Sentences with phrase «outstanding credit limit»

Credit utilization is the amount of credit card debt versus your total outstanding credit limit.

Not exact matches

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

With $ 100,000 outstanding, if eligible collateral becomes available to the credit limit of $ 250,000, an additional $ 150,000 can be accessed.

Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits.

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Trended credit data reflects patterns in borrower behavior, such as shifts in the number of balance decreases over time, or increases in the rate of a borrower's utilization — the portion of the individual's credit limit represented by their outstanding balances.

The available revolving credit limit can also be defined as the gross maximum minus the outstanding account balance.

If you have other outstanding debt, especially credit card debt, this will increase your balance - to - limit ratio and ultimately lower your credit score.

Amounts owed is the second largest FICO score contributor, so you should also work to lower your outstanding debt in relation to your credit limits, especially if you are maxed out on your credit cards.

This ratio compares your outstanding balances to the limits on individual credit accounts.

By definition, it is always smaller than the stated credit card limit on your account: it is the limit minus outstanding balances.

If we so allow, and so charge you, there will be an Overlimit Fee in the amount provided per the then - current Rates and Fees Table imposed on your Account if the outstanding balance, minus Interest Charges, exceeds the Total Credit Limit at any time during the previous billing cycle (subject to us allowing such transactions.

Your credit utilization rate is the ratio of your outstanding card balances to your total credit limit.

The total amount of Balance Transfers and the outstanding balance on your account, including fees and interest charges, can not exceed your available credit limit.

You may write these checks for any amount providing your total outstanding balance does not exceed your available credit limit and your credit card account remains in good standing.

If you have 4 credit cards with a combined spending limit of $ 10,000, and the combined outstanding balance on these 4 credit cards is $ 3,500, your utilization rate is 35 % ($ 3,500 / $ 10,000 = 35 %).

Better scores, higher income, lower debt - to - income ratios and less outstanding debt usually means lower interest rates and higher credit limits.

If the outstanding balance is constantly close to your credit limit, that's a sign that you have trouble with your finances.

With a revolving account you've got a credit limit, but the amount of debt outstanding varies more or less continuously, as does your monthly payment and, potentially, your APR..

Part of your credit score comes from the ratio of your outstanding credit card debt to your credit limit, and the lower, the better.

Each month, your credit cards and other loan accounts report the amount of your outstanding loans and your maximum loan amount or credit card limit.

For example, if you have 3 cards with a $ 5,000 limit each, for a total of $ 15,000, and you have an outstanding balance of $ 5,000 between the three accounts, you would be at 30 percent debt to credit.

Your available credit is determined based on the number of outstanding credit accounts you have compared to the credit limit assigned to each account.

• High Credit Card Balances — Even if you're making payments every month on a credit card, carrying an outstanding balance quickly becomes a liability for your credit score — especially if that balance is too close to your credit Credit Card Balances — Even if you're making payments every month on a credit card, carrying an outstanding balance quickly becomes a liability for your credit score — especially if that balance is too close to your credit credit card, carrying an outstanding balance quickly becomes a liability for your credit score — especially if that balance is too close to your credit credit score — especially if that balance is too close to your credit credit limit.

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Many people trying to pay down credit card debt turn to a balance transfer card, only to find that the credit limit they receive on the 0 % card is less than their outstanding debt.

I've applied to get it upped, but I think because we're doing the credit card arbitrage, we show about $ 70 outstanding in cc debt, so they declined (even though we never go over the limit and always pay on time).

Some of the factors that impact the credit score are how long ago you established credit, whether you've always made payments on time and how close your outstanding balances are to your credit limits.

So, for example, if the total credit limit on your credit cards is $ 10,000 and you have an outstanding balance of $ 7,000, your credit utilization ratio is 70 percent.

You can get out of credit card debt quickly if you can take out a zero or a relatively low - interest credit card with a credit limit of about the sum total of the outstanding balances on your multiple credit cards.

When it comes to your credit limit, you never want your outstanding balance to exceed it.

One of the key factors in calculating a credit score is a borrowers outstanding debt compared to their credit limit.

These agencies will look at whether you pay your bills on time, the amount of outstanding debt you have versus your credit limit, the types of loans you have, the length of your credit history and whether you've applied for any new loans in the recent past.

Improve your credit by keeping the account open and lowering your credit card utilization rate, which is how much you charge / owe (outstanding balances) vs. your total available credit limit.

Your overall score will de determined based on a number of factors, including debt to limit ratio, the length of time you've had credit, what kind of payment history you have, and whether or not you have a bankruptcy, charge off, or outstanding collections on your report.

Instead of putting money toward high - interest credit cards, pay all of your outstanding card balances down to 30 % or less of your maximum credit limit.

The Credit Union is not obligated to make any loan advances to the Checking account if the outstanding overdraft balance exceeds the established credit limit or as otherwise provided in the agreement governing the personal line of cCredit Union is not obligated to make any loan advances to the Checking account if the outstanding overdraft balance exceeds the established credit limit or as otherwise provided in the agreement governing the personal line of ccredit limit or as otherwise provided in the agreement governing the personal line of creditcredit.

** Credit Utilization Ratio: A number of outstanding balances on all credit cards divided by the sum of each card's limit, and it's expressed as a perceCredit Utilization Ratio: A number of outstanding balances on all credit cards divided by the sum of each card's limit, and it's expressed as a percecredit cards divided by the sum of each card's limit, and it's expressed as a percentage.

The rating agencies look at your total outstanding debt versus your maximum credit limit.

These include, but are not limited to income, credit, job stability, down payment, and other debts outstanding etc..

credit card [top] A card that allows a consumer to pay a minimum or the entire outstanding account balance each month and has a credit limit.

To calculate your credit utilization on one particular card, divide your outstanding balance by your total credit limit.

High outstanding debts near credit limits send a bad signal to lenders.

That's because a credit score also reflects the outstanding balance on a credit card compared with the overall credit limit.

The same holds true for your outstanding credit card balances in relation to their limits (sometimes called the utilization rate).

To get the best rating, you should keep your outstanding debt to 25 percent or less of your total credit limit.

Make all of your payments on time and keep your outstanding credit card balances to no more than 30 % of your credit limits.