A life insurance annuity works like an income in that the death benefit is divided up
over a number of years into equivalent amounts that the beneficiary receives each year.
An annuity works like an income in that the death benefit is divided up
over a number of years into equivalent amounts that the beneficiary receives each year.
A life insurance annuity works like an income in that the death benefit is divided up
over a number of years into equivalent amounts that the beneficiary receives each year.
Not exact matches
Qalaa will divest a
number of its non-core assets
over the next five
years and reinvest the money
into the five key sectors it is now focusing on, says Ahmed Heikal, chairman and founder
of Qalaa Holdings.
The State Department estimates that the surge
of passport renewals that will be spilling
over into 2018 and 2019 — combined with other new passport applications — will push the
number of passports issued this
year to more than 21 million, after more than 20 million applications in 2017.
If each one
of your employees comes
into contact with 10 customers per week, then when we multiply that
number of new customers
over 50 weeks, this comes to 500 customers per
year, per employee.
An employee's options grant tends to be broken up
into percentage blocks, with each block vesting annually
over a set
number of years.
Actual results, including with respect to our targets and prospects, could differ materially due to a
number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up
of production
of our new products, and our entry
into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception
of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall
of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability
of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration
of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter
into acceptable contractual arrangements with the significant customers
of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits
of the transaction; the risk that retail customers may alter promotional pricing, increase promotion
of a competitor's products
over our products or reduce their inventory levels, all
of which could negatively affect product demand; the risk that our investments may experience periods
of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity
of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization
of products under development, such as our pipeline
of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-
year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development
of new technology and competing products that may impair demand or render our products obsolete; the potential lack
of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal
year ended June 25, 2017, and subsequent reports filed with the SEC.
Outlook: According to Employment and Social Development Canada, audiologists and speech - language pathologists (part
of the «therapy and assessment professionals» occupation class) should find a fairly balanced job market
into 2020, with the
number of job seekers nearly matching the
number of available positions
over the next few
years.
While a
number of the
year's key themes will be carried
over into 2015, including even larger digital sales and better integration
of on - and offline, below are five less obvious trends that experts predict will shape the retail world in the coming
year.
«The reason the Republican party essentially forgot to celebrate America this
year might have been because they were too busy celebrating Donald Trump's claims that he would fix whatever Donald Trump thinks is wrong with America,» Oliver said before launching
into a takedown
of the «countless awful things» Trump has said
over the past
year, stirring up any
number of controversies throughout his campaign for the White House.
As for the thousands
of other apps that have plugged
into Facebook
over the
years, the
number of affected users could easily be in the hundreds
of millions.
Over the past few
years, TechNode has witnessed a large
number of emerging startups grow
into unicorns.
Tapping
into the increasing
number of Indonesians with internet access, the fintech industry has been growing fast
over the past few
years, offering peer - to - peer lending, crowdfunding, market aggregation, risk and investment management and payment services.
Liberal Boomers, who seldom if ever seriously criticize the legions
of conservative - demonizers in your midst, for this post I will mostly join Mr. Druckenmiller in accusing you outright, that is, I will act as if this was your premeditated plan motivated by selfish interest, and not a pattern
of political self - delusion that you fell
into, given the drip - drip - drip
of Democrat talking points
over the
years, given your gleeful listening to those who dismissed conservatives as hateful dunces, so that you ceased to even consider the
NUMBERS conservatives kept pointing to, and just kept on doggedly voting D.
Journalist Peter Seewald became famous for his books written in collaboration with Joseph Ratzinger, later Benedict XVI: what began as one interview for a major German newspaper developed
into a series
of books
over a
number of years, exploring deep theological issues and the complex debates
of our time.
The directive
of the churches represented in Faith and Order — that a study
of worship be pursued
over a
number of years — indicates a recognition that there is a giveness to Christian worship, and that the common degradation
of worship
into gimmicks for religious mood - engendering is a kind
of impoverishment, a failure, a positive disobedience hiding behind the face
of individualism, spontaneity, freedom.
Now, following a
number of seismic lurches
over the past two
years, M5S appears to be moving
into a post-Grillo phase, having six months ago replaced the comedian as de facto leader with 31
year - old Luigi Di Maio, in what seems to be a sign that the movement is about to grow up and join the political mudbath (albeit with Grillo remaining in the wings as «guarantor»).
Welcoming the increase the Bishop
of Guildford, Andrew Watson, said: «I am delighted at both the
number and the range
of those whom God has been calling
into ordained ministry
over the course
of the past
year.
To quote from the Pew research,» The many people who have left the Catholic Church
over the
years have been replaced, to a great extent, by the large
number of Catholic immigrants coming to the U.S.» This should be no surprise given the large
number of Hispanic immigrants pouring
into the US.
He added: «There was a system
of administration in that school
over a long
number of years which allowed a paedophile to flourish, gave him authority, not only
over all
of the pupils, but gave him authority
over the staff as well and put him in a position where he could abuse people and that needs to be explored, it needs to be investigated, it needs to be enquired
into.
An additional $ 18.6 m will be placed
into a fund
over the next two
years to incentivise stronger Class I utilisation rates in Federal Orders 5 and 7, which cover a
number of Southeast US states.
QAI has
over 25
years of experience certifying organic ingredients and products, and the QAI experts in Querétaro, Mexico can now issue LPO certification for organic ingredient importers allowing entrance
into the country with the third largest
number of organic food producers.1
There is no indication that talks have even taken place
over a new deal, although you would assume that there have been sit - downs on a
number of occasions this late
into it, and his importance has grown consistently
over the
years.
This is an incredibly difficult question to answer for a variety
of reasons, most importantly because
over the
years our once vaunted «beautiful» style
of play has become a shadow
of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out
of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences
into wide positions, without the aid
of the backs coming up
into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did
years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out
of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes
of Bellerin and Gibbs and the spirited albeit offensively stunted play
of Monreal, but none
of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio
of scored goals per clear chances was relatively low (better last
year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple
years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part
of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part
of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature
of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player
of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out
of position far too many times since arriving and that the players in front
of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that,
of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one
of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one
of the most committed skill players we've seen on this squad for some
years but that could all change soon, if it hasn't already
of course... strangely enough, even he doesn't make sense given the constructs
of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the
numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack
of mobility is an albatross around the necks
of our offence... so when you ask who would be our best starting 11, I don't have a clue because
of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits
Without getting too deep
into the mud
of the «MLB's payment schedule for free agents is way off» right now, the age at which teams are giving players their big contracts is not the age at which they are set to put up similar
numbers over the next four or five
years.
The England international has suffered a huge
number of setbacks
over the
years, having looked earned first - team roles for the Gunners early
into his career.
Wilcox believes that
over the next few
years, we may see a long wave
of divorces, washing no small
number of discarded and dispirited men back
into single adulthood.
The question
of identity has grown more pressing
over the course
of the last 15
years as the
number of Waldorf schools has grown and as a new generation
of teachers has moved
into positions
of responsibility within the schools.
As the
number of families without fathers in the home have increased
over the last 30
years, more and more young dads are entering
into fatherhood without a good role model.
«The problem with the payment
of the allowance is that apart from the huge cost implication for the national budget, it also compels governments
over the
years to scale down the
number of students entering
into the college
of education.»
And that's before accounting for some
of the factors that the model doesn't consider: the disagreement in the polls, the unusual nature
of Trump's candidacy and the demographic changes it is producing, Clinton's superior turnout operation, the possibility
of «shy Trump» voters, the fact that the news cycle is still somewhat fluid headed
into the final weekend, the declining response rates to polls, and the substantial
number of high - profile polling misses around the world
over the past few
years.
An increasing
number of states
over the past few
years have looked
into legalizing marijuana.
The committee will also discuss several technical changes relating to an annual report produced by the Administration for Children's Services and the Department
of Youth and Community Development on the
number of sexually exploited youth each agency has come
into contact with
over the course
of the calendar
year.
With a record - breaking
number of over 470,0001 students being accepted
into UK universities and colleges this
year, the Association
of British Insurers (ABI) is issuing a five step guide to remind students what they should be doing to look after their belongings.
Cuomo announced the money put
into the state fair in the past
year, $ 50 million, brought a record
number of people to the state fair from all
over the country.
Whilst the
number of people giving # 50,000 donations has increased
over the last three
years, The Times also notes a recent pledge
of # 1 million from Stanley Fink and the fact that the amount
of money channelled
into the party through Lord Ashcroft's company, Bearwood, has also increased during the that time:
But the sheer
number of students I've met
over the
years who've run
into significant snags with these kinds
of studies suggests that you do not want your academic future hinging on one
of these kinds
of projects.
North Korea reworked Scud technology
into a
number of variants
over the
years, apparently with the help
of Soviet engineers (many
of whom fled the USSR after its 1991 collapse).
It has received a
number of attacks from the network
over the
years; it is big, complicated and a good place to begin hacking
into a system because it runs with «super-user» privilege, which means that it can access any file on the machine.
Over the next few years, she and Irit Meir, a colleague at Haifa, made cautious forays into Al - Sayyid, setting in motion the diplomacy that is a critical part of linguistic fieldwork: explaining their intentions, hosting a day of activities at the village school, over time earning the trust of a number of the villag
Over the next few
years, she and Irit Meir, a colleague at Haifa, made cautious forays
into Al - Sayyid, setting in motion the diplomacy that is a critical part
of linguistic fieldwork: explaining their intentions, hosting a day
of activities at the village school,
over time earning the trust of a number of the villag
over time earning the trust
of a
number of the villagers.
«They're putting everything
into H. erectus
over huge geographical distances, essentially spread throughout the whole world, and
over a vast
number of years,» Johanson says.
Over the past
year the Frog Mortality Project, which was set up in May 1992 to look
into the large
number of reported frog deaths, was notified
of more than 300 cases
of dead adult frogs by members
of the public.
Over the past 10
years, the
number of those coming from outside Vancouver
into the DTES rose from 17 to 52 per cent.
Over the last few billion
years, a mysterious kind
of «galactic warming» has turned huge
numbers of galaxies
into deserts devoid
of fresh young stars.
Hi Hope,
over all I've had very good experiences on eBay
over the
years (I've been using the site for about 8.5
years now), but have run
into a few more issues there than on etsy (though, to be fare, I've had higher
number of transactions on eBay, so that could certainly be a factor in that point, too).
Despite selling out
over a
year ago, one
of EA's community members managed to snag the Lucky
Numbers Choker last month when one popped back
into stock.
Over the
years ~ a
number of important discoveries have popped
into scientists heads while they were doing mundane tasks (or asleep).
Whilst the
number of primary teachers has increased significantly
over the last two to three
years (set against a downturn in the
number of secondary teachers) this will not be sufficient to deal with the influx
of children
into primary schools.
Year 6 Science Assessments and Tracking Objectives covered: Describe how living things are classified
into broad groups according to common observable characteristics and based on similarities and differences, including micro-organisms, plants and animals Give reasons for classifying plants and animals based on specific characteristics Identify and name the main parts
of the human circulatory system, and describe the functions
of the heart, blood vessels and blood Recognise the impact
of diet, exercise, drugs and lifestyle on the way their bodies function Describe the ways in which nutrients and water are transported within animals, including humans Recognise that living things have changed
over time and that fossils provide information about living things that inhabited the Earth millions
of years ago Recognise that living things produce offspring
of the same kind, but normally offspring vary and are not identical to their parents Identify how animals and plants are adapted to suit their environment in different ways and that adaptation may lead to evolution Recognise that light appears to travel in straight lines Use the idea that light travels in straight lines to explain that objects are seen because they give out or reflect light
into the eye Explain that we see things because light travels from light sources to our eyes or from light sources to objects and then to our eyes Use the idea that light travels in straight lines to explain why shadows have the same shape as the objects that cast them Associate the brightness
of a lamp or the volume
of a buzzer with the
number and voltage
of cells used in the circuit Compare and give reasons for variations in how components function, including the brightness
of bulbs, the loudness
of buzzers and the on / off position
of switches Use recognised symbols when representing a simple circuit in a diagram