Sentences with phrase «over a period of years as»

Payments are gradually increased over a period of years as your income rises.

When more renters are insured, there are overall economic benefits including improved work attendance after a significant loss, as well as renters spending the claim check to replace their property in a single shot, rather than over a period of years as they can afford to buy something new.

(Mirriam and Websters define climate as: 2 a: the average course or condition of the weather at a place usually over a period of years as exhibited by temperature, wind velocity, and precipitation.)

climatology, climates 1: a region of the earth having specified climatic conditions2 a: the average course or condition of the weather at a place usually over a period of years as exhibited by temperature, wind velocity, and precipitation b: the prevailing set of conditions (as of temperature and humidity) indoors < a climate - controlled office > 3: the prevailing influence or environmental conditions characterizing a group or period: atmosphere < a climate of fear >

Climate is defined as, «the average course or condition of the weather at a place usually over a period of years as exhibited by temperature, wind velocity, and precipitation» http://www.merriam-webster.com/dictionary/climate

Not exact matches

One of the concessions for winning state regulatory approval to convert Fidelis to a for - profit unit includes a $ 340 million contribution to New York state, payable over a five - year period, which will be treated as increased administrative costs.

The supervisor of Dianella - based building company Frayson has been fined $ 15,000 for failing in his duties as a manager and supervisor on work carried out at 20 Perth properties over a 10 - year period.

«As a long - term value investor, we remain cautious and recognise that to generate good real returns over time, we have to be prepared for periods of underperformance relative to the market indices, some even for a stretch of several years.»

«In our experience, markets tend to over-react to political shocks, as was seen in the example of Tiananmen Square — where the Hang Seng fell 22 % in a single day, losing 37 % from its peak over the entirety of the protest period, before steadily recovering back to previous peak over the following year,» the team wrote.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

As the only IRS point - of - contact for the business, she strung this out over a three - year period and stole $ 439,000.

«We have been falling short of our inflation objective not just in the past year, but over a longer period as well.

Sales of small businesses with revenues of about $ 350,000 rose eight percent in the second quarter of 2011 over the same period last year, but the news isn't quite as good as it sounds.

Personal installment loans - also known as cash advances - are typically paid back on a fixed schedule over a period of a few months or years.

The hypothetical portfolios would then be rebalanced for each year of the study period — 1997 to 2014 — to reflect changes that would have occurred over the space of those years as new high - scoring companies were identified and added as a result of the yearly CHAA process.

Over the past three years, we have increased sales from $ 3.9 billion to $ 4.5 billion as of the twelve month period ended April 27, 2013.

The closure of Hydro - Quebec's Gentilly - 2 nuclear power plant temporarily lowers Quebec's fiscal capacity, as measured under the Equalization program, which in turn lowers Ontario's Equalization entitlement over a three - year period.

Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.

Over a 12 - month period (ended June 30, 2017), global hedge funds, as measured by the HFRX Global Hedge Fund Index, delivered decent gains of 6.0 % in US dollar terms.1 That's a vast improvement in the performance of these alternative investments from the prior two years.

As of June 30, 2015, there was $ 178.6 million of total unrecognized compensation cost related to outstanding stock options and restricted stock awards that is expected to be recognized over a weighted average period of 3.51 years.

As of September 30, 2015, there was $ 228.5 million of total unrecognized compensation cost related to outstanding stock options and restricted stock awards that is expected to be recognized over a weighted average period of 3.18 years.

As of December 31, 2014, there was $ 177.9 million of total unrecognized compensation cost related to outstanding stock options and restricted stock awards that is expected to be recognized over a weighted average period of 2.86 years.

As of December 31, 2014, there was $ 177.9 million of total unrecognized compensation expense related to outstanding stock options and restricted stock awards that is expected to be recognized over a weighted average period of 2.86 years.

As of September 30, 2015, there was $ 228.5 million of total unrecognized compensation expense related to outstanding stock options and restricted stock awards that is expected to be recognized over a weighted average period of 3.18 years.

Even closer to home for advisors is the class action lawsuit brought employees of CheckSmart who are charging that CheckSmart and Cetera Advisor Networks, as co-fiduciaries, allowed «grossly excessive» fees in a 401 (k) plan whose investments performed poorly over a period of six years.

Based on the fund's monthly returns over the 3 - year period ended as of the date of the calculation.

That framework's been in place since the early 1990s, we have hit the target over that 20 year period, the average inflation rate's pretty close to 2.5 per cent, so we regard that as successful by the terms of the definition that we set ourselves and I think that's made a big contribution to economic stability more generally and I don't think it's an accident that that period of fairly low predictable inflation has coincided with pretty good sustained growth in the economy.

[01:10] Introduction [02:45] James welcomes Tony to the podcast [03:35] Tony's leap year birthday [04:15] Unshakeable delivers the specific facts you need to know [04:45] What James learned from Unshakeable [05:25] Most people panic when the stock market drops [05:45] Getting rid of your fear of investing [06:15] Last January was the worst opening, but it was a correction [06:45] You are losing money when you sell on corrections [06:55] Bear markets come every 5 years on average [07:10] The greatest opportunity for a millennial [07:40] Waiting for corrections to invest [08:05] Warren Buffet's advice for investors [08:55] If you miss the top 10 trading days a year... [09:25] Three different investor scenarios over a 20 year period [10:40] The best trading days come after the worst [11:45] Investing in the current world [12:05] What Clinton and Bush think of the current situation [12:45] The office is far bigger than the occupant [13:35] Information helps reduce fear [14:25] James's story of the billionaire upset over another's wealth [14:45] What money really is [15:05] The story of Adolphe Merkle [16:05] The story of Chuck Feeney [16:55] The importance of the right mindset [17:15] What fuels Tony [19:15] Find something you care about more than yourself [20:25] Make your mission to surround yourself with the right people [21:25] Suffering made Tony hungry for more [23:25] By feeding his mind, Tony found strength [24:15] Great ideas don't interrupt you, you have to pursue them [25:05] Never - ending hunger is what matters [25:25] Richard Branson is the epitome of hunger and drive [25:40] Hunger is the common denominator [26:30] What you can do starting right now [26:55] Success leaves clues [28:10] What it means to take massive action [28:30] Taking action commits you to following through [29:40] If you do nothing you'll learn nothing [30:20] There must be an emotional purpose behind what you're doing [30:40] How does Tony ignite creativity in his own life [32:00] «How is not as important as «why» [32:40] What and why unleash the psyche [33:25] Breaking the habit of focusing on «how» [35:50] Deep Practice [35:10] Your desired outcome will determine your action [36:00] The difference between «what» and «why» [37:00] Learning how to chunk and group [37:40] Don't mistake movement for achievement [38:30] Tony doesn't negotiate with his mind [39:30] Change your thoughts and change your biochemistry [40:00] The bad habit of being stressed [40:40] Beautiful and suffering states [41:50] The most important decision is to live in a beautiful state no matter what [42:40] Consciously decide to take yourself out of suffering [43:40] Focus on appreciation, joy and love [44:30] Step out of suffering and find the solution [45:00] Dealing with mercury poisoning [45:40] Tony's process for stepping out of suffering [46:10] Stop identifying with thoughts — they aren't yours [47:40] Trade your expectations for appreciation [50:00] The key to life — gratitude [51:40] What is freedom for you?

A further comparison in the graph below of distributions as a percentage of net asset value shows that venture capital distributions have averaged nearly 14 % per year since 1980 which compares quite favorably to average annual buyout distributions of about 15 % over the same period.

Under the agreement a perpetual restrictive covenant has been placed on the 121.7 ha which will require the area to be maintained and managed for its value as native vegetation with improvement of its assessed habitat score from 7/10 to 8/10 over a 20 - year period.

We do not have the number of births in the RCT area, so we multiply 5q0 by the under - 5 population (as a proxy for births over a 5 year period) and then divide by 5 to get the deaths per person per year.

The scenario model is pre-populated with data based on a large sample of U.S. public companies (more than 2,500 companies) over a seven - year period (2004 - 2011), as compiled by BoardEx.1 To access the pre-populated model calculations, click the Calculations / Historical data and Attrition data tabs in the Excel spreadsheet that you can download from this page.

Though it's earmarked for retirement, the government allows you to take money from your RRSP penalty - free to buy your first house or fund your education, as long as you return the money into your account over the course of a fifteen year payback period.

A cash flow statement is an account of the cash flowing into and out of a business over an accounting period, such as a month, quarter or year.

We then calculate what the ratio would be if Amazon added 50,000 Amazon workers and 62,500 supplementary workers over a ten year period, as Amazon's RFP projects, and if the city's housing supply grew 20 percent faster than it did in the earlier period.1 We adjusted the 20 percent figure up or down to reflect differences in metros» level of difficulty in producing new housing, and we assumed that vacancy rates would drop to between 3 and 5 percent of the city's housing stock.

Cigna Corp. posted higher profit and revenue in the first quarter of 2018 as it grew premiums and membership in its commercial employer business.The Bloomfield, Conn. - based health insurer recorded net income of $ 917 million in the three months ended March 31, up 54.6 % over the same period a year ago.

McGovern will continue to serve as an executive at High Times and receive, as part of his compensation, an additional 289,630 Class B non-voting stock options, to vest over a three - year period at $ 2.18 per share.

After the third longest bull market advance on record, fresh deterioration in key trend - following components within our measures of market internals (see Support Drops Away) recently joined this extended, overvalued, overbought, overbullish peak, even as the S&P 500 hovers at the top of its monthly Bollinger bands (two standard deviations above the 20 - period average) and cyclical momentum rolls over from a 9 - year high.

«Over a period of years we have tended to earn about 20 percent on capital per year before compensation, and about 3 percent of that has been paid to management as compensation, leaving 17 percent to the stock holders»

In contrast, export volumes decreased over this period, despite strong global demand, as capacity and infrastructure constraints and supply disruptions restricted growth; such supply - side factors have hampered exports for a number of years, with resource export volumes now lower than during 2000 (see the chapter entitled «Australia's Resource Exports — Recent Trends and Prospects» in this Statement).

Exports of gold are largely responsible for the sharp increase in resource exports to India over the past year, although this has been at the expense of alternative markets such as in east Asia and the EU, as Australia's total gold exports have not increased significantly over this period.

Although the Madoff Trustee has not revealed the information as to the precise dates on which Picower withdrew funds from Madoff, if we assume that the funds were drawn out evenly over 25 years, and we assume that Picower had simply invested his stolen money in U.S. Treasury Notes over a 25 - year period, he would have tripled his money — giving him a profit from Madoff's crimes of approximately $ 21 billion.

Production costs have increased over the past half year, as a result of higher raw materials prices, largely reflecting a period of strong domestic and international demand.

Previous analysis illustrated that inflation compensation has returned as reasonable measure of inflation expectations over a 10 year period while both the economy's potential growth and the changing size of the Fed's balance sheet influence the real yield.

All of my education courses were created / administered locally via UBC / Trent University (Peterborough, Ontario) respectively whilst I studied / practiced as a Real Estate Appraiser Candidate (over a five - plus - year period whilst completing thousands of appraisals under the tutelage of my boss).

Bottom line: every one of the ten outperformed the index over the five year period, and as a group they did so by an average of 11 % per year, the financial equivalent of back - to - back no - hitters.

While floaters may be linked to almost any benchmark and pay interest based on a variety of formulas, the most basic type pays a coupon equal to some widely followed interest rate or a change in a given index over a defined time period, such as the year - over-year change in the Consumer Price Index (CPI), plus a fixed spread in basis points (1bp = 1/100 of 1 % or.01 %).

As you know, the Japanese economy has been extremely weak over the past five years, and our exports to Japan have been flat over most of that period.

There have been periods of time when exposure factors can, and have underperformed the market, such as dividend growth stocks over the last four years.

(As of this writing, the S&P 500 has seen a 13.72 % gain over a period of a year.)