view your outstanding lines of credit and concentrate on payment history and total debt.

They'll investigate your credit history, employment and marital status, history of bankruptcies, other mortgages, outstanding loans, assets, business licenses, and more.

Your credit score is calculated according to five factors: your payment history, your outstanding debt, the length of your credit history, the type of debts you have and whether you've applied for new lines of credit recently.

Lenders will also look at the length of your credit history, any recent delinquencies or bankruptcies and the number of open trades you have (i.e., credit card accounts, mortgage, any type of outstanding loan).

The second most weighty element (and for borrowers with a short credit history, it becomes a priority) is the consumer's outstanding debt and credit utilization, which constitute 30 % of his or her credit score.